NOVOCHAMIC
ActiveNOVOCHAMIC has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €399k and a net result of €47k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
short-term debt: 0.9% and cash: 98.6% of total assets, and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
11.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
105 d early
2024
66 d early
2023
112 d early
2022
108 d early
2021
107 d early
2020
109 d early
2019
122 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€47k▲ 65.0%
2024 · €29k
2018: €149k
2019: €25k
2020: €38k
2021: €31k
2022: €31k
2023: €27k
2024: €29k
2018 → 2025
Working capital
€398k▲ 31.9%
2024 · €302k
2018: €227k
2019: €253k
2020: €291k
2021: €319k
2022: €243k
2023: €273k
2024: €302k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€372k-€296k▼ 20.6%€323k▲ 9.3%€352k▲ 8.8%€399k▲ 13.4%
Operating result€47k-€46k▼ 2.3%€44k▼ 4.6%€44k▲ 0.2%€64k▲ 46.6%
Net result€31k-€31k▲ 1.5%€27k▼ 11.7%€29k▲ 4.1%€47k▲ 65.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €402k
Fixed assets
€904▼ 98.2%
Current assets
€402k▲ 31.1%
Equity and liabilities €402k
Equity
€399k▲ 13.4%
Debt
€4k▼ 25.1%
The debt ratio falls from 1.3% to 0.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▲
2024 · €44k
Cash flow
€48k▲
2024 · €29k
Solvency
99.1%▲
2024 · 98.7%
Debt / equity
0.01▼
2024 · 0.01
ROE
11.8%▲
2024 · 8.1%
ROA
11.7%▲
2024 · 8.0%
Interest coverage
1436.38▲
2024 · 984.03
Debt
€4k▼
2024 · €5k
Debt ≤ 1 year
€4k▼
2024 · €5k
Income taxes
€17k▲
2024 · €15k
A ratio outside any meaningful range has been withheld (balance sheet total €402k, equity €399k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€356k€402k▲
Fixed assets21/28€50k€904▼
Tangible fixed assets22/27€93€904▲
Furniture and vehicles24€93€904▲
Financial fixed assets28€50k-
Current assets29/58€306k€402k▲
Amounts receivable within one year40/41€8k€5k▼
Trade receivables40€46-
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€298k€397k▲
Equity and liabilities
Total equity and liabilities10/49€356k€402k▲
Equity10/15€352k€399k▲
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Reserves13€332k€379k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€330k€377k▲
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€5k€4k▼
Trade debts44€2k€208▼
Suppliers440/4€2k€208▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€275€275=
Income statement
Code20242025
Non-recurring operating income76A-€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€499€464▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€46k€66k▲
Operating profit (loss)9901€44k€64k▲
Financial income75/76B€6€224▲
Recurring financial income75€6€224▲
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€44k€64k▲
Income taxes67/77€15k€17k▲
Profit (loss) for the period9904€29k€47k▲
Profit (loss) for the period to be appropriated9905€29k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€47k▲
Transfer to equity691/2€29k€47k▲
To other reserves6921€29k€47k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity times 14current ratio 64.36
Current ratio from 4.51 to 64.36; short-term debt falls from €78k to €5k.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
15-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
13-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €25k ▼83.1%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
12-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Abdijstraat 421050 ElseneGround area
174 m²
Building footprint
104 m²
Volume, LiDAR
1,776 m³
Parcel 21447B0274/00W007, Brussels · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
NOVOCHAMIC
since 20132.218.046.144
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0274/00W007 | Brussels | 174 m² | 1 · 104 m² | 20.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500MBCJT7LO73TK32
Similar companies · same sector, comparable size
De Berken
BE 0553.958.585
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INNO TUNE
BE 0879.450.993
Gent · Eq €399k
M-Consulting Services
BE 0833.283.547
Oostende · Eq €399k
HDD MANAGEMENT
BE 0475.313.064
Berlare · Eq €399k
HARACORP INVEST
BE 0685.824.840
Elsene · Eq €399k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 36,389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.