NOTOS INVEST GROUP
ActiveSummary
NOTOS INVEST GROUP has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €12k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 62% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-4
Solvency73▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.47 in 2024; short-term debt: 31.7% and cash: 37% of total assets), but 52.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.6%
Return on assets
15.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
34 d early
2022
17 d early
2021
38 d early
2020
107 d early
2019
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 47.1%
2024 · €26k
2018: €13k
2019: €9k
2020: €11k
2021: €12k
2022: €14k
2023: €13k
2024: €26k
2018 → 2025
Total assets
€80k▲ 15.9%
2024 · €69k
2018: €30k
2019: €26k
2020: €21k
2021: €28k
2022: €22k
2023: €20k
2024: €69k
2018 → 2025
Net result
€12k▼ 4.7%
2024 · €13k
2018: €-318
2019: €-3k
2020: €2k
2021: €496
2022: €2k
2023: €-1k
2024: €13k
2018 → 2025
Working capital
€13k▲ 19.8%
2024 · €11k
2018: €13k
2019: €9k
2020: €11k
2021: €12k
2022: €14k
2023: €13k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€14k▲ 19.2%€13k▼ 7.9%€26k▲ 97.7%€38k▲ 47.1%
Operating result€826-€3k▲ 244%€-996€16k€20k▲ 26.6%
Net result€496-€2k▲ 359%€-1k€13k€12k▼ 4.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€42k ▲ 17.4%
Current assets
€38k ▲ 14.2%
Equity and liabilities €80k
Equity
€38k ▲ 47.1%
Debt
€42k ▼ 2.8%
Debt's share of the balance-sheet total falls from 62.5% to 52.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €19k
Cash flow
€21k▲
2024 · €16k
Current ratio
1.51▲
2024 · 1.47
Quick ratio
1.35▼
2024 · 1.37
Debt to equity
1.10▼
2024 · 1.67
ROE
32.0%▼
2024 · 49.4%
ROA
15.2%▼
2024 · 18.5%
Interest coverage
18.73▲
2024 · 13.97
Debt ≤ 1 year
€25k▲
2024 · €23k
Debt > 1 year
€11k▼
2024 · €17k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€69k€80k▲
Fixed assets21/28€35k€42k▲
Tangible fixed assets22/27€24k€30k▲
Plant, machinery and equipment23€1k€9k▲
Furniture and vehicles24€23k€21k▼
Financial fixed assets28€11k€11k=
Current assets29/58€33k€38k▲
Stocks and contracts in progress3€2k€4k▲
Stocks30/36€2k€4k▲
Amounts receivable within one year40/41€21k€4k▼
Trade receivables40€4k€1k▼
Other amounts receivable41€17k€3k▼
Cash at bank and in hand54/58€10k€29k▲
Deferred charges and accrued income490/1-€540
Equity and liabilities
Total equity and liabilities10/49€69k€80k▲
Equity10/15€26k€38k▲
Contributions10/11€19k€19k=
Reserves13€7k€19k▲
Distributable reserves133€7k€19k▲
Profit (loss) carried forward14€146€270▲
Amounts payable17/49€43k€42k▼
Amounts payable after more than one year17€17k€11k▼
Financial debts170/4€17k€11k▼
Amounts payable within one year42/48€23k€25k▲
Current portion of amounts payable after more than one year42€10k€13k▲
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€1k€2k▲
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€805€528▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€20k€33k▲
Operating profit (loss)9901€16k€20k▲
Financial income75/76B€17€16▼
Recurring financial income75€17€16▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€14k€18k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€13k€12k▼
Profit (loss) for the period to be appropriated9905€13k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€12k▲
Profit (loss) brought forward from the previous period14P€-6k€146▲
Transfer to equity691/2€7k€12k▲
To other reserves6921€7k€12k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steensedijk 3228400 OostendeGround area
3,236 m²
Building footprint
769 m²
Volume, LiDAR
3,549 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stuiverstraat 599, 8400 Oostende
since 20162.254.923.663
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020B0586/00E000 | Flanders | 2,649 m² | 1 · 642 m² | 9.2 m · 2 fl. |
| 35020B0452/00K007 | Flanders | 587 m² | 1 · 127 m² | 7.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 2,332 companies in sector 47251 we hold annual accounts for 421. 302 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47251Retail sale of wines and spirits
46341Wholesale of wines and spirits
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.