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NOW COMPANY

Active
Private limited companyfounded 1998active for 28 yearsAvenue Léonard de Vinci 14, 1300 Wavre, BelgiumKBO/BCE: BE 0462.436.711

From the official registers: KBO 27 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

NOW COMPANY has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.1m and a net result of -€166,885. Equity has been stable since 2019 (±1.5% per year). Its solvency ranks better than 57% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
NOW COMPANYActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 03-02-1998 Normal situation
Activity
Wholesale trade NACE 46495and 3 others
Establishment unit
2.085.321.440 1300 Wavre, since 14-12-1998
Financial year end
31 December
Peppol
Reachable since 18-11-2025
Company details

Board and ownership

Board
  • Now to Now SADirector · since 12-12-2023 · permanent representative Thomas LANCKSWEERT
Shareholders
Board & ownership

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€1.4m
▼ 32.8%
Turnover
≈ €6.1m
estimated
Loss
€166,885
Equity
€3.1m
▼ 5.5%
Total assets
€6.3m
▲ 1.6%
Staff
20.3 FTE
▲ 9.1%
Filed on 01-07-2026, 30 days before the deadlineat the National Bank
Financials
Score breakdownraises riskLiquidity: current ratio 4.29, cash €130,863Loss of €166,885 (financial year 2025)Size: 20.3 FTE, total assets €6.3mlowers riskFounded in 1998Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 37% of small companies in wholesale trade (NACE 46)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 74-4
equity 49.5% of total assets
Liquidity 48-5
short-term debt 17.0% · cash 2.1%
Profitability 19-18
return on assets -2.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,376 companies, NACE 46, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.2 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.5 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €260,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.29 (5.7 in 2024), above the usual 1.5. Short-term debt is 17% and cash 2.1% of total assets. However, 50.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 58% of them on solvency, 58% on liquidity, 12% on profitability and 22% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 4.29, cash €130,863
NBB · annual accounts
raises risk · Loss of €166,885 (financial year 2025)
NBB · annual accounts
raises risk · Size: 20.3 FTE, total assets €6.3m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
24 days early
2023
4 days early
2022
18 days late
2021
24 days late
2020
27 days late
2019
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €135,336 in 2024 -€166,885 View
  • Caution: Lower net result than 95% of companies in wholesale tradesector median €26,864 · 9,808 companies -€166,885 View

Companies linked to NOW COMPANY

Comparable companies

These companies have the same main activity as NOW COMPANY: wholesale trade (NACE 46495). They are comparable in size and age: total assets between €2.1m and €12m, founded between 1970 and 2005.

CompanyTotal assetsGross margin
NOW COMPANY Wavre€6.3m€1.4m
THOMPSON Geraardsbergen€9.1m€1.5m
M & F DE SCHEEMAEKER Brugge€4.1m€1.9m
ACTION SPORTS SPRL Liège€2.1m€0.9m
CARBONBIKE Waremme€7.7m€0.6m
Bcc Centrale Namur€11.7m-
CODAGEX Dessel€4.8m-
Full comparison

Documents

Annual accounts at the NBB

All 27 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about NOW COMPANY
What is the company number of NOW COMPANY?
The company number of NOW COMPANY is 0462.436.711. The VAT number is the same number with BE in front: BE 0462.436.711.
Where is NOW COMPANY based?
The registered office is at Avenue Léonard de Vinci 14, 1300 Wavre.Company details
What does NOW COMPANY do?
According to the KBO register, the main activity is wholesale trade (NACE 46495).
What is the legal form of NOW COMPANY?
The legal form of NOW COMPANY is Private limited company (BV).
When was NOW COMPANY founded?
NOW COMPANY was founded on 03-02-1998.
Is NOW COMPANY still active?
Yes, NOW COMPANY is an active enterprise in the KBO register.
How many employees does NOW COMPANY have?
NOW COMPANY had an average of 20.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of NOW COMPANY?
The turnover in financial year 2025 is ≈ €6.1m. This figure is estimated from the gross margin of €1.4m and 100 comparable companies (NACE 46). It probably lies between €3.6m and €10.0m.
Is NOW COMPANY profitable?
In financial year 2025, NOW COMPANY made a loss of €166,885.
Where can I find the annual accounts of NOW COMPANY?
NOW COMPANY filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of NOW COMPANY due?
NOW COMPANY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See the other companies in the same group.EQUITY · 26 companies

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