NOVA MOUNTING
ActiveSummary
NOVA MOUNTING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,077 and a net result of -€51,477. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 5048 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2023
Profitability9▼-3
Solvency31▼-69
Growth52▼-6
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.08; short-term debt: 72.8% and cash: 1.8% of total assets), and 94.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 5048 sector peers (2025).
NBB · sector comparisonPosition among 5048 sector peers
Solvency
better than 10%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €62,077
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
4 d late
2023
36 d late
2022
17 d early
2021
30 d late
2020
89 d late
2019
on the day
2018
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2023 is 2 days before the deadline, and 40% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
€370,836
EBIT margin
-11.6%
Net result
-€51,477▼ 43,303%
2023 · -€119
Working capital
€68,078▲ 6,360%
2023 · €1,054
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Turnover€370,836-
Operating result-€2,372-€1,353▲ 43.0%-€1,028▲ 24.0%-€179▲ 82.6%-€43,084-
Net result-€2,481within the sector's middle half-€1,473within the sector's middle half▲ 40.6%-€1,148within the sector's middle half▲ 22.1%-€119within the sector's middle half▲ 89.7%-€51,477below the sector's middle half-
EBIT margin-11.6%-
Equity€3,043below the sector's middle half▼ 44.9%€1,570below the sector's middle half▼ 48.4%€422below the sector's middle half▼ 73.1%€1,054below the sector's middle half▲ 149%€62,077below the sector's middle half-
Total assets€6,140below the sector's middle half▼ 64.0%€3,409below the sector's middle half▼ 44.5%€1,317below the sector's middle half▼ 61.4%€1,169below the sector's middle half▼ 11.2%€1.1mbelow the sector's middle half-
Debt€3,098▼ 73.1%€1,839▼ 40.6%€894▼ 51.4%€115▼ 87.1%€1.0m-
Working capital€3,043within the sector's middle half▼ 44.9%€1,570within the sector's middle half▼ 48.4%€422within the sector's middle half▼ 73.1%€1,054within the sector's middle half▲ 149%€68,078below the sector's middle half-
Solvency49.6%within the sector's middle half▲ 17.1pp5.6%below the sector's middle half-
Current ratio1.98within the sector's middle half▲ 0.501.08below the sector's middle half-
Return on assets (ROA)-40.4%below the sector's middle half▼ 63.7pp-4.6%below the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result is -€43,084 in 2025, compared with -€179 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €1.1m
Fixed assets
€234,222
Current assets
€875,985
Equity and liabilities €1.1m
Equity
€62,077 ▲ 5,791%
Debt
€1.0m ▲ 911,318%
Debt's share of the balance-sheet total rises from 9.8% to 94.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
-€20,763
Cash flow
-€29,156
Quick ratio
0.46
Debt to equity
16.88
ROE
-82.9%
Interest coverage
-3.34
Debt ≤ 1 year
€807,907▲
2023 · €115
Debt > 1 year
€240,223
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 819 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95% are still going.
- Small
- 5 to 10 years old
- solvency under 10%
- a small loss
1.8%
went bankrupt
3.3%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 819 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | - | €634,818 | - |
| Turnover70 | - | - | - | - | €370,836 | - |
| Change in stocks of work in progress, finished goods and contracts in progress71 | - | - | - | - | €262,874 | - |
| Other operating income74 | - | - | - | - | €1,108 | - |
| Operating charges60/66A | - | - | - | - | €677,902 | - |
| Goods for resale, raw materials and consumables60 | - | - | - | - | €443,288 | - |
| Purchases600/8 | - | - | - | - | €684,446 | - |
| Change in stocks: decrease (increase)609 | - | - | - | - | -€241,158 | - |
| Services and other goods61 | - | - | - | - | €211,730 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €22,321 | - |
| Other operating charges640/8 | - | €459 | €460 | €115 | €563 | - |
| Gross operating margin9900 | -€979 | -€894 | -€568 | -€64 | - | - |
| Operating profit (loss)9901 | -€2,372 | -€1,353 | -€1,028 | -€179 | -€43,084 | - |
| Financial income75/76B | - | - | - | €180 | €106 | - |
| Recurring financial income75 | - | - | - | €180 | €106 | - |
| Other financial income752/9 | - | - | - | - | €106 | - |
| Financial charges65/66B | - | €120 | €120 | €120 | €8,498 | - |
| Recurring financial charges65 | €110 | €120 | €120 | €120 | €8,498 | - |
| Debt charges650 | - | - | - | - | €6,207 | - |
| Other financial charges652/9 | - | - | - | - | €2,291 | - |
| Profit (loss) for the period before taxes9903 | -€2,481 | -€1,473 | -€1,148 | -€119 | -€51,477 | - |
| Profit (loss) for the period9904 | -€2,481 | -€1,473 | -€1,148 | -€119 | -€51,477 | - |
| Profit (loss) for the period to be appropriated9905 | -€2,481 | -€1,473 | -€1,148 | -€119 | -€51,477 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,140 | €3,409 | €1,317 | €1,169 | €1.1m | - |
| Fixed assets21/28 | - | - | - | - | €234,222 | - |
| Intangible fixed assets21 | - | - | - | - | €193,159 | - |
| Tangible fixed assets22/27 | - | - | - | - | €35,063 | - |
| Furniture and vehicles24 | - | - | - | - | €35,063 | - |
| Financial fixed assets28 | - | - | - | - | €6,000 | - |
| Other financial fixed assets284/8 | - | - | - | - | €6,000 | - |
| Amounts receivable and cash guarantees285/8 | - | - | - | - | €6,000 | - |
| Current assets29/58 | €6,140 | €3,409 | €1,317 | €1,169 | €875,985 | - |
| Stocks and contracts in progress3 | - | - | - | - | €504,032 | - |
| Stocks30/36 | - | - | - | - | €241,158 | - |
| Raw materials and consumables30/31 | - | - | - | - | €241,158 | - |
| Contracts in progress37 | - | - | - | - | €262,874 | - |
| Amounts receivable within one year40/41 | €1,550 | €787 | €0 | €797 | €351,918 | - |
| Trade receivables40 | - | €0 | - | - | €287,220 | - |
| Other amounts receivable41 | - | €787 | €0 | €797 | €64,698 | - |
| Cash at bank and in hand54/58 | €4,590 | €2,622 | €1,317 | €372 | €19,957 | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €78 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,140 | €3,409 | €1,317 | €1,169 | €1.1m | - |
| Equity10/15 | €3,043 | €1,570 | €422 | €1,054 | €62,077 | - |
| Contributions10/11 | - | €6,250 | €6,250 | €7,000 | €119,500 | - |
| Outside capital11 | - | €6,250 | - | - | - | - |
| Other1109/19 | - | €6,250 | - | - | - | - |
| Reserves13 | €1,875 | €1,875 | €1,875 | €1,875 | €1,875 | - |
| Non-distributable reserves130/1 | - | €1,875 | €1,875 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,875 | €1,875 | €0 | - | - |
| Distributable reserves133 | - | - | - | €1,875 | €1,875 | - |
| Profit (loss) carried forward14 | -€5,082 | -€6,555 | -€7,703 | -€7,821 | -€59,298 | - |
| Amounts payable17/49 | €3,098 | €1,839 | €894 | €115 | €1.0m | - |
| Amounts payable after more than one year17 | - | - | - | - | €240,223 | - |
| Financial debts170/4 | - | - | - | - | €240,223 | - |
| Credit institutions173 | - | - | - | - | €240,223 | - |
| Amounts payable within one year42/48 | €3,098 | €1,839 | €894 | €115 | €807,907 | - |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €85,940 | - |
| Trade debts44 | €2,348 | €291 | €691 | €115 | €720,846 | - |
| Suppliers440/4 | - | €291 | €691 | €115 | €720,846 | - |
| Other amounts payable47/48 | - | €1,548 | €203 | €0 | €1,121 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,481 | -€1,473 | -€1,148 | -€119 | -€51,477 | - |
| + Depreciation and write-downs630 | - | - | - | - | €22,321 | - |
| Operating cash flow (approximation) | -€2,481 | -€1,473 | -€1,148 | -€119 | -€29,156 | - |
| Change in cash | - | -€1,968 | -€1,306 | -€945 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
29-09
State Gazette act
Resignation: POLY INVESTMENTS (director)Appointments: MABE INVEST (director) and ETERNEL (director) · Permanent representatives: Mathieu Berteloot, Johan Berteloot and Elias Polin8 facts ▸
State Gazette act
Resignation: POLY INVESTMENTS (director)
Appointments: MABE INVEST (director) and ETERNEL (director) · Permanent representatives: Mathieu Berteloot, Johan Berteloot and Elias Polin8 facts ▸
- General meeting, 11-08-2026
- Director resignation, POLY INVESTMENTS (director)
- Director appointment, MABE INVEST (director)
- Director appointment, ETERNEL (director)
- Permanent representative, Mathieu Berteloot (permanent representative)
- Permanent representative, Johan Berteloot (permanent representative)
- Permanent representative, Elias Polin (permanent representative)
- Other statement, De algemene vergadering verleent tussentijdse kwijting aan de heer Elias Polin en zal de kwijting voor hun mandaat bevestigen op de volgende Algemene Vergaderin…
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 4 days late
2025
30-09
Financial
Weakest financial yearnet -€51,477
Net result drops to -€51,477, the lowest in the series.
2024
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-12
Financial
Liquidity times 7current ratio 10.16
Current ratio from 1.47 to 10.16; short-term debt falls from €894 to €115.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3,969
Net result €3,969 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 directors, last change in 2026
Board 2
ETERNEL
CurrentDirector · since 11-08-2026 · Private limited company · perm. rep.: Johan Berteloot
MABE INVEST
CurrentDirector · since 11-08-2026 · Private limited company · perm. rep.: Mathieu Berteloot
Permanent representatives 2
Johan Berteloot
CurrentPermanent representative · since 11-08-2026 · for ETERNEL
Mathieu Berteloot
CurrentPermanent representative · since 11-08-2026 · for MABE INVEST
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2018
Ground area
3,396 m²
Building footprint
1,390 m²
Volume, LiDAR
9,129 m³
Parcel 36505C1024/00V000, Flanders · tallest building 36.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Nova Mounting
since 20182.273.142.045
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505C1024/00V000 | Flanders | 3,396 m² | 1 · 1,390 m² | 36.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ETERNEL |
|
| MABE INVEST |
|
| POLY INVESTMENTS |
|
Structure & network
Owners and holdings
2 ownersOwners 2
- Sourceaccounts ETERNEL 202450%
-
50%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Similar companies · same sector, comparable size
SINOBOX
BE 0419.859.055
Fleurus · Eq €61,966
DC VALVES
BE 0770.591.754
Visé · Eq €61,812
Multiserv Belgium
BE 0687.946.764
Liège · Eq €61,809
conCarma
BE 0682.657.294
Hasselt · Eq €62,369
DEPOTTE INVEST
BE 0747.696.190
Halle · Eq €62,420
Of 4,414 companies in sector 46180 we hold annual accounts for 1,892. 1,388 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-01-2018
Fiscal year end30-09
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0687487894
Also
9925:BE0687487894
Registered
07-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.