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WIM VERHUUR

Active Private limited companyfounded 2002active for 24 yearsFortsesteenweg 44, 2860 Sint-Katelijne-WaverKBO/BCE: BE 0476.867.242 subsidiary of Novobric#2 employer in Sint-Katelijne-Waver, Wholesale and retail trade sector
Part of the group WIM GROEP 9 companies
See the group

Lifetime

19 annual accounts with figures on one time axis, 23 filings since 2003
peak €7.6m (2018)
-not published
peak €2.0m (2023)
€1.9m▲ 7.4%
peak €13.2m (2025)
€13.2m▲ 15.6%
€70.6m▼ 1.6%
peak 74.3 FTE (2025)
74.3 FTE▲ 12.1%
Board3 names since 2002
1 directorWIM GROEP
Owners2 names in the annual accounts
consolidatesWIM GROEP
Documentsfilings and deeds
08-07-202623 days before the deadline
2025financial year
Staff from 66.3 FTE to 74.3 FTEDemerger: Wim Verhuur splits off to WIM VERHUUR ACADEMY 18-08Demerger proposal: WIM VERHUUR splits off to WIM ACADEMY 20-06Equity from €11.4m to €13.2m

Key points

from the 2025 annual accounts

Equity

€13.2m ▲ 15.6%

WIM VERHUUR has made a profit in every financial year since 2007.

Growth

6 years
20182019202020212022202320242025

6 years of growth in a row. Turnover 2025: €53.7m.

Debts

€70.6m 84% of the balance sheet
Financial debts 64%Suppliers 6%Taxes and wages 2%Other 28%

€3.3m of the debts are secured on the company's own assets. In 2021 that was €18.8m.

Staff

72 employees on 31-12-2025
5137202137282022575920237373202464592025

In 2025, 64 people joined and 59 left. On top of that, 3.9 agency workers worked there on average.

Filings

23 annual accounts since 2003
AprilJune31 JulyOctober20102020

The last five annual accounts were filed 23 to 75 days before the end of the period.

Checked score

83
Excellent
Financially stronger than 57% of medium-sized companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 745 companies (NACE 46, medium-sized).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025lowest value 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.5%▼ -0.1 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026

Financial strength
Average

41+2equity 15.7% of total assets
37-1short-term debt 36.8% · cash 3.0%
81=return on assets 2.3%

Score breakdown

raises risk
Liquidity: current ratio 0.54, cash €2.5m
Equity €13.2m (15.7% of total assets)
Size: turnover €53.7m, 74.3 FTE, total assets €83.8m
lowers risk
Founded in 2002
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, medium-sized). It does better than 19% of them on solvency, 48% on liquidity, 90% on profitability and 72% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 733 companies had the same profile as WIM VERHUUR has now. Each dot stands for 2 companies, two years later.

97.4%
were still trading
1.4%
stopped another way
1.0%
went bankrupt
  • Medium-sized
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of WIM VERHUUR itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 733 companies, not a prediction for WIM VERHUUR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,050,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.54 (0.55 in 2024), below 1. Short-term debt is 36.8% and cash 3% of total assets. 84.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.54, cash €2.5m
NBB · annual accounts
raises risk · Equity €13.2m (15.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: turnover €53.7m, 74.3 FTE, total assets €83.8m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 6191 sector peers (2025).
NBB · sector comparison
Position among 6191 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
35 days early
2023
29 days early
2022
47 days early
2021
75 days early
2020
73 days early
2019
74 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

WG
Director, VAN NUFFELEN Wim Augustinus Philomena, since 30-11-2023
VB
Auditor, Lieve Mertens
Board & ownership

Recent changes

Environmental permit granted Een grond gebruiken, aanleggen of inrichten · Sint-Katelijne-Waver
Environmental permit granted Een grond gebruiken, aanleggen of inrichten · Sint-Katelijne-Waver
Demerger: Wim Verhuur splits off to WIM VERHUUR ACADEMY Capital decrease of €167,046.33 · WIM GROEP BV holds 210 shares · Net-asset statement: €50,000 · Gazette deed
Demerger proposal: WIM VERHUUR splits off to WIM ACADEMY Permanent representative: Wim Van Nuffelen · Wim Groep BV holds 210 shares · Board meeting of 10-06-2025 · Gazette deed
All 46 events

Comparable companies

same main activity, similar in size and age
Company
WIM VERHUUR Sint-Katelijne-Waver €53.7m 9.9% 15.7% 74.3
HILAIRE VAN DER HAEGHE Antwerp €122.7m 4.9% 34.0% 77
ANDREAS STIHL Puurs-Sint-Amands €183.7m 7.8% 24.5% 77.5
POULTEC Antwerp €38.2m 7.8% 35.7% -
BEPCO PARTS Engis €57.6m 3.6% 87.5% 55.2
Ets JOSKIN Soumagne €178.9m 1.1% 23.3% 40.6
KEY-TEC Lokeren €49.3m 2.9% 40.1% 56.3
-10%0%10%20%€50m€500m€5bnWIM VERHUUREBIT margin

Grey: the largest companies of the sector (wholesale trade (NACE 46)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as WIM VERHUUR: wholesale trade (NACE 46610). They are comparable in size and age: total assets between €22m and €79m, founded between 1980 and 2010.

Official details

Source: KBO
Status
Active since 07-02-2002Normal situation
Registered office
10 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
Activity
Wholesale tradeNACE 46610and 4 others
Joint committees
100Auxiliary committee for blue-collar workers
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.100.522.1322860 Sint-Katelijne-Waver, since 05-03-2002
Financial year end
31 December
Peppol
Reachable since 11-03-2025
Company details

Annual accounts 2025

€83.8m▲ 0.8%
Employeeson 31-12-2025
72▲ 7.5%
Filing
Filed on 08-07-2026, 23 days before the end of the filing period
Financials

Insights on WIM VERHUUR

WIM VERHUUR has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13.2m and a net result of €1.9m.

Equity has been growing by about 34% per year since 2018. Its solvency ranks better than 18% of 6,191 sector peers (NACE 46, financial year 2025).

The computed 12-month bankruptcy probability is 0.5% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about WIM VERHUUR

What is the company number of WIM VERHUUR?
The company number of WIM VERHUUR is 0476.867.242. The VAT number is the same number with BE in front: BE 0476.867.242.
Where is WIM VERHUUR based?
The registered office is at Fortsesteenweg 44, 2860 Sint-Katelijne-Waver.Company details
What does WIM VERHUUR do?
According to the KBO register, the main activity is wholesale trade (NACE 46610).
What is the legal form of WIM VERHUUR?
WIM VERHUUR is a private limited company (BV).
When was WIM VERHUUR founded?
WIM VERHUUR was founded on 07-02-2002.
Is WIM VERHUUR still active?
Yes, WIM VERHUUR is an active enterprise in the KBO register.
How many employees does WIM VERHUUR have?
WIM VERHUUR had an average of 74.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does WIM VERHUUR fall under?
In its 2025 annual accounts, WIM VERHUUR states joint committees 100 (Auxiliary committee for blue-collar workers) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of WIM VERHUUR?
The turnover of WIM VERHUUR was €53.7m in financial year 2025, according to the filed annual accounts.
Is WIM VERHUUR profitable?
In financial year 2025, WIM VERHUUR made a profit of €1.9m.
Where can I find the annual accounts of WIM VERHUUR?
WIM VERHUUR filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of WIM VERHUUR due?
WIM VERHUUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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