Active BE 0410.128.569Non-profit association

Notre Logis

Rue des Brasseries(BIN) 2 ·7130 Binche, Belgium· 58 yrs active

Sector: Residential care activities (87991)

Conclusion Checked

Notre Logis has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227k and a net result of €11k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 49% of 516 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€227k
Net result	€11k
Staff (FTE)	12.3
Better than sector	49%

Financial profile 5 of 5 axes measured · computed by Checked

74 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 79

Profitability 25

Solvency 87

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

< 0.1% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1968, 58 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

79 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€18k

estimate, not credit advice

Score history

61 2021

71 2022

91 2023

100 2024

79 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 2.37 (≥ 1.5) +10

Quick ratio Quick ratio 2.37 (≥ 1.0) +5

Leverage Debt/equity 1.36 (< 2.0) +3

Profitability ROE 5% +3

Interest coverage Interest coverage 32.9× (≥ 3×) +8

Profit trend Net profit down YoY -3

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview18 NBB filings

Annual accounts filed on 11-06-2026 with the NBB · fiscal year 2025 · full schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~17%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 87, Residential care activities · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	42.4%	44.0%	better than 49% of 516 sector peers
Net result	€11k	€18k	better than 46% of 521 sector peers
Equity	€227k	€812k	better than 26% of 522 sector peers
Gross operating margin	€849k	€1.96M	better than 17% of 457 sector peers
Staff costs	€826k	€2.16M	higher than 10% of 470 sector peers

EBITDA

€22k

-64.5% 21-25

Net profit

€11k

-78.4% 21-25

Cash flow

€27k

-60.1% 21-25

Total assets

€535k

+20.9% 21-25

Equity

€227k

+2.1% 21-25

Working capital

€292k

+43.7% 21-25

Employees (FTE)

12

+12.8% 21-25

Staff costs

€826k

+4.1% 21-25

Income taxes

€189

-75.5% 21-25

Debt

€308k

+39.9% 21-25

Debt ≤ 1y

€212k

+10.3% 21-25

Debt > 1y

€5k

-43.2% 21-25

Current ratio

2.37

+15.6% 21-25

Quick ratio

2.37

+15.6% 21-25

Solvency

42.4%

-15.6% 21-25

Debt / equity

1.36

+37.0% 21-25

ROE

5.0%

-78.8% 21-25

ROA

2.1%

-82.1% 21-25

Interest coverage

32.92

-54.9% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	full schema	full schema	full schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	€22k	€62k	€40k	€12k	€13k
Net profit	€11k	€52k	€31k	€9k	€11k
Cash flow	€27k	€68k	€45k	€15k	€17k
Staff costs	€826k	€794k	€750k	€703k	€660k
Income taxes	€189	€772	€513	-	-
Dividends	-	-	-	-	-
Total assets	€535k	€443k	€649k	€547k	€543k
Equity	€227k	€222k	€170k	€139k	€133k
Debt	€308k	€220k	€479k	€408k	€410k
of which ≤ 1y	€212k	€192k	€365k	€367k	€370k
of which > 1y	€5k	€10k	€13k	-	-
Working capital	€292k	€203k	€235k	€157k	€148k
Employees (FTE)	12.3	10.9	11.2	12.1	12.9

Note: these years are not on the same basis. The filed schemas differ (full schema, micro schema), so the columns are not directly comparable.

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	2.37	2.06	1.64	1.43	1.40
Quick ratio	2.37	2.06	1.64	1.43	1.40
Working capital ratio	54.5%	45.8%	36.2%	28.8%	27.2%
Solvency	42.4%	50.2%	26.2%	25.4%	24.5%
Debt / equity	1.36	0.99	2.82	2.93	3.08
Long-term debt ratio	0.02	0.04	0.08	-	-
Interest coverage	32.92	72.98	41.88	116.07	184.53
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	2.1%	11.8%	4.8%	1.6%	2.1%
ROE	5.0%	23.5%	18.2%	6.2%	8.4%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €32k · 5.9% Current assets €504k · 94.1%

Equity & liabilities

Equity €227k · 42.4% Debt €308k · 57.6%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€535k	€443k	€649k	€547k	€543k
Fixed assets	21/28	€32k	€48k	€49k	€22k	€25k
Tangible fixed assets	22/27	€32k	€48k	€49k	€22k	€25k
Current assets	29/58	€504k	€395k	€600k	€524k	€518k
Amounts receivable within one year	40/41	€127k	€80k	€125k	€110k	€117k
Cash & bank	54/58	€369k	€313k	€471k	€411k	€398k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€535k	€443k	€649k	€547k	€543k
Equity	10/15	€227k	€222k	€170k	€139k	€133k
Accumulated profits (losses)	14	€227k	€222k	€170k	€139k	€133k
Amounts payable	17/49	€308k	€220k	€479k	€408k	€410k
Amounts payable after one year	17	€5k	€10k	€13k	-	-
Amounts payable within one year	42/48	€212k	€192k	€365k	€367k	€370k
Trade debts payable within one year	44	€4k	€7k	€5k	€20k	€54k
Income statement
Gross operating margin	9900	€849k	€856k	€792k	€715k	€674k
Operating result	9901	€6k	€46k	€25k	€6k	€8k
Financial income	75	€6k	€8k	€7k	€3k	€3k
Financial charges	65	€666	€846	€944	€103	€72
Result before taxes	9903	€11k	€53k	€31k	€9k	€11k
Income taxes	67/77	€189	€772	€513	-	-
Net result for the period	9904	€11k	€52k	€31k	€9k	€11k
Result to be appropriated	9905	€11k	€52k	€31k	€9k	€11k

Directors & mandates 6 directors

Directors derived from a single State Gazette act, under verification

All 6 current directors first appear in the same act (23022700). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

BOUDART Stéphane
Director
State Gazette act 23022700 (16-02-2023)

Current
16-02-2023 → present
COQUETTE Alain
Director
State Gazette act 23022700 (16-02-2023)

Current
16-02-2023 → present
GROFILS Bernard
Secretary
State Gazette act 23022700 (16-02-2023)

Current
16-02-2023 → present
JAUMOT Jean-Pierre
Director
State Gazette act 23022700 (16-02-2023)

Current
16-02-2023 → present
LEQUEUX Christian
Director
State Gazette act 23022700 (16-02-2023)

Current
16-02-2023 → present
Lions Club de BINCHELegal entity
Director· perm. rep.: TERMOLLE Luc
State Gazette act 23022700 (16-02-2023)

Current
16-02-2023 → present

Legal Structure

NACE primary	Residential care activities(87991)
Legal form	Non-profit association(017)
Incorporation	10-04-1968
Status	Active
Postal code	7130

Establishment units 1 location

Notre Logis

Rue des Brasseries(BIN) 2, 7130 BincheEducation

since 19682.156.724.724

Real-estate footprint Source: CBE × cadastre

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
56011B0382/00W000	Wallonia	242 m²	1 · 121 m²	15.0 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 15Financial 4Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

11-06

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

06-06

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

31-12

Financial Highest result since 2021net €52k ▲69.1%

Operating result €46k, net result €52k, both a record.

31-12

Financial Equity above €200kEq €222k ▲30.7%

4 profitable years in a row build equity to €222k.

26-06

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

31-12

Financial Equity above €150kEq €170k ▲22.2%

3 profitable years in a row build equity to €170k.

26-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

16-02

State Gazette act Director changes

2022

31-12

Financial Weakest financial yearnet €9k ▼22.9%

Net result drops to €9k, the lowest in the series; recovery starts the following year.

05-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

17-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

04-09

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 35 days late

2019

27-06

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

23-06

NBB filing Annual accounts filed

fiscal year 2017 · full schema

2017

01-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 1 day late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

16-02-2023 6 directors appointed Director changes

BOUDART Stéphane, Bestuurder
GROFILS Bernard, Secretaris
TERMOLLE Luc, Bestuurder
JAUMOT Jean-Pierre, Bestuurder
LEQUEUX Christian, Bestuurder
COQUETTE Alain, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

85313Residential care activities87991

Names & trade names

Legal nameFR

Notre Logis

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