NOTHOPTIC
ActiveSummary
NOTHOPTIC has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,835) and a net result of €4,772. Equity has been growing by about 8.3% per year since 2018. Its solvency ranks better than 13% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 17-12-2010 Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglasses NACE 47742and 1 other
- Establishment unit
- 2.194.125.944 5000 Namur, since 18-12-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 04-02-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.8%
- Gross margin
- €6,197
- ▲ 61.5%
- Turnover
- ≈ €66,000
- estimated
- Profit
- €4,772
- ▲ 386%
- Equity
- -€3,835
- ▲ 55.4%
- Total assets
- €9,718
- ▲ 34.1%
- Negative equity on 31-12-2025
- 2025 accounts filed 73 days after the deadline
Score breakdownraises riskCapped at 59: negative equityLast filed accounts filed 73 days late; 2 of the last 3 accounts lateNegative equity -€3,835lowers riskSize: total assets €9,718Founded in 2010Show the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 18% on liquidity, 96% on profitability and 87% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 73 days after the deadline Filed on 12 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00553810.
Annual accounts 2025 filed on 12-10-2026 at the NBB all 15 filings
Every figure per financial year
The operating result for 2025 is 101% higher than in 2024. It is the second rise in a row, after the fall in 2023.
Staff
| Item | 31-12-2021 |
|---|---|
| Employees at the balance-sheet date | 1 |
| full-time | 1 |
| in full-time equivalents | 1 |
| Average over the year, in full-time equivalents | 1 |
| On a permanent contract | 1 |
Source: social balance sheet in the 2021 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,426 | €0 | €833 | - | - |
| Depreciation and write-downs of the year | €1,541 | €368 | €356 | €562 | €562 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €109,111 | €106,913 | €91,905 | €90,096 | €68,882 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €54,327 | €45,917 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €40,265 | €8,700 | -€3,915 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,442 | €1,442 | €1,442 | €1,541 | €368 | €356 | €562 | €562 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €592 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €2,793 | - | €14,491 | €468 | - | - |
| Gross operating margin9900 | €50,709 | €41,826 | €35,289 | €35,769 | €22,965 | €6,743 | €3,838 | €6,197 | ▲ 61.5% |
| Operating profit (loss)9901 | -€15,707 | -€28,906 | €1,462 | -€8,830 | €13,305 | -€4,189 | €2,807 | €5,635 | ▲ 101% |
| Financial income75/76B | - | - | - | €2,412 | - | €320 | - | - | - |
| Recurring financial income75 | €515 | €634 | €526 | €2,412 | - | €320 | - | - | - |
| Financial charges65/66B | - | - | - | €3,754 | €1,029 | €1,519 | €2,487 | €863 | ▼ 65.3% |
| Recurring financial charges65 | €813 | €1,730 | €1,306 | €1,596 | €472 | €1,519 | €2,487 | €863 | ▼ 65.3% |
| Non-recurring financial charges66B | - | - | - | €2,158 | €557 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€16,480 | -€29,982 | €4,019 | -€10,172 | €12,276 | -€5,387 | €320 | €4,772 | ▲ 15× |
| Income taxes67/77 | -€1,920 | - | €1,333 | €88 | - | €6,796 | -€661 | - | - |
| Profit (loss) for the period9904 | -€14,560 | -€29,982 | €2,686 | -€10,260 | €12,276 | -€12,183 | €982 | €4,772 | ▲ 386% |
| Profit (loss) for the period to be appropriated9905 | -€14,560 | -€29,982 | €2,686 | -€10,260 | €12,276 | -€12,183 | €982 | €4,772 | ▲ 386% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €29,193 | €19,020 | €15,968 | €16,725 | €8,432 | €9,339 | €7,248 | €9,718 | ▲ 34.1% |
| Formation expenses20 | - | - | - | - | €0 | - | - | - | - |
| Fixed assets21/28 | €4,255 | €2,812 | €1,370 | €1,255 | €887 | €1,447 | €884 | €322 | ▼ 63.6% |
| Tangible fixed assets22/27 | €4,140 | €2,697 | €1,255 | €1,140 | €772 | €1,332 | €769 | €207 | ▼ 73.1% |
| Plant, machinery and equipment23 | - | - | - | - | - | €762 | €484 | €207 | ▼ 57.3% |
| Furniture and vehicles24 | - | - | - | €1,140 | €772 | €570 | €285 | - | - |
| Financial fixed assets28 | €115 | €115 | €115 | €115 | €115 | €115 | €115 | €115 | = |
| Current assets29/58 | €24,938 | €16,208 | €14,598 | €15,470 | €7,545 | €7,892 | €6,363 | €9,397 | ▲ 47.7% |
| Stocks and contracts in progress3 | - | - | - | - | - | €1,353 | €3,444 | €3,783 | ▲ 9.9% |
| Stocks30/36 | - | - | - | - | - | €1,353 | €3,444 | €3,783 | ▲ 9.9% |
| Amounts receivable within one year40/41 | €16,529 | €16,089 | €12,283 | €15,161 | €6,351 | €6,538 | €871 | €5,030 | ▲ 478% |
| Trade receivables40 | - | - | - | €8,752 | - | - | - | €3,239 | - |
| Other amounts receivable41 | - | - | - | €6,409 | €6,351 | €6,538 | €871 | €1,792 | ▲ 106% |
| Current investments50/53 | €1,002 | - | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €7,407 | €119 | €2,315 | €309 | €1,194 | - | €2,049 | €583 | ▼ 71.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €29,193 | €19,020 | €15,968 | €16,725 | €8,432 | €9,339 | €7,248 | €9,718 | ▲ 34.1% |
| Equity10/15 | €15,476 | -€14,506 | -€11,820 | -€22,080 | €2,596 | -€9,588 | -€8,607 | -€3,835 | ▲ 55.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | €6,200 | €18,600 | - | - | - | - |
| Issued capital100 | - | - | - | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | - | - | - | €12,400 | €0 | - | - | - | - |
| Profit (loss) carried forward14 | €9,276 | -€20,706 | -€18,020 | -€28,280 | -€16,004 | -€28,188 | -€27,207 | -€22,435 | ▲ 17.5% |
| Amounts payable17/49 | €13,717 | €33,526 | €27,788 | €38,805 | €5,836 | €18,927 | €15,854 | €13,553 | ▼ 14.5% |
| Amounts payable after more than one year17 | - | - | - | - | - | - | €9,992 | €6,698 | ▼ 33.0% |
| Financial debts170/4 | - | - | - | - | - | - | €9,992 | €6,698 | ▼ 33.0% |
| Amounts payable within one year42/48 | €13,717 | €33,399 | €27,788 | €38,805 | €5,800 | €18,927 | €5,862 | €6,855 | ▲ 16.9% |
| Financial debts43 | - | - | - | - | - | €867 | - | - | - |
| Credit institutions430/8 | - | - | - | - | - | €867 | - | - | - |
| Trade debts44 | €459 | €10,519 | €2,018 | €9,691 | €5,800 | €4,949 | €2,249 | - | - |
| Suppliers440/4 | - | - | - | €9,691 | €5,800 | €4,949 | €2,249 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €29,114 | - | €13,110 | €3,613 | €6,855 | ▲ 89.7% |
| Taxes450/3 | - | - | - | €15,930 | - | €10,610 | €3,333 | €4,925 | ▲ 47.8% |
| Remuneration and social security454/9 | - | - | - | €13,184 | - | €2,500 | €280 | €1,930 | ▲ 589% |
| Accrued charges and deferred income492/3 | - | - | - | - | €36 | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€14,560 | -€29,982 | €2,686 | -€10,260 | €12,276 | -€12,183 | €982 | €4,772 | ▲ 386% |
| + Depreciation and write-downs630 | €1,442 | €1,442 | €1,442 | €1,541 | €368 | €356 | €562 | €562 | = |
| Operating cash flow (approximation) | -€13,118 | -€28,540 | €4,128 | -€8,719 | €12,644 | -€11,828 | €1,544 | €5,334 | ▲ 245% |
| Investment in fixed assets (approximation) | - | €1 | €0 | -€1,426 | €0 | -€916 | €0 | €0 | - |
| Change in cash | - | -€7,288 | €2,196 | -€2,006 | €885 | - | - | -€1,466 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,632 companies had the same profile as NOTHOPTIC has now. Two years later, 91.9% were still going and 2.9% had gone bankrupt.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NOTHOPTIC itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,632 companies, not a prediction for NOTHOPTIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 12-10-2026 | 2026-00553810 | |
| 31-12-2024 | micro format | 21-05-2025 | 2025-00100568 | |
| 31-12-2023 | micro format | 31-10-2024 | 2024-00521631 | |
| 31-12-2022 | full format | 26-10-2023 | 2023-00502084 | |
| 31-12-2021 | full format | 25-08-2022 | 2022-20341246 | |
| 31-12-2020 | full format | 25-08-2021 | 2021-54700468 | |
| 31-12-2019 | full format | 17-08-2020 | 2020-42100319 | |
| 31-12-2018 | full format | 12-08-2019 | 2019-45400510 | |
| 31-12-2017 | full format | 14-08-2018 | 2018-45800044 | |
| 31-12-2016 | full format | 12-08-2017 | 2017-43400521 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 05-06-2023 Capital stated in the deed · 100 shares
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Anne JACQUES |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement si plusieurs, organe d'administration”
Articles of association, deed of 05-06-2023 (in French)
Network & group
NOTHOPTIC shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of NOTHOPTIC. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
05-06
Gazette deed
Change of role: Anne JACQUES, from manager to directorCapital · Director discharge · Registered office clause12 points ▸
- Other provision, “ordre du jour point 1, adapter les statuts aux dispositions du Code des sociétés et des associations” (deed in French)
- Other provision, “ordre du jour point 2, supprimer le compte de capitaux propres statutairement indisponible et le mettre à disposition pour des distributions futures” (deed in French)
- Other provision, “ordre du jour point 3, transfert du siège en région Wallonne” (deed in French)
- Other provision, “ordre du jour point 5, modification de l’objet comme dit ci-après” (deed in French)
- Other provision, “ordre du jour point 6, adoption de nouveaux statuts pour mise en concordance avec ce qui précède et avec le Code des sociétés et des associations” (deed in French)
- Capital
- Director resignation, Anne JACQUES (manager)
- Director appointment, Anne JACQUES (director (not named in the articles))
- Director discharge, Anne JACQUES
- Registered office clause, 5101, “Rue des Cortils 11/1” (deed in French)
- Power of attorney
- General meeting, “toutes résolutions adoptées à l'unanimité, POUR EXTRAIT ANALYTIQUE CONFORME” (deed in French)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
6 activities
- L’achat,la vente,en gros ou au détail,la représentation,l’importation,l’exportation,de tous articles se rapportant à l’optique,l’optométrie,la lunetterie,et l’horlogerie,notamment sans que cette énumération soit limitative,l’adaptation de lentilles de contact,examen de vue,vente de lunettes,lentilles,verres correcteurs et solaires,étuis pour lunettes,jumelles,longues vues,télescopes,thermomètres,hygromètres,correcteurs,baromètres,loupes,microscopes,montres,pendules,réveils,horloges,carillon et produits cosmétiques ou accessoires nécessaire à l’entretien de ces articles ;
- L’exploitation d’un commerce de lunettes,de verres de contact,de matériel et d’articles d’optique et de tous accessoires,ainsi que la prestation de tous services en qualité d’opticien lunetier et notamment tous examens de la vue,moulages de nez en vue de la pose de montures,conseils au niveau de la monture et des verres,en bref tout ce qui a trait à l’optométrie en général ;
- La prestation de service en tant que conseillère en image à savoir la colorimétrie et le visagisme en vue de l’achat de lunettes adaptées ;
- La prestation de service en tant que coach de vie en estime et confiance de soi et coach en bienêtre en MLM ;
- Le management Community et le coaching en orientation professionnelle ;
- L’achat,la vente en gros ou en détail d’articles de décoration notamment des bougies,des décorations,des bijoux fantaisie et des objets de bureautique en lien avec la société ;
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92039A0187/00C000 | Wallonia | 4,303 m² | 1 · 218 m² | - |
| 92094C0012/00E000 | Wallonia | 177 m² | 1 · 46 m² | - |