Financials
- Fiscal year
- 2025
- Total assets
- €16,746
- Profit
- €3,523
- Solvency
- 21.6%
Amber Merchez
ActiveSummary
Amber Merchez has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,623 and a net result of €3,523. Its solvency ranks better than 27% of 9468 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Office administrative and support services
NACE 82100NACE 82110
1 site
Size
€16,746total assets 2025
- Equity
- €3,623
- Profit
- €3,523
Turnover not published (abridged schema)
Structure
Accounts 2 d early1 of 2 deeds read
Why 85- 1 change of registered office in 24 months- Founded in 2024+ Sector Office administrative, office support and other business support activities (NACE 82)+ Liquidity: current ratio 1.28, cash €10,280Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
47
equity 21.6% of total assets
Liquidity
57
short-term debt 78.4% · cash 61.4%
Profitability
90
return on assets 21.0%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 0.6%
12-2025: 0.6%● 0.0% vs 11-2025
01-2026: 0.6%▲ +3.2% vs 12-2025
02-2026: 0.6%▲ +3.2% vs 01-2026
03-2026: 0.7%▲ +5.5% vs 02-2026
04-2026: 0.8%▲ +12.1% vs 03-2026
05-2026: 0.8%● 0.0% vs 04-2026
06-2026: 0.8%▲ +11.8% vs 05-2026
07-2026: 0.9%▲ +2.3% vs 06-2026
08-2026: 1.4%▲ +68.2% vs 07-2026
09-2026: 1.6%▲ +8.4% vs 08-2026highest value
10-2026: 0.3%▼ -78.6% vs 09-2026lowest value
- Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
- Liquidity: current ratio 1.28, cash €10,280 lowers the probability
- 1 change of registered office in 24 months raises the probability
- Founded in 2024 raises the probability for this profile
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 29%, liquidity 51%, profitability 65%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Registered officeRegistered-office move · Power of…
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
- 16-07-2026Registered office
- 28-04-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Office administrative and support servicesNACE 82100
- Founded
- 24-10-2024
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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