FLOWMED.BE
ActiveFLOWMED.BE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.37M and a net result of €432k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth76▼-2
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.3 in 2024; short-term debt: 20.6% and cash: 36.1% of total assets), and 20.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
25.1%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
1 d early
2023
31 d early
2022
31 d early
2021
35 d early
2020
27 d early
2019
123 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.30M
2023 · €0
2020: €730k
2023: €0
2020 → 2025
EBIT margin
48.5%▼ 5.3pp
2020 · 53.8%
2020: 53.8%
2020 → 2025
Net result
€432k▲ 9.6%
2024 · €394k
2019: €204k
2020: €260k
2021: €201k
2022: €212k
2023: €332k
2024: €394k
2019 → 2025
Working capital
€331k▲ 223%
2024 · €103k
2019: €-7k
2020: €124k
2021: €340k
2022: €438k
2023: €363k
2024: €103k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0€1.30M
Equity€841k-€910k▲ 8.2%€1.06M▲ 16.5%€1.19M▲ 12.6%€1.37M▲ 14.7%
Operating result€313k-€308k▼ 1.3%€488k▲ 58.3%€581k▲ 19.0%€629k▲ 8.3%
Net result€201k-€212k▲ 5.0%€332k▲ 57.1%€394k▲ 18.7%€432k▲ 9.6%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.72M
Fixed assets
€1.04M▼ 4.9%
Current assets
€686k▲ 53.5%
Equity and liabilities €1.72M
Equity
€1.37M▲ 14.7%
Debt
€355k▲ 3.0%
The debt ratio falls from 22.4% to 20.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€683k▲
2024 · €675k
Cash flow
€486k▼
2024 · €488k
Solvency
79.4%▲
2024 · 77.6%
Current ratio
1.93▲
2024 · 1.30
Quick ratio
1.93▲
2024 · 1.30
Debt / equity
0.26▼
2024 · 0.29
ROE
31.6%▼
2024 · 33.0%
ROA
25.1%▼
2024 · 25.6%
Interest coverage
250.41▲
2024 · 171.98
Debt
€355k▲
2024 · €345k
Debt ≤ 1 year
€355k▲
2024 · €345k
Income taxes
€194k▲
2024 · €183k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.54M€1.72M▲
Fixed assets21/28€1.09M€1.04M▼
Tangible fixed assets22/27€1.09M€1.04M▼
Land and buildings22€1.06M€1.01M▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€29k€22k▼
Current assets29/58€447k€686k▲
Amounts receivable within one year40/41€37k€63k▲
Trade receivables40€0€38k▲
Other amounts receivable41€37k€25k▼
Cash at bank and in hand54/58€411k€623k▲
Equity and liabilities
Total equity and liabilities10/49€1.54M€1.72M▲
Equity10/15€1.19M€1.37M▲
Contributions10/11€19k€19k=
Reserves13€1.14M€1.32M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.14M€1.32M▲
Profit (loss) carried forward14€32k€32k=
Amounts payable17/49€345k€355k▲
Amounts payable within one year42/48€345k€355k▲
Financial debts43€0€40k▲
Credit institutions430/8€0€40k▲
Trade debts44€3k€37k▲
Suppliers440/4€3k€37k▲
Taxes, remuneration and social security45€144k€84k▼
Taxes450/3€144k€84k▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€197k€195k▼
Income statement
Code20242025
Turnover70-€1.30M
Goods, raw materials, services and sundry goods60/61-€623k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€54k▼
Other operating charges640/8€5k€8k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€679k€691k▲
Operating profit (loss)9901€581k€629k▲
Financial income75/76B€174-
Recurring financial income75€174-
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€577k€626k▲
Income taxes67/77€183k€194k▲
Profit (loss) for the period9904€394k€432k▲
Profit (loss) for the period to be appropriated9905€394k€432k▲
Appropriation of the result
Profit (loss) to be appropriated9906€426k€464k▲
Profit (loss) brought forward from the previous period14P€32k€32k=
Transfer from equity791/2€204k€190k▼
Transfer to equity691/2€337k€365k▲
To other reserves6921€337k€365k▲
Profit to be distributed694/7€261k€257k▼
Return on contributions (dividend)694€261k€257k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €432k ▲9.6%
Operating result €629k, net result €432k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €1MEq €1.06M ▲16.5%
5 profitable years in a row build equity to €1.06M.
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €201k ▼22.4%
Net result drops to €201k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 3.27
Current ratio from 1.43 to 3.27; short-term debt falls from €290k to €150k.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Saint-Lambert 174000 LiègeGround area
1.1 ha
Building footprint
1,912 m²
Volume, LiDAR
36,569 m³
Parcel 62063A0131/00N000, Wallonia · tallest building 27.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
FLOWMED.BE
since 20122.214.415.275
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A0131/00N000 ProtectedMonument |
Wallonia | 1.1 ha | 1 · 1,912 m² | 27.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 797 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2012
Fiscal year end30-06
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.