NOUT
ActiveNOUT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €1k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency87▲+29
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.09 in 2024; short-term debt: 17% and cash: 19.2% of total assets), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
29 d late
2023
226 d late
2022
66 d late
2021
44 d early
2020
39 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 1.6%
2024 · €78k
2018: €39k
2019: €44k
2020: €43k
2021: €53k
2022: €60k
2023: €78k
2024: €78k
2018 → 2025
Total assets
€128k▼ 46.1%
2024 · €237k
2018: €73k
2019: €75k
2020: €72k
2021: €72k
2022: €72k
2023: €94k
2024: €237k
2018 → 2025
Net result
€1k▲ 3,130%
2024 · €40
2018: €5k
2019: €6k
2020: €-1k
2021: €10k
2022: €8k
2023: €18k
2024: €40
2018 → 2025
Working capital
€23k▲ 108%
2024 · €11k
2018: €19k
2019: €20k
2020: €15k
2021: €20k
2022: €30k
2023: €49k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€60k▲ 14.2%€78k▲ 29.8%€78k▲ 0.1%€80k▲ 1.6%
Operating result€11k-€15k▲ 31.6%€25k▲ 65.3%€2k▼ 90.8%€4k▲ 79.0%
Net result€10k-€8k▼ 21.8%€18k▲ 139%€40▼ 99.8%€1k▲ 3,130%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 79% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€83k▼ 19.1%
Current assets
€45k▼ 66.7%
Equity and liabilities €128k
Equity
€80k▲ 1.6%
Debt
€48k▼ 69.7%
The debt ratio falls from 66.9% to 37.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €11k
Cash flow
€21k▲
2024 · €9k
Solvency
62.4%▲
2024 · 33.1%
Current ratio
2.06▲
2024 · 1.09
Quick ratio
2.06▲
2024 · 1.09
Debt / equity
0.60▼
2024 · 2.03
ROE
1.6%▲
2024 · 0.1%
ROA
1.0%▲
2024 · 0.0%
Interest coverage
11.04▲
2024 · 9.64
Debt
€48k▼
2024 · €159k
Debt ≤ 1 year
€22k▼
2024 · €123k
Debt > 1 year
€26k▼
2024 · €35k
Income taxes
€623▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€128k▼
Fixed assets21/28€103k€83k▼
Tangible fixed assets22/27€103k€83k▼
Land and buildings22€25k€22k▼
Furniture and vehicles24€77k€60k▼
Current assets29/58€134k€45k▼
Amounts receivable within one year40/41€95k€11k▼
Trade receivables40€88k€611▼
Other amounts receivable41€6k€11k▲
Cash at bank and in hand54/58€40k€24k▼
Deferred charges and accrued income490/1€348€9k▲
Equity and liabilities
Total equity and liabilities10/49€237k€128k▼
Equity10/15€78k€80k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€58k€59k▲
Amounts payable17/49€159k€48k▼
Amounts payable after more than one year17€35k€26k▼
Financial debts170/4€35k€26k▼
Amounts payable within one year42/48€123k€22k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€98k€10k▼
Suppliers440/4€98k€10k▼
Taxes, remuneration and social security45€8k€1k▼
Taxes450/3€8k€1k▼
Other amounts payable47/48€9k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€20k▲
Other operating charges640/8€10k€6k▼
Gross operating margin9900€21k€29k▲
Operating profit (loss)9901€2k€4k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€1k€2k▲
Income taxes67/77€1k€623▼
Profit (loss) for the period9904€40€1k▲
Profit (loss) for the period to be appropriated9905€40€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€59k▲
Profit (loss) brought forward from the previous period14P€58k€58k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 226 days late
2023
31-12
Financial
Highest result since 2018net €18k ▲139%
Operating result €25k, net result €18k, both a record.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-1k ▼119%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bonaert (G.) 237011 MonsGround area
1,699 m²
Building footprint
222 m²
Volume, LiDAR
1,439 m³
2 parcels, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bois Delville(PEIS) 3, 7120 Estinnes
since 20032.115.249.997
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56059B0009/00K000 | Wallonia | 1,241 m² | 1 · 154 m² | 7.5 m · 2 fl. |
| 53030B0094/00D002 | Wallonia | 458 m² | 1 · 67 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 3,572 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2002
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:gianninicolo24@gmail.com
Phone:+32476458317