NOTHOPTIC
ActiveNOTHOPTIC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-9k) and a net result of €982. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 8% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
13
/ 100
Critical▲ +6 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency46▲+13
Growth38=
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.09 against 0.42 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-118.8%
Return on assets
13.5%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 26056 sector peers (2024).
NBB · sector comparisonPosition among 26056 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-05-2025, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d early
2023
92 d late
2022
87 d late
2021
25 d late
2020
25 d late
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€69k▼ 23.5%
2021 · €90k
2018: €109k
2019: €107k
2020: €92k
2021: €90k
2018 → 2022
EBIT margin
19.3%▲ 29.1pp
2021 · -9.8%
2018: -14.4%
2019: -27.0%
2020: 1.6%
2021: -9.8%
2018 → 2022
Net result
€982
2023 · €-12k
2018: €-15k
2019: €-30k
2020: €3k
2021: €-10k
2022: €12k
2023: €-12k
2018 → 2024
Working capital
€502
2023 · €-11k
2018: €11k
2019: €-17k
2020: €-13k
2021: €-23k
2022: €2k
2023: €-11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€92k-€90k▼ 2.0%€69k▼ 23.5%
Equity€-12k-€-22k▼ 86.8%€3k€-10k€-9k▲ 10.2%
Operating result€1k-€-9k€13k€-4k€3k
Net result€3k-€-10k€12k€-12k€982
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €3k after a loss of €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7k
Fixed assets
€884▼ 38.9%
Current assets
€6k▼ 19.4%
Key figures and ratios
EBITDA
€3k▲
2023 · €-4k
Cash flow
€2k▲
2023 · €-12k
Solvency
-118.8%▼
2023 · -102.7%
Current ratio
1.09▲
2023 · 0.42
Quick ratio
0.50▲
2023 · 0.35
Debt / equity
-1.84▲
2023 · -1.97
ROE
-11.4%▼
2023 · 127.1%
ROA
13.5%▲
2023 · -130.5%
Interest coverage
1.35▲
2023 · -2.52
Debt
€16k▼
2023 · €19k
Debt ≤ 1 year
€6k▼
2023 · €19k
Debt > 1 year
€10k
Income taxes
€-661▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€9k€7k▼
Fixed assets21/28€1k€884▼
Tangible fixed assets22/27€1k€769▼
Plant, machinery and equipment23€762€484▼
Furniture and vehicles24€570€285▼
Financial fixed assets28€115€115=
Current assets29/58€8k€6k▼
Stocks and contracts in progress3€1k€3k▲
Stocks30/36€1k€3k▲
Amounts receivable within one year40/41€7k€871▼
Other amounts receivable41€7k€871▼
Cash at bank and in hand54/58-€2k
Equity and liabilities
Total equity and liabilities10/49€9k€7k▼
Equity10/15€-10k€-9k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-28k€-27k▲
Amounts payable17/49€19k€16k▼
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€19k€6k▼
Financial debts43€867-
Credit institutions430/8€867-
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€13k€4k▼
Taxes450/3€11k€3k▼
Remuneration and social security454/9€3k€280▼
Income statement
Code20232024
Remuneration, social security and pensions62€-4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€356€562▲
Other operating charges640/8€14k€468▼
Gross operating margin9900€7k€4k▼
Operating profit (loss)9901€-4k€3k▲
Financial income75/76B€320-
Recurring financial income75€320-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-5k€320▲
Income taxes67/77€7k€-661▼
Profit (loss) for the period9904€-12k€982▲
Profit (loss) for the period to be appropriated9905€-12k€982▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-27k▲
Profit (loss) brought forward from the previous period14P€-16k€-28k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €982
Net result €982 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.42 to 1.09; short-term debt falls from €19k to €6k.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 87 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.30
Current ratio from 0.40 to 1.30; short-term debt falls from €39k to €6k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 17 days late
2019
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
12-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 12 days late
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Cortils(EP) 115101 NamurGround area
4,480 m²
Building footprint
264 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
PEARLE OPTICIENS
since 20102.194.125.944
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039A0187/00C000 | Wallonia | 4,303 m² | 1 · 218 m² | - |
| 92094C0012/00E000 | Wallonia | 177 m² | 1 · 46 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Gemini Detect Divers Travaux
BE 0876.122.410
Villers-la-Ville · Eq €3k
NICOLAS
BE 0862.640.893
Schilde · Eq €3k
OPTILOUP
BE 0778.607.716
Manage · Eq €3k
LEBG
BE 0672.466.059
Elsene · Eq €2k
SMC OPTIC'S
BE 0799.414.711
Châtelet · Eq €3k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 196 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2010
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
33130Repair, maintenance and installation of machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.