Active BE 1025.747.086Private limited company

NovaFin 2970

Elsten 17 ·2390 Malle, Belgium· 1 yrs active

Sector: Agenten en makelaars in bankdiensten (66191)

Conclusion Checked

NovaFin 2970 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	1 yrs
Board	1
Locations	1
Publications	3

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2025, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financial overview

No annual accounts filed

We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.

Directors & mandates 1 directors

Current directors & mandates

Alma InvestLegal entity
Director· perm. rep.: HAMERYCK Ward
State Gazette act 26302440 (12-01-2026)

Current
01-03-2026 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Agenten en makelaars in bankdiensten(66191)
Legal form	Private limited company(610)
Incorporation	22-07-2025
Status	Active
Postal code	2390

Connections & network 1 connected companies

Group structure

Alma Invest

Sits on the board · 1 subsidiary · 1 location

Control→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control 1 parties

Control over this companysits on this company's board1

Alma Invest

1 subsidiary · 1 location

controls

NovaFin 2970BE 1025.747.086

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location

NovaFin 2970

Turnhoutsebaan 111, 2970 SchildeAgenten en makelaars in bankdiensten

since 20252.376.827.721

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11039D0154/00R002	Flanders	383 m²	1 · 266 m²	10.3 m · 1 fl.
11049B0658/00D000	Flanders	383 m²	1 · 104 m²	0.9 m

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

12-01-2026

State Gazette act Statutes amendment

v3.2

2025

17-11-2025

State Gazette act Statutes amendment

v3.2

24-07-2025

State Gazette act Incorporation

oprichting

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts

All acts · 3 updated 7 months ago

2026

12-01-2026 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2026-03-01",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "1025.747.086",
    "name_full": "NOVAFIN 2970",
    "legal_form": "BV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}

2025

17-11-2025 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2025-11-07",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "1025.747.086",
    "name_full": "NOVAFIN 2970",
    "legal_form": "BV"
  },
  "signature_regime": "solo",
  "special_mandates": [
    {
      "quote": "De commanditaire vennootschap \u201CStabofi\u201D, met zetel te 2900 Schoten, Churchilllaan 115, met ondernemingsnummer BE0885.451.830 RPR Antwerpen, afdeling Antwerpen, evenals aan haar bedienden, aangestelden en lasthebbers wordt aangewezen als lasthebber ad hoc om, met de mogelijkheid tot indeplaatsstelling, alle formaliteiten inzake inschrijving, wijziging of stopzetting bij het Ondernemingsloket en de Kruispuntbank der Ondernemingen, de opening van een elektronisch effectenregister (eStox) op naam van de vennootschap en alle toekomstige inschrijvingen daarin uit te voeren en te ondertekenen en alle handelingen te stellen die hiertoe vereist zijn, de inschrijving en de wijzigingen van de wettelijk opgelegde gegevens in het UBO-register, alsmede bij de Administratie voor de Belastingen over de Toegevoegde Waarde te vervullen en te dien einde ook alle stukken en akten te tekenen, inclusief alle benodigde documenten en formulieren jegens de bevoegde instanties en de Ondernemingsrechtbanken, en tevens alle formaliteiten te vervullen (met name ondertekening van formulieren) met betrekking tot de aansluiting of wijziging bij het sociaal verzekeringsfonds zowel voor de vennootschap als de vennootschapsmandatarissen, eventueel met verzoek om vrijstelling.",
      "holder_kbo": "BE0885.451.830",
      "holder_name": "Stabofi",
      "scope_categories": [
        "KBO",
        "tax",
        "filing",
        "social_security"
      ],
      "with_substitution": true
    }
  ],
  "governance_change": {
    "admin_delegated_added": []
  }
}

24-07-2025 Incorporation of a new BV Incorporation

Summary: oprichting

Original publication ↗

Technical details

{
  "kind": "oprichting",
  "seat": "2390 Westmalle, Elsten 17",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": "1025.289.010",
        "name": "VdA Capital Partners"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": "1025.289.010",
      "holder_org_name": "VdA Capital Partners",
      "contribution_type": "cash",
      "amount_paid_in_eur": 1000,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 1000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0803.786.936",
        "name": "MD Invest"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": "0803.786.936",
      "holder_org_name": "MD Invest",
      "contribution_type": "cash",
      "amount_paid_in_eur": 1000,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 1000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0785.907.856",
        "name": "FINHANS"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": "0785.907.856",
      "holder_org_name": "FINHANS",
      "contribution_type": "cash",
      "amount_paid_in_eur": 1000,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 1000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "1025.747.086",
    "name_full": "NovaFin 2970",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2025-07-22",
  "post_incorporation_mandates": []
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Agenten en makelaars in bankdiensten66191Activiteiten van verzekeringsagenten en -makelaars66220

Primary activity highlighted.

Names & trade names

Legal nameNL

NovaFin 2970

Registered office

Elsten 17

2390 Malle, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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