Active BE 0797.631.790Private limited company

Novigis

Herderstraat 6+ ·9240 Zele, Belgium· 3 yrs active

Sector: Wholesale trade (46360)

Conclusion Checked

The computed 12-month bankruptcy probability of Novigis is 1.8% (average). The 2024 annual accounts show equity of €28k and a net result of €2k. Its solvency ranks better than 29% of 129 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€28k
Net result	€2k
Staff (FTE)	0.8
Better than sector	29%

Snowflake analysis 5 axes · computed by Checked

45 / 100

Mixed profile: strong on stability, weaker on solvency.

Health 36

Profitability 28

Solvency 13

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.8% Average

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2023 — past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

36 / 100 Weak

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 46 — Wholesale trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	3.8%	15.8%	better than 29% of 129 sector peers
Net result	€2k	€19k	better than 36% of 129 sector peers
Equity	€28k	€64k	better than 37% of 129 sector peers
Gross operating margin	€77k	€139k	better than 41% of 128 sector peers
Staff costs	€44k	€153k	higher than 18% of 74 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€26k

+63.7% -54% vs sector

Net profit

€2k

-25.9% -96% vs sector

Cash flow

€19k

+37.2% -56% vs sector

Total assets

€723k

+159.6% +265% vs sector

Equity

€28k

+5.9% -61% vs sector

Working capital

€-21k

+43.0% -134% vs sector

Employees (FTE)

1

— -50% vs sector

Staff costs

€44k

— +51% vs sector

Income taxes

€2k

+56.5% -92% vs sector

Debt

€695k

+175.4% +446% vs sector

Debt ≤ 1y

€688k

+172.4% +1100% vs sector

Debt > 1y

€4k

— -66% vs sector

Current ratio

0.97

+13.5% -49% vs sector

Quick ratio

0.38

+83.3% -77% vs sector

Solvency

3.8%

-59.2% -89% vs sector

Debt / equity

25.19

+160.2% +1298% vs sector

ROE

5.6%

-30.1% -92% vs sector

ROA

0.2%

-71.5% -99% vs sector

Interest coverage

4.41

-81.0% -48% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	€26k
Net profit	€2k
Cash flow	€19k
Staff costs	€44k
Income taxes	€2k
Dividends	—
Total assets	€723k
Equity	€28k
Debt	€695k
of which ≤ 1y	€688k
of which > 1y	€4k
Working capital	€-21k
Employees (FTE)	0.8

Ratios (computed)

	2024
Current ratio	0.97
Quick ratio	0.38
Working capital ratio	-2.9%
Solvency	3.8%
Debt / equity	25.19
Long-term debt ratio	0.14
Interest coverage	4.41
Gross margin	—
Net margin	—
ROA	0.2%
ROE	5.6%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €56k · 7.8% Current assets €667k · 92.2%

Equity & liabilities

Equity €28k · 3.8% Debt €695k · 96.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€723k
Fixed assets	21/28	€56k
Intangible fixed assets	21	€2k
Tangible fixed assets	22/27	€54k
Current assets	29/58	€667k
Stocks & contracts in progress	3	€405k
Amounts receivable within one year	40/41	€156k
Cash & bank	54/58	€103k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€723k
Equity	10/15	€28k
Contributions / capital	10/11	€24k
Accumulated profits (losses)	14	€4k
Amounts payable	17/49	€695k
Amounts payable after one year	17	€4k
Amounts payable within one year	42/48	€688k
Trade debts payable within one year	44	€118k
Income statement
Gross operating margin	9900	€77k
Operating result	9901	€8k
Financial income	75	€962
Financial charges	65	€6k
Result before taxes	9903	€3k
Income taxes	67/77	€2k
Net result for the period	9904	€2k
Result to be appropriated	9905	€2k

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Ratios computed by Checked.

Legal Structure

NACE primary	Wholesale trade(46360)
Legal form	Private limited company(610)
Incorporation	26-01-2023
Status	Active
Postal code	9240

Establishment units 1 location

Novigis

Herderstraat 6, 9240 ZeleGroothandel in dranken, algemeen assortiment

since 20232.344.796.044

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42028B0780/00S000	Flanders	9,896 m²	1 · 5,690 m²	—

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

30-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

25-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

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Company registry (CBE) Crossroads Bank

Activities

Groothandel in suiker, chocolade en suikerwerk46360Groothandel in suiker, chocolade en suikerwerk46360Groothandel in dranken, algemeen assortiment46349Groothandel in dranken, algemeen assortiment46349Groothandel in andere voedingsmiddelen, n.e.g.46389Groothandel in andere voedingsmiddelen, neg46389Niet-gespecialiseerde groothandel in niet-diepgevroren voedingsmiddelen, dranken en genotmiddelen46392Niet-gespecialiseerde groothandel in niet-diepgevroren voedingsmiddelen, dranken en genotmiddelen46392Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Overige persoonlijke diensten96099Overige persoonlijke diensten96999

Primary activity highlighted.

Names & trade names

Legal nameNL

Novigis

Registered office

Herderstraat 6+

9240 Zele, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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