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NOVEN HOME

Active
Private limited companyfounded 20233 years activeCoupure 64 D, 9000 Gent, BelgiumKBO/BCE: BE 0803.796.240
Summary

NOVEN HOME has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€30,754) and a net result of -€43,880. Its solvency ranks better than 14% of 345 sector peers (NACE 35, fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Electricity, gas, steam and air conditioning supply
NACE 35300
1 site
Size
€1.3mtotal assets 2025
Equity
-€30,754
Loss
-€43,880
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy probability, 12 months
0.7%
Structure
Parent
NOVEN · 100%
Accounts 60 days early0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€30,754- Liquidity: current ratio 0.86, cash €13,710, halved+ Size: total assets €1.3m+ Figures for FY 2025 (filed 02-06-2026)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 35, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 23-3
equity -2.4% of total assets
Liquidity 17-1
short-term debt 65.3% · cash 1.1%
Profitability 15-22
return on assets -3.4%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (539 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.7%▲ +0.2 percentage points vs 12-2024 02-2025: 1.8%▲ +0.1 percentage points vs 01-2025 03-2025: 1.9%▲ +0.1 percentage points vs 02-2025highest value 04-2025: 1.8%▼ -0.1 percentage points vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 0.4%▼ -1.4 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026lowest value 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.7%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity short (current ratio 0.86 against 0.89 in 2024; short-term debt: 65.3% and cash: 1.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 35, micro): better than 16% on solvency, 12% on liquidity, 26% on profitability and 3% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.3m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€30,754
NBB · annual accounts
raises risk · Liquidity: current ratio 0.86, cash €13,710, halved
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 02-06-2026)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€30,754
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
60 days early
2024
87 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 74 days before the deadline; the sector median for financial year 2024 is 22 days before the deadline, and 27% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€30,754 View
  • Caution: From profit to loss in 2025after €12,126 in 2024 -€43,880 View
  • Caution: Among the weakest 11% on equitysector median €425,986 · 345 companies -€30,754 View
  • Controlled by NOVEN 100% View

By topic

Financials

Fiscal year
2025
Total assets
€1.3m
Loss
-€43,880
Solvency
-2.4%
Total assets▲ 31.2%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Electricity, gas, steam and air conditioning supplyNACE 35300
Founded
10-07-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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