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AR AGENCY

Active
Private limited companyfounded 2013active for 13 yearsAmerikaanse straat 61-65, 1050 Elsene, BelgiumKBO/BCE: BE 0536.985.268
Summary

AR AGENCY has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,277 and a net result of €9,181. Equity has been shrinking by about 29% per year since 2019. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 19% of 1,683 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 29-07-2013 Normal situation
Activity
Computer programming NACE 62100and 3 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 01-10-2025
Establishment unit
2.220.812.228 1050 Elsene, since 18-07-2013
Financial year end
1 October
Peppol
Reachable since 10-01-2026

Board and ownership

Board
  • Redant AmauryDirector · since 18-07-2013

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts to 01-10-2025
Gross margin
€67,360
▲ 8.7%
Turnover
≈ €160,000
estimated
Profit
€9,181
▲ 204%
Equity
€15,277
▲ 151%
Total assets
€507,413
▼ 1.2%
Employees on 01-10-2025
1
=
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 3 of the last 3 accounts lateEquity €15,277 (3.0% of total assets)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: 1 FTE, total assets €507,413Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 37% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Average
Solvency 28+2
equity 3.0% of total assets
Liquidity 38=
short-term debt 34.4% · cash 2.3%
Profitability 71+15
return on assets 1.8%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,915 companies, NACE 62, micro)
Last 24 months 12-2024: 2.8% 01-2025: 2.7%▼ -0.1 percentage points vs 12-2024 02-2025: 2.6%▼ -0.1 percentage points vs 01-2025 03-2025: 2.5%▼ -0.1 percentage points vs 02-2025 04-2025: 2.8%▲ +0.3 percentage points vs 03-2025 05-2025: 2.6%▼ -0.2 percentage points vs 04-2025 06-2025: 3.0%▲ +0.4 percentage points vs 05-2025highest value 07-2025: 0.8%▼ -2.2 percentage points vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▲ +0.2 percentage points vs 04-2026 06-2026: 1.2%▲ +0.2 percentage points vs 05-2026 07-2026: 0.7%▼ -0.5 percentage points vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026lowest value 11-2026: 0.7%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.99 (1.9 in 2024), above the usual 1.5. Short-term debt is 34.4% and cash 2.3% of total assets. However, 97% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 11% of them on solvency, 15% on liquidity, 29% on profitability and 93% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Equity €15,277 (3.0% of total assets)
NBB · annual accounts
lowers risk · Size: 1 FTE, total assets €507,413
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1683 sector peers (2025).
NBB · sector comparison
Position among 1683 sector peers
Solvency
better than 19%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €15,277
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 01-10-2025 was due by 01-05-2026 and was filed on 01-06-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
32 days late
2023
91 days late
2022
29 days late
2021
199 days late
2020
19 days late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 57 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 01-10-2026 is due by 01-05-2027. Nothing is late today. The company usually files around 2 June (4 of the last 5 accounts filed within 60 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-10-2026 year end04-11-2026 today01-05-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 81% of companies in computer programming and consultancysector median 39.3% · 1,683 companies 3.0% View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as AR AGENCY: computer programming (NACE 62100). They are comparable in size and age: total assets between €419,000 and €671,000, founded between 2010 and 2017.

CompanyTotal assetsGross margin
AR AGENCY Elsene€507,413€67,360
Solvice Gent€463,927€66,717
IMMO PROXIO Waregem€591,778€60,254
NVH-IA Geel€429,557€90,648
MDS-PROCONSULT Mons€670,544€78,803
Eazy2Ship Belgium Brussel€418,535€88,729
Stacka Koekelberg€433,722€33,417
Full comparison

Key facts about AR AGENCY

What is the company number of AR AGENCY?
The company number of AR AGENCY is 0536.985.268. The VAT number is the same number with BE in front: BE 0536.985.268.
Where is AR AGENCY based?
The registered office is at Amerikaanse straat 61-65, 1050 Elsene.Company details
What does AR AGENCY do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of AR AGENCY?
The legal form of AR AGENCY is Private limited company (BV).
When was AR AGENCY founded?
AR AGENCY was founded on 29-07-2013.
Is AR AGENCY still active?
Yes, AR AGENCY is an active enterprise in the KBO register.
How many employees does AR AGENCY have?
AR AGENCY had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does AR AGENCY fall under?
In its 01-10-2025 annual accounts, AR AGENCY states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of AR AGENCY?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €67,360 and 41 comparable companies (NACE 62100). It probably lies between €130,000 and €200,000.
Is AR AGENCY profitable?
In financial year 2025, AR AGENCY made a profit of €9,181.
Where can I find the annual accounts of AR AGENCY?
AR AGENCY filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AR AGENCY due?
AR AGENCY must file the annual accounts for financial year 2026 by 01-05-2027.Timeline

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