Novobric
ActiveNovobric has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.38M and a net result of €157k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 48% of 9715 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▲+1
Solvency54▲+7
Growth55=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.87 in 2023; short-term debt: 11.4% and cash: 3.1% of total assets), and 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.7%
Return on assets
1.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d early
2023
23 d early
2022
77 d early
2021
80 d early
2020
73 d early
2019
86 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€7.82M▲ 44.4%
2021 · €5.42M
2019: €2.92M
2020: €4.67M
2021: €5.42M
2019 → 2022
EBIT margin
13.0%▼ 2.3pp
2021 · 15.3%
2019: 19.8%
2020: 13.9%
2021: 15.3%
2019 → 2022
Net result
€157k▼ 7.8%
2023 · €170k
2018: €826k
2019: €412k
2020: €372k
2021: €511k
2022: €656k
2023: €170k
2018 → 2024
Working capital
€-407k▼ 30.6%
2023 · €-311k
2018: €-753k
2019: €-457k
2020: €-131k
2021: €171k
2022: €-251k
2023: €-311k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€4.67M-€5.42M▲ 16.1%€7.82M▲ 44.4%
Equity€7.82M-€8.33M▲ 6.5%€8.98M▲ 7.9%€2.22M▼ 75.3%€2.38M▲ 7.1%
Operating result€647k-€831k▲ 28.3%€1.02M▲ 22.3%€377k▼ 62.9%€355k▼ 6.0%
Net result€372k-€511k▲ 37.2%€656k▲ 28.3%€170k▼ 74.0%€157k▼ 7.8%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 6% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €8.29M
Fixed assets
€7.75M▼ 3.7%
Current assets
€541k▼ 73.0%
Equity and liabilities €8.29M
Equity
€2.38M▲ 7.1%
Debt
€5.91M▼ 24.5%
The debt ratio falls from 77.9% to 71.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€669k▼
2023 · €680k
Cash flow
€471k▼
2023 · €473k
Solvency
28.7%▲
2023 · 22.1%
Current ratio
0.57▼
2023 · 0.87
Quick ratio
0.57▼
2023 · 0.79
Debt / equity
2.48▼
2023 · 3.52
ROE
6.6%▼
2023 · 7.7%
ROA
1.9%▲
2023 · 1.7%
Interest coverage
4.43▲
2023 · 4.35
Debt
€5.91M▼
2023 · €7.83M
Debt ≤ 1 year
€947k▼
2023 · €2.32M
Debt > 1 year
€4.96M▼
2023 · €5.50M
Income taxes
€53k▼
2023 · €57k
Staff costs
€49k▲
2023 · €67
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€10.05M€8.29M▼
Fixed assets21/28€8.05M€7.75M▼
Tangible fixed assets22/27€8.05M€7.75M▼
Land and buildings22€7.79M€7.51M▼
Plant, machinery and equipment23€61k€53k▼
Other tangible fixed assets26€190k€190k=
Current assets29/58€2.00M€541k▼
Amounts receivable after more than one year29€150k€150k=
Other amounts receivable291€150k€150k=
Stocks and contracts in progress3€180k-
Stocks30/36€180k-
Amounts receivable within one year40/41€1.32M€122k▼
Trade receivables40€72k€57k▼
Other amounts receivable41€1.24M€65k▼
Cash at bank and in hand54/58€355k€260k▼
Deferred charges and accrued income490/1€4k€9k▲
Equity and liabilities
Total equity and liabilities10/49€10.05M€8.29M▼
Equity10/15€2.22M€2.38M▲
Contributions10/11€1.38M€1.38M=
Reserves13€848k€1.00M▲
Distributable reserves133€848k€1.00M▲
Amounts payable17/49€7.83M€5.91M▼
Amounts payable after more than one year17€5.50M€4.96M▼
Financial debts170/4€5.50M€4.96M▼
Amounts payable within one year42/48€2.32M€947k▼
Current portion of amounts payable after more than one year42€476k€442k▼
Financial debts43€20k€20k▲
Credit institutions430/8€20k€20k▲
Trade debts44€51k€20k▼
Suppliers440/4€51k€20k▼
Taxes, remuneration and social security45€44k€4k▼
Taxes450/3€44k-
Remuneration and social security454/9-€4k
Other amounts payable47/48€1.73M€461k▼
Accrued charges and deferred income492/3€16k€6k▼
Income statement
Code20232024
Remuneration, social security and pensions62€67€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€303k€314k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€-2k▼
Other operating charges640/8€78k€52k▼
Gross operating margin9900€761k€768k▲
Operating profit (loss)9901€377k€355k▼
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€156k€151k▼
Recurring financial charges65€156k€151k▼
Profit (loss) for the period before taxes9903€227k€210k▼
Income taxes67/77€57k€53k▼
Profit (loss) for the period9904€170k€157k▼
Profit (loss) for the period to be appropriated9905€170k€157k▼
Appropriation of the result
Profit (loss) to be appropriated9906€170k€157k▼
Transfer to equity691/2€170k€157k▼
To other reserves6921€170k€157k▼
Social balance
Average headcount (FTE)9087-1.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €157k ▼7.8%
Net result drops to €157k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
06-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
11-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fortsesteenweg 442860 Sint-Katelijne-WaverGround area
8,417 m²
Building footprint
3,811 m²
Volume, LiDAR
20,238 m³
Parcel 12422D0111/00F000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Novobric
since 20112.195.126.727
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12422D0111/00F000 | Flanders | 8,417 m² | 1 · 3,811 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 2,043 EUR awarded · 2,043 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,604 EUR | 1,604 EUR |
| 2022 | 1 | 439 EUR | 439 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,381. 2,499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2011
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Business parks
1 parkOffers parcels on business park:Walem