Summary
NOVA DOMUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €31k and a net result of €-11k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 56% of 2444 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
54 d early
2023
21 d early
2022
32 d late
2021
55 d late
2020
90 d late
2019
111 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 26.7%
2024 · €42k
Net result
€-11k
2024 · €1k
Total assets
€53k▼ 21.8%
2024 · €68k
Solvency
57.4%▼ 3.8pp
2024 · 61.2%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20k▲ 340%€24k▲ 20.6%€8k▼ 66.2%€7k▼ 12.5%€-10k
Net result€18k€18k▼ 1.1%€3k▼ 83.9%€1k▼ 52.1%€-11k
Equity€49k▲ 58.5%€37k▼ 24.2%€40k▲ 7.8%€42k▲ 3.5%€31k▼ 26.7%
Total assets€69k▲ 15.3%€94k▲ 35.1%€72k▼ 23.3%€68k▼ 4.9%€53k▼ 21.8%
Debt€20k▼ 31.3%€56k▲ 183%€31k▼ 44.1%€26k▼ 15.7%€23k▼ 14.1%
Working capital€49k▲ 58.5%€37k▼ 24.2%€40k▲ 7.8%€42k▲ 3.5%€31k▼ 26.7%
Solvency71.4%▲ 19.4pp40.1%▼ 31.3pp56.3%▲ 16.2pp61.2%▲ 5.0pp57.4%▼ 3.8pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €53k
Equity
€31k ▼ 26.7%
Debt
€23k ▼ 14.1%
Debt's share of the balance-sheet total rises from 38.8% to 42.6%. Equity and debt are lower.
Key figures and ratios
ROE
-36.5%▼
2024 · 3.3%
ROA
-20.9%▼
2024 · 2.0%
Debt ≤ 1 year
€23k▼
2024 · €26k
Income taxes
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €3k | €2k | €2k | €2k | €5k | ▲ 174% |
| Gross operating margin9900 | €23k | €26k | €10k | €9k | €-5k | ▼ 153% |
| Operating profit (loss)9901 | €20k | €24k | €8k | €7k | €-10k | ▼ 239% |
| Financial income75/76B | €873 | €1k | - | - | €167 | - |
| Recurring financial income75 | €873 | €1k | - | - | €167 | - |
| Financial charges65/66B | €2k | €2k | €1k | €1k | €441 | ▼ 61.6% |
| Recurring financial charges65 | €2k | €2k | €1k | €1k | €441 | ▼ 61.6% |
| Profit (loss) for the period before taxes9903 | €18k | €23k | €7k | €6k | €-10k | ▼ 271% |
| Income taxes67/77 | - | €5k | €4k | €4k | €1k | ▼ 73.3% |
| Profit (loss) for the period9904 | €18k | €18k | €3k | €1k | €-11k | ▼ 901% |
| Profit (loss) for the period to be appropriated9905 | €18k | €18k | €3k | €1k | €-11k | ▼ 901% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €69k | €94k | €72k | €68k | €53k | ▼ 21.8% |
| Current assets29/58 | €69k | €94k | €72k | €68k | €53k | ▼ 21.8% |
| Amounts receivable within one year40/41 | €47k | €80k | €55k | €39k | €51k | ▲ 30.2% |
| Trade receivables40 | €30k | €59k | €50k | €34k | €38k | ▲ 12.1% |
| Other amounts receivable41 | €17k | €21k | €5k | €5k | €12k | ▲ 158% |
| Cash at bank and in hand54/58 | €21k | €14k | €13k | €22k | €2k | ▼ 88.9% |
| Deferred charges and accrued income490/1 | €1k | - | €4k | €8k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €69k | €94k | €72k | €68k | €53k | ▼ 21.8% |
| Equity10/15 | €49k | €37k | €40k | €42k | €31k | ▼ 26.7% |
| Contributions10/11 | €7k | €7k | €7k | €7k | €7k | = |
| Capital10 | €7k | - | - | - | - | - |
| Issued capital100 | €19k | - | - | - | - | - |
| Uncalled capital101 | €12k | - | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €41k | €29k | €32k | €33k | €22k | ▼ 33.4% |
| Amounts payable17/49 | €20k | €56k | €31k | €26k | €23k | ▼ 14.1% |
| Amounts payable within one year42/48 | €20k | €56k | €31k | €26k | €23k | ▼ 14.1% |
| Trade debts44 | €779 | €2k | €2k | €312 | €3k | ▲ 715% |
| Suppliers440/4 | €779 | €2k | €2k | €312 | €2k | ▲ 471% |
| Bills of exchange payable441 | - | - | - | - | €760 | - |
| Taxes, remuneration and social security45 | €18k | €22k | €28k | €23k | €18k | ▼ 21.7% |
| Taxes450/3 | €10k | €15k | €21k | €20k | €14k | ▼ 27.8% |
| Remuneration and social security454/9 | €7k | €7k | €7k | €4k | €4k | ▲ 10.9% |
| Other amounts payable47/48 | €2k | €32k | €2k | €3k | €2k | ▼ 31.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €18k | €3k | €1k | €-11k | ▼ 901% |
| Operating cash flow (approximation) | €18k | €18k | €3k | €1k | €-11k | ▼ 901% |
| Change in cash | - | €-7k | €-840 | €9k | €-19k | ▼ 326% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
07-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
24-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 55 days late
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 111 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2003
Ground area
376 m²
Building footprint
114 m²
Volume, LiDAR
914 m³
2 parcels, Wallonia · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
NOVA DOMUS SPRL
since 20032.131.789.487
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56034A0599/00B005 | Wallonia | 310 m² | 1 · 48 m² | - |
| 52011B0239/00Y178 | Wallonia | 65 m² | 1 · 66 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
X-PORT
BE 0445.326.802
Brasschaat · Eq €30,571
IMMO LANERA
BE 0778.983.442
Liège · Eq €30,674
GEXIM
BE 0477.076.088
Chastre · Eq €31,002
DCH SUPPORT TEAM
BE 0848.757.225
Esneux · Eq €31,181
ALPHA
BE 1009.995.474
Seraing · Eq €29,815
Of 853 companies in sector 66210 we hold annual accounts for 511. 354 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-04-2003
Fiscal year end31-12
Activities, NACEBEL 2025
66210Risk and damage evaluation
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.