NOUR MODE
ActiveSummary
NOUR MODE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-32k) and a net result of €-40k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-73
Solvency0▼-35
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.66 against 1.06 in 2024; short-term debt: 144% and cash: 15.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-44%
Return on assets
-55.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-32k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
61 d late
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-32k
2024 · €8k
2022: €5k
2023: €5k
2024: €8k
2022 → 2025
Total assets
€72k▼ 9.9%
2024 · €80k
2022: €45k
2023: €69k
2024: €80k
2022 → 2025
Net result
€-40k
2024 · €3k
2022: €531
2023: €131
2024: €3k
2022 → 2025
Working capital
€-35k
2024 · €4k
2022: €703
2023: €1k
2024: €4k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€5k▲ 2.5%€8k▲ 51.3%€-32k
Operating result€878-€441▼ 49.8%€4k▲ 893%€-40k
Net result€531-€131▼ 75.3%€3k▲ 2,033%€-40k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €40k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€4k ▼ 12.1%
Current assets
€69k ▼ 9.8%
Key figures and ratios
EBITDA
€-39k▼
2024 · €5k
Cash flow
€-40k▼
2024 · €3k
Solvency
-44.0%▼
2024 · 10.3%
Current ratio
0.66▼
2024 · 1.06
Quick ratio
0.13▼
2024 · 0.15
Debt to equity
-3.27▼
2024 · 8.72
ROA
-55.4%▼
2024 · 3.5%
Interest coverage
-78.37▼
2024 · 6.41
Debt
€104k▲
2024 · €72k
Debt ≤ 1 year
€104k▲
2024 · €72k
Staff costs
€27k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€80k€72k▼
Formation expenses20€0-
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€641€140▼
Plant, machinery and equipment23€641€140▼
Financial fixed assets28€4k€4k=
Current assets29/58€76k€69k▼
Stocks and contracts in progress3€65k€56k▼
Stocks30/36€65k€56k▼
Amounts receivable within one year40/41-€584
Other amounts receivable41-€584
Cash at bank and in hand54/58€9k€11k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€80k€72k▼
Equity10/15€8k€-32k▼
Contributions10/11€4k€4k=
Capital10€4k-
Issued capital100€4k-
Reserves13€66€66=
Non-distributable reserves130/1€66€66=
Legal reserve130€66-
Reserves not available under the articles1311-€66
Profit (loss) carried forward14€4k€-36k▼
Amounts payable17/49€72k€104k▲
Amounts payable within one year42/48€72k€104k▲
Trade debts44€11k€9k▼
Suppliers440/4€11k€9k▼
Taxes, remuneration and social security45€24k€23k▼
Taxes450/3€20k€19k▼
Remuneration and social security454/9€4k€4k▼
Other amounts payable47/48€37k€72k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3k€27k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€490€501▲
Other operating charges640/8€3k€335▼
Gross operating margin9900€10k€-12k▼
Operating profit (loss)9901€4k€-40k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€759€498▼
Recurring financial charges65€759€498▼
Profit (loss) for the period before taxes9903€4k€-40k▼
Income taxes67/77€822-
Profit (loss) for the period9904€3k€-40k▼
Profit (loss) for the period to be appropriated9905€3k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-36k▼
Profit (loss) brought forward from the previous period14P€1k€4k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-40k ▼1532%
Net result drops to €-40k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2022net €3k ▲2033%
Operating result €4k, net result €3k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Abdijstraat 642020 AntwerpenGround area
253 m²
Building footprint
102 m²
Volume, LiDAR
708 m³
Parcel 11809I2448/00A010, Flanders · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NOUR MODE
since 20212.315.785.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2448/00A010 | Flanders | 253 m² | 1 · 102 m² | 13.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PNT Bruxelles
BE 0478.910.279
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UTILIA
BE 0870.983.784
Keerbergen · Eq €8,662
ARIADNE
BE 0871.902.514
Huldenberg · Eq €8,712
ALTERA
BE 0891.642.311
Liège · Eq €7,806
HDE Studio
BE 0769.347.184
Antwerpen · Eq €7,756
Of 3,839 companies in sector 74111 we hold annual accounts for 1,006. 304 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:hadjh1983.hh@gmail.com
Phone:026445134