NOTHOPTIC
ActiveNOTHOPTIC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-9k) and a net result of €982. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 8% of 26053 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability47▲+47
Solvency0=
Growth38=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.09 against 0.42 in 2023; short-term debt: 80.9% and cash: 28.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-118.8%
Return on assets
13.5%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 26053 sector peers (2024).
NBB · sector comparisonPosition among 26053 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-05-2025, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d early
2023
92 d late
2022
87 d late
2021
25 d late
2020
25 d late
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€69k▼ 23.5%
2021 · €90k
2018: €109k
2019: €107k
2020: €92k
2021: €90k
2018 → 2022
EBIT margin
19.3%▲ 29.1pp
2021 · -9.8%
2018: -14.4%
2019: -27.0%
2020: 1.6%
2021: -9.8%
2018 → 2022
Net result
€982
2023 · €-12k
2018: €-15k
2019: €-30k
2020: €3k
2021: €-10k
2022: €12k
2023: €-12k
2018 → 2024
Working capital
€502
2023 · €-11k
2018: €11k
2019: €-17k
2020: €-13k
2021: €-23k
2022: €2k
2023: €-11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€92k-€90k▼ 2.0%€69k▼ 23.5%
Equity€-12k-€-22k▼ 86.8%€3k€-10k€-9k▲ 10.2%
Operating result€1k-€-9k€13k€-4k€3k
Net result€3k-€-10k€12k€-12k€982
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €3k after a loss of €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7k
Fixed assets
€884▼ 38.9%
Current assets
€6k▼ 19.4%
Key figures and ratios
EBITDA
€3k▲
2023 · €-4k
Cash flow
€2k▲
2023 · €-12k
Solvency
-118.8%▼
2023 · -102.7%
Current ratio
1.09▲
2023 · 0.42
Quick ratio
0.50▲
2023 · 0.35
Debt / equity
-1.84▲
2023 · -1.97
ROA
13.5%▲
2023 · -130.5%
Interest coverage
1.35▲
2023 · -2.52
Debt
€16k▼
2023 · €19k
Debt ≤ 1 year
€6k▼
2023 · €19k
Debt > 1 year
€10k
Income taxes
€-661▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€9k€7k▼
Fixed assets21/28€1k€884▼
Tangible fixed assets22/27€1k€769▼
Plant, machinery and equipment23€762€484▼
Furniture and vehicles24€570€285▼
Financial fixed assets28€115€115=
Current assets29/58€8k€6k▼
Stocks and contracts in progress3€1k€3k▲
Stocks30/36€1k€3k▲
Amounts receivable within one year40/41€7k€871▼
Other amounts receivable41€7k€871▼
Cash at bank and in hand54/58-€2k
Equity and liabilities
Total equity and liabilities10/49€9k€7k▼
Equity10/15€-10k€-9k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-28k€-27k▲
Amounts payable17/49€19k€16k▼
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€19k€6k▼
Financial debts43€867-
Credit institutions430/8€867-
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€13k€4k▼
Taxes450/3€11k€3k▼
Remuneration and social security454/9€3k€280▼
Income statement
Code20232024
Remuneration, social security and pensions62€-4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€356€562▲
Other operating charges640/8€14k€468▼
Gross operating margin9900€7k€4k▼
Operating profit (loss)9901€-4k€3k▲
Financial income75/76B€320-
Recurring financial income75€320-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-5k€320▲
Income taxes67/77€7k€-661▼
Profit (loss) for the period9904€-12k€982▲
Profit (loss) for the period to be appropriated9905€-12k€982▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-27k▲
Profit (loss) brought forward from the previous period14P€-16k€-28k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €982
Net result €982 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.42 to 1.09; short-term debt falls from €19k to €6k.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 87 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.30
Current ratio from 0.40 to 1.30; short-term debt falls from €39k to €6k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 17 days late
2019
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
12-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 12 days late
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Cortils(EP) 115101 NamurGround area
4,480 m²
Building footprint
264 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
PEARLE OPTICIENS
since 20102.194.125.944
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039A0187/00C000 | Wallonia | 4,303 m² | 1 · 218 m² | - |
| 92094C0012/00E000 | Wallonia | 177 m² | 1 · 46 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Gemini Detect Divers Travaux
BE 0876.122.410
Villers-la-Ville · Eq €3k
NICOLAS
BE 0862.640.893
Schilde · Eq €3k
OPTILOUP
BE 0778.607.716
Manage · Eq €3k
LEBG
BE 0672.466.059
Elsene · Eq €2k
SMC OPTIC'S
BE 0799.414.711
Châtelet · Eq €3k
Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 196 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2010
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
33130Repair, maintenance and installation of machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.