Financials
- Financial year
- 2025
- Turnover
- €0
- Loss
- -€16,003
- Solvency
- -11.4%
NOVA HOUSE
ActiveSummary
The computed 12-month bankruptcy probability of NOVA HOUSE is 4.0% (elevated). The 2025 annual accounts show negative equity (-€11,003) and a net result of -€16,003. Its solvency ranks better than 9% of 9,031 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€0turnover 2025
- Staff
- 2.5 FTE
- Equity
- -€11,003
- Loss
- -€16,003
Structure
Accounts 32 days early0 of 1 deed read
Why 46raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Negative equity -€11,003lowers riskSize: turnover €0, total assets €96,322Show the evidence
Checked score
Score 2025
46
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 41, micro)
Financial strength
Weak
Solvency
14
equity -11.4% of total assets
Liquidity
27
short-term debt 71.1% · cash 12.2%
Profitability
5
return on assets -16.6%
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 3.6%lowest value
12-2025: 3.6%● unchanged vs 11-2025lowest value
01-2026: 3.7%▲ +0.1 percentage points vs 12-2025
02-2026: 4.0%▲ +0.3 percentage points vs 01-2026
03-2026: 4.2%▲ +0.2 percentage points vs 02-2026
04-2026: 4.5%▲ +0.3 percentage points vs 03-2026
05-2026: 4.5%● unchanged vs 04-2026
06-2026: 5.0%▲ +0.5 percentage points vs 05-2026highest value
07-2026: 4.0%▼ -1.0 percentage point vs 06-2026
08-2026: 4.0%● unchanged vs 07-2026
09-2026: 4.0%● unchanged vs 08-2026
10-2026: 4.0%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.96; short-term debt: 71.1% and cash: 12.2% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 9% on solvency, 22% on liquidity and 11% on profitability.
The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
32 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 31-10-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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