MeubleMalin
ActiveThe computed 12-month bankruptcy probability of MeubleMalin is 2.9% (moderate). The 2025 annual accounts show equity of €42k and a net result of €33k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 70% of 17987 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
96
/ 100
Excellent▲ +94 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency89▲+75
Growth78▲+46
Stability94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 0.74 in 2024), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
45.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
91 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 385%
2024 · €9k
2022: €38k
2023: €43k
2024: €9k
2022 → 2025
Total assets
€72k▲ 13.5%
2024 · €63k
2022: €39k
2023: €87k
2024: €63k
2022 → 2025
Net result
€33k
2024 · €-34k
2022: €23k
2023: €5k
2024: €-34k
2022 → 2025
Working capital
€19k
2024 · €-14k
2022: €34k
2023: €26k
2024: €-14k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€38k-€43k▲ 13.0%€9k▼ 80.0%€42k▲ 385%
Operating result€23k-€10k▼ 57.6%€-34k€35k
Net result€23k-€5k▼ 78.5%€-34k€33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €35k after a loss of €34k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€22k▼ 0.9%
Current assets
€50k▲ 21.6%
Equity and liabilities €72k
Equity
€42k▲ 385%
Debt
€30k▼ 44.5%
The debt ratio falls from 86.5% to 42.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€43k▲
2024 · €-29k
Cash flow
€40k▲
2024 · €-29k
Solvency
57.7%▲
2024 · 13.5%
Current ratio
1.63▲
2024 · 0.74
Quick ratio
0.74▲
2024 · 0.28
Debt / equity
0.73▼
2024 · 6.41
ROE
79.4%▲
2024 · -401.1%
ROA
45.8%▲
2024 · -54.2%
Interest coverage
197.21▲
2024 · -78.13
Debt
€30k▼
2024 · €55k
Debt ≤ 1 year
€30k▼
2024 · €55k
Income taxes
€2k
Staff costs
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€72k▲
Fixed assets21/28€23k€22k▼
Intangible fixed assets21€6k€4k▼
Tangible fixed assets22/27€11k€12k▲
Plant, machinery and equipment23-€7k
Furniture and vehicles24€11k€5k▼
Financial fixed assets28€6k€6k=
Current assets29/58€41k€50k▲
Stocks and contracts in progress3€25k€27k▲
Stocks30/36€25k€27k▲
Amounts receivable within one year40/41€12k-
Trade receivables40€8k-
Other amounts receivable41€3k-
Cash at bank and in hand54/58€4k€23k▲
Equity and liabilities
Total equity and liabilities10/49€63k€72k▲
Equity10/15€9k€42k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-6k€27k▲
Amounts payable17/49€55k€30k▼
Amounts payable within one year42/48€55k€30k▼
Trade debts44€11k€4k▼
Suppliers440/4€11k€4k▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€44k€24k▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€3k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€2k€826▼
Gross operating margin9900€-24k€46k▲
Operating profit (loss)9901€-34k€35k▲
Financial income75/76B€162€167▲
Recurring financial income75€162€167▲
Financial charges65/66B€367€216▼
Recurring financial charges65€367€216▼
Profit (loss) for the period before taxes9903€-34k€35k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-34k€33k▲
Profit (loss) for the period to be appropriated9905€-34k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€27k▲
Profit (loss) brought forward from the previous period14P€28k€-6k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.63
Current ratio from 0.74 to 1.63; short-term debt falls from €55k to €30k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-34k ▼795%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lessenstraat 201080 Sint-Jans-MolenbeekGround area
350 m²
Building footprint
351 m²
Volume, LiDAR
5,855 m³
2 parcels, Brussels · tallest building 27.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
MeubleMalin
since 20212.324.982.904
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0347/00T004 | Brussels | 228 m² | 1 · 228 m² | 27.8 m · 8 fl. |
| 21523B0826/00L008 | Brussels | 121 m² | 1 · 122 m² | 11.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,965 companies in sector 47120 we hold annual accounts for 2,177. 1,487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2021
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47551Retail sale of household furniture
47591Retail trade
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.