Financials
- Fiscal year
- 2025
- Total assets
- €1.4m
- Loss
- -€46,632
- Solvency
- -23.1%
Total assets▼ 5.2%
Net result
20182025
NOUGIMMO
ActiveSummary
NOUGIMMO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€318,463) and a net result of -€46,632. Equity is shrinking by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 1009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201Floor and wall tiling NACE 43331
1 site
Size
€1.4mtotal assets 2025
- Staff
- 0.4 FTE
- Equity
- -€318,463
- Loss
- -€46,632
Structure
Accounts 52 d early0 of 6 deeds read
Why 54Capped at 59: negative equity- Negative equity -€318,463- Sector Construction of residential and non-residential buildings (NACE 41)+ Size: 0.4 FTE, total assets €1.4m+ Founded in 1990Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 29% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
2-4
equity -23.1% of total assets
Liquidity
51=
short-term debt 0.9% · cash 0.4%
Profitability
65-1
return on assets -3.4%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.2%
12-2024: 2.2%● 0.0% vs 11-2024
01-2025: 2.2%● 0.0% vs 12-2024
02-2025: 2.2%▲ +1.7% vs 01-2025
03-2025: 2.2%▼ -0.6% vs 02-2025
04-2025: 2.2%▲ +2.0% vs 03-2025
05-2025: 2.6%▲ +17.0% vs 04-2025highest value
06-2025: 2.6%▼ -2.1% vs 05-2025
07-2025: 1.9%▼ -26.9% vs 06-2025
08-2025: 1.9%● 0.0% vs 07-2025
09-2025: 1.9%● 0.0% vs 08-2025
10-2025: 1.9%● 0.0% vs 09-2025
11-2025: 1.2%▼ -36.3% vs 10-2025
12-2025: 1.2%● 0.0% vs 11-2025
01-2026: 1.2%● 0.0% vs 12-2025
02-2026: 1.2%▲ +3.0% vs 01-2026
03-2026: 1.2%● 0.0% vs 02-2026
04-2026: 1.2%▲ +0.4% vs 03-2026
05-2026: 1.2%▲ +0.9% vs 04-2026
06-2026: 1.2%▼ -2.9% vs 05-2026
07-2026: 1.1%▼ -10.8% vs 06-2026lowest value
08-2026: 1.1%● 0.0% vs 07-2026lowest value
09-2026: 1.1%● 0.0% vs 08-2026lowest value
10-2026: 1.1%● 0.0% vs 09-2026lowest value
- Negative equity -€318,463 raises the probability
- Size: 0.4 FTE, total assets €1.4m lowers the probability for this profile
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Founded in 1990 lowers the probability for this profile
No credit on open account
Liquidity ample (current ratio 5.5 against 3.62 in 2024; short-term debt: 0.9% and cash: 0.4% of total assets), but equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 7%, liquidity 53%, profitability 36%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€318,463
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
38 d early
2023
77 d early
2022
20 d early
2021
54 d early
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · full…
- Liquidity quadruplescurrent ratio 3.62
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€318,463 View
- Risk: 8 loss-making years in a rowloss fiscal year 2025 -€46,632 View
- Caution: Among the weakest 5% on solvencysector median 33.2% · 1,009 companies -23.1% View
- Positive: Always filed on timeaccounts within the deadline every year 5 years View
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 09-06-2026Annual accounts filed
- 23-06-2025Annual accounts filed
- 31-12-2024Liquidity quadruples
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 26-04-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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