Nova

Active

Private limited companyfounded 2025active for 1 yearHamerstraat(RAM) 5, 2230 Herselt, BelgiumKBO/BCE: BE 1020.361.410

Summary

Nova has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,422 and a net result of €4,088. Its solvency ranks better than 49% of 9,496 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

NovaActiveChecked score 91/100

Risk analysis Report Compare

Activity

Office administrative and support services

NACE 82100

1 site

Size

€18,778total assets 2025

Equity: €9,422
Profit: €4,088

Turnover not published (micro format)

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Accounts 24 days early0 of 1 deed read

Why 91raises riskSize: total assets €18,778Founded in 2025lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 1.89, cash €4,027Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 55% of its sector peers (NACE 82, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 75

equity 50.2% of total assets

Liquidity 52

short-term debt 49.8% · cash 21.4%

Profitability 96

return on assets 21.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,623 companies, NACE 82, micro)

Last 24 months 03-2026: 0.6% 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.1%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.89, above the usual 1.5; short-term debt: 49.8% and cash: 21.4% of total assets), and 49.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 52% on solvency, 44% on liquidity and 70% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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