NOVALPA
ActiveNOVALPA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3k and a net result of €13k. Equity is shrinking by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 11% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency32▼-16
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7.3%
Return on assets
29.2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 20785 sector peers (2024).
NBB · sector comparisonPosition among 20785 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
29 d late
2022
3 d late
2021
151 d late
2020
61 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€0
2023 · €0
2019: €0
2020: €0
2021: €0
2022: €0
2023: €0
2019 → 2024
Total assets
€45k▲ 41.2%
2023 · €32k
2019: €18k
2020: €29k
2021: €35k
2022: €45k
2023: €32k
2019 → 2024
Net result
€13k
2023 · €-7k
2019: €5k
2020: €9k
2021: €-5k
2022: €2k
2023: €-7k
2019 → 2024
Working capital
€-5k▼ 1,536%
2023 · €-325
2019: €5k
2020: €13k
2021: €1k
2022: €6k
2023: €-325
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€0-€0€0€0€0
Equity€17k-€12k▼ 30.1%€14k▲ 18.2%€7k▼ 48.0%€3k▼ 55.1%
Operating result€11k-€-5k€4k€-7k€18k
Net result€9k-€-5k€2k€-7k€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €18k after a loss of €7k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €45k
Fixed assets
€9k▼ 12.1%
Current assets
€36k▲ 64.9%
Equity and liabilities €45k
Equity
€3k▼ 55.1%
Debt
€42k▲ 70.1%
The debt ratio rises from 77.0% to 92.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▲
2023 · €-2k
Cash flow
€18k▲
2023 · €-2k
Solvency
7.3%▼
2023 · 23.0%
Current ratio
0.87▼
2023 · 0.99
Quick ratio
0.87▼
2023 · 0.99
Debt / equity
12.66▲
2023 · 3.34
ROE
398.4%▲
2023 · -92.4%
ROA
29.2%▲
2023 · -21.3%
Interest coverage
121.16▲
2023 · -11.12
Debt
€42k▲
2023 · €25k
Debt ≤ 1 year
€42k▲
2023 · €22k
Debt > 1 year
€0▼
2023 · €2k
Income taxes
€6k▲
2023 · €221
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€32k€45k▲
Fixed assets21/28€10k€9k▼
Tangible fixed assets22/27€10k€9k▼
Furniture and vehicles24€10k€9k▼
Current assets29/58€22k€36k▲
Amounts receivable within one year40/41€19k€36k▲
Trade receivables40€0€8k▲
Other amounts receivable41€19k€28k▲
Cash at bank and in hand54/58€3k€0▼
Deferred charges and accrued income490/1€464€340▼
Equity and liabilities
Total equity and liabilities10/49€32k€45k▲
Equity10/15€7k€3k▼
Contributions10/11€3k€3k=
Reserves13€300€300=
Non-distributable reserves130/1€300€300=
Reserves not available under the articles1311€300€300=
Profit (loss) carried forward14€4k€0▼
Amounts payable17/49€25k€42k▲
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€22k€42k▲
Current portion of amounts payable after more than one year42€5k€2k▼
Trade debts44€10k€11k▲
Suppliers440/4€10k€11k▲
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€8k€14k▲
Remuneration and social security454/9€0€0=
Other amounts payable47/48-€16k
Accrued charges and deferred income492/3€600€2▼
Income statement
Code20232024
Turnover70€0€0=
Goods, raw materials, services and sundry goods60/61€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€383€456▲
Gross operating margin9900€-2k€23k▲
Operating profit (loss)9901€-7k€18k▲
Financial income75/76B€979€1k▲
Recurring financial income75€979€1k▲
Financial charges65/66B€221€187▼
Recurring financial charges65€221€187▼
Profit (loss) for the period before taxes9903€-7k€19k▲
Income taxes67/77€221€6k▲
Profit (loss) for the period9904€-7k€13k▲
Profit (loss) for the period to be appropriated9905€-7k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€17k▲
Profit (loss) brought forward from the previous period14P€11k€4k▼
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-7k ▼412%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue les Oies 754052 ChaudfontaineGround area
4,464 m²
Building footprint
244 m²
Volume, LiDAR
529 m³
2 parcels, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NOVALPA
since 20192.294.645.163
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012A0400/00R000 | Wallonia | 3,295 m² | 1 · 166 m² | - |
| 61076B0374/00A010 | Wallonia | 1,169 m² | 1 · 78 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOTTI CONSEILS
BE 0735.894.062
Mouscron · Eq €3k
IT SMART CONTRACTS
BE 0804.596.588
Elsene · Eq €3k
CFAV CONSEIL
BE 0764.546.377
Ittre · Eq €3k
Hans Peeters
BE 0682.735.092
Hove · Eq €3k
VERMEIREN INNOVATION CONSULTING
BE 0746.567.032
Duffel · Eq €3k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 4,572 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:b.martinleon@novalpa.com