IPROOF
ActiveIPROOF has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €6k. Equity is growing by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency98▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.77 against 2.66 in 2024; short-term debt: 26.5% and cash: 73.2% of total assets), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
18.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
26 d late
2023
29 d late
2022
30 d late
2021
30 d late
2020
90 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 0.1%
2024 · €23k
2019: €5k
2020: €3k
2021: €4k
2022: €10k
2023: €16k
2024: €23k
2019 → 2025
Total assets
€32k▼ 14.9%
2024 · €37k
2019: €24k
2020: €13k
2021: €15k
2022: €35k
2023: €23k
2024: €37k
2019 → 2025
Net result
€6k▼ 64.8%
2024 · €17k
2019: €-966
2020: €-2k
2021: €5k
2022: €16k
2023: €11k
2024: €17k
2019 → 2025
Working capital
€23k▲ 0.1%
2024 · €23k
2019: €11k
2020: €6k
2021: €4k
2022: €15k
2023: €16k
2024: €23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€10k▲ 168%€16k▲ 58.8%€23k▲ 43.9%€23k▲ 0.1%
Operating result€5k-€16k▲ 241%€13k▼ 19.5%€17k▲ 29.6%€11k▼ 35.6%
Net result€5k-€16k▲ 248%€11k▼ 32.8%€17k▲ 55.5%€6k▼ 64.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €32k
Equity
€23k▲ 0.1%
Debt
€8k▼ 39.9%
The debt ratio falls from 37.6% to 26.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
73.5%▲
2024 · 62.4%
Current ratio
3.77▲
2024 · 2.66
Quick ratio
3.77▲
2024 · 2.66
Debt / equity
0.36▼
2024 · 0.60
ROE
25.7%▼
2024 · 73.2%
ROA
18.9%▼
2024 · 45.7%
Debt
€8k▼
2024 · €14k
Debt ≤ 1 year
€8k▼
2024 · €14k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€32k▼
Current assets29/58€37k€32k▼
Amounts receivable within one year40/41€6k€9k▲
Trade receivables40€6k€8k▲
Other amounts receivable41€351€624▲
Cash at bank and in hand54/58€31k€23k▼
Equity and liabilities
Total equity and liabilities10/49€37k€32k▼
Equity10/15€23k€23k▲
Contributions10/11€6k€6k=
Reserves13€20k€20k▲
Non-distributable reserves130/1€714€714=
Reserves not available under the articles1311€714€714=
Distributable reserves133€20k€20k▲
Profit (loss) carried forward14€-3k€-3k=
Amounts payable17/49€14k€8k▼
Amounts payable within one year42/48€14k€8k▼
Trade debts44€609€2k▲
Suppliers440/4€609€2k▲
Other amounts payable47/48€13k€6k▼
Income statement
Code20242025
Non-recurring operating income76A€1k-
Other operating charges640/8€3k€3k=
Gross operating margin9900€20k€14k▼
Operating profit (loss)9901€17k€11k▼
Profit (loss) for the period before taxes9903€17k€11k▼
Income taxes67/77-€5k
Profit (loss) for the period9904€17k€6k▼
Profit (loss) for the period to be appropriated9905€17k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€3k▼
Profit (loss) brought forward from the previous period14P€-3k€-3k=
Transfer to equity691/2€7k€30▼
To other reserves6921€7k€30▼
Profit to be distributed694/7€10k€6k▼
Directors or managers695€10k€6k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2019net €17k ▲55.5%
Operating result €17k, net result €17k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 3.60
Current ratio from 1.78 to 3.60; short-term debt falls from €20k to €6k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jeanne Hellemansstraat 42800 MechelenGround area
326 m²
Building footprint
92 m²
Volume, LiDAR
699 m³
Parcel 12403E0139/00B002, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IPROOF
since 20192.286.764.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0139/00B002 | Flanders | 326 m² | 1 · 92 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 13,596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-01-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.