Equity
€242,643 ▲ 14.5%
NOtechnology paid out €35,000 in dividends. That is 53% of the 2025 profit.
NOtechnology
Overview
Lifetime
2 annual accounts with figures on one time axispeak €117,729 (2024)
€109,593▼ 6.9%
peak €78,441 (2024)
€65,670▼ 16.3%
peak €242,643 (2025)
€242,643▲ 14.5%
€166,605▼ 5.4%
Board3 names since 2019
2 directorsQuets,Tom Ghislain and 1 other
Documentsfilings and deeds
03-06-202658 days before the deadline
2025micro format
Registered office moved within Antwerp 08-01Dividend €35,000Equity from €211,974 to €242,643Cash from €44,053 to €63,834
Key points
from the 2025 annual accountsTurnover
≈ €190,000 estimated
The micro format states no turnover.
Checked score
92
Excellent
Financially stronger than 59% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.6%▼ -0.1 percentage points vs 12-2024
02-2025: 1.0%▲ +0.4 percentage points vs 01-2025highest value
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 0.3%▼ -0.7 percentage points vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.2%▼ -0.1 percentage points vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.1%▼ -0.2 percentage points vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 4.49, cash €63,834
Figures for financial year 2025 (filed on 05-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 54% of them on solvency, 62% on liquidity, 58% on profitability and 62% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as NOtechnology has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of NOtechnology itself is lower: 0.1% within 12 months. It rests on far more data about NOtechnology than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for NOtechnology. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.49 (3.76 in 2024), above the usual 1.5. Short-term debt is 5.2% and cash 15.6% of total assets. 40.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
58 days early
2024
41 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 50 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Tom QUETS general partnerdeed of 11-12-2019
- Bianca LUZI limited partnerdeed of 11-12-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0738842862
Registered office moved within Antwerp
New registered office: Eric Sasselaan 33 bus 2, 2020 Antwerpen · Previous registered office: Generaal Cabrastraat 8, 2020 Antwerpen · Change of role: Quets, Tom Ghislain, from manager to director · General meeting of 10-12-2024 · Gazette deed
Incorporation
Appointment: Tom QUETS (director) · Partner: Tom QUETS (general partner) · Partner: Bianca LUZI (limited partner) · published on 11-12-2019 · Gazette deed
First establishment
Eric Sasselaan 33, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NOtechnology Antwerp | €409,249 | €109,593 | 59.3% | - |
| HANS DE BONDT Puurs-Sint-Amands | €426,407 | €105,669 | 34.1% | - |
| BAZU Kapellen | €448,357 | €110,680 | 16.8% | - |
| RU READY Kontich | €406,550 | €108,966 | 87.7% | - |
| Expodian Antwerp | €381,109 | €115,901 | 63.3% | - |
| Jeji Management Beerse | €447,278 | €104,281 | 31.1% | - |
| RD & TR - Consulting Willebroek | €430,602 | €107,700 | 81.9% | - |
These companies have the same main activity as NOtechnology: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €381,000 and €448,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 07-12-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.296.466.6842020 Antwerp, since 07-12-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Annual accounts 2025
- €109,593▼ 6.9%
- €65,670▼ 16.3%
- €242,643▲ 14.5%
- €409,249▲ 5.5%
- Filing
- Filed on 03-06-2026, 58 days before the end of the filing period
Insights on NOtechnology
NOtechnology has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242,643 and a net result of €65,670.
Its solvency ranks better than 54% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 03-06-2026, 58 days before the deadline€109,593
▼ 6.9%
€85,169
▼ 14.7%
€65,670
▼ 16.3%
€73,569
▲ 50.7%
59.3%
▲ 4.7 percentage points
4.49
▲ 0.72
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €160,000 and €220,000.
Balance sheet
balance sheet total €409,249 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
59.3%
Higher than 54% of 39,368 companies in 2025.
4.49
Higher than 76% of 38,051 companies in 2025.
16.0%
Higher than 53% of 38,523 companies in 2025.
NOtechnology
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
409,249 | 388,083 | |
21/28 |
314,574 | 321,582 | |
22/27 |
314,574 | 321,582 | |
22 |
299,330 | 307,954 | |
24 |
15,244 | 13,628 | |
29/58 |
94,674 | 66,501 | |
40/41 |
29,233 | 20,623 | |
40 |
25,471 | 18,750 | |
41 |
3,762 | 1,873 | |
54/58 |
63,834 | 44,053 | |
490/1 |
1,607 | 1,824 | |
| Balance sheet: equity and liabilities | |||
10/49 |
409,249 | 388,083 | |
10/15 |
242,643 | 211,974 | |
10/11 |
1,000 | 1,000 | |
13 |
241,643 | 210,974 | |
133 |
241,643 | 210,974 | |
14 |
0 | 0 | |
17/49 |
166,605 | 176,109 | |
17 |
145,499 | 158,421 | |
170/4 |
145,499 | 158,421 | |
42/48 |
21,106 | 17,671 | |
42 |
12,922 | 12,710 | |
44 |
1,848 | 3,179 | |
440/4 |
1,848 | 3,179 | |
45 |
77 | 77 | |
450/3 |
77 | 77 | |
47/48 |
6,259 | 1,704 | |
492/3 |
0 | 17 | |
| Income statement | |||
9900 |
109,593 | 117,729 | |
630 |
23,474 | 16,623 | |
640/8 |
950 | 1,297 | |
9901 |
85,169 | 99,809 | |
75/76B |
0 | 2,680 | |
75 |
0 | 2,680 | |
65/66B |
2,913 | 3,848 | |
65 |
2,913 | 3,848 | |
9903 |
82,257 | 98,642 | |
67/77 |
16,587 | 20,201 | |
9904 |
65,670 | 78,441 | |
9905 |
65,670 | 78,441 | |
| Appropriation of the result | |||
9906 |
65,670 | 78,441 | |
791/2 |
35,000 | 0 | |
691/2 |
65,670 | 78,441 | |
6921 |
65,670 | 78,441 | |
694/7 |
35,000 | 0 | |
694 |
35,000 | 0 | |
| Document | |||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 03-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 108,643 | 116,432 | ||
| 89,143 | 95,063 | ||
| 16,466 | 63,119 | ||
| 19,781 | - | ||
| 73,569 | 48,830 | ||
| 59.3% | 54.6% | ||
| 4.49 | 3.76 | ||
| 0.69 | 0.83 | ||
| 27.1% | 37.0% | ||
| 16.0% | 20.2% | ||
| 37.30 | 30.26 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €16,466 | €63,119 |
| €23,474 | €16,623 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on NOtechnology
The operating result for 2025 is 15% lower than in 2024.
Debt's share of the balance-sheet total falls from 45.4% to 40.7%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, 1 auditor, no change since 2025Director (not named in the articles)
since 06-12-2019
earlier manager, until 08-01-2025
listed in the 2025 annual accounts, filed on 03-06-2026
Director (not named in the articles)
since 06-12-2019
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 03-06-2026
Company auditor, permanent representative Guy Parmentier
appointed by deed of 08-01-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Art. 8 Bestuursbevoegdheid en vertegenwoordigingsmacht De bestuurders zijn bevoegd om alle handelingen van intern bestuur te verrichten die…”deed of 11-12-2019
Mandates through the years
3 names, the dashed line is todayQuets,Tom Ghislain
Director (not named in the articles)
Director (not named in the articles)
Tom QUETS
Director (not named in the articles)
Director (not named in the articles)
Parmentier Guy BV
Company auditor
Company auditor
BoardEarliermandate already running before its first mention
Mandates as a list
- Quets,Tom Ghislain
- Director (not named in the articles), from 06-12-2019 to date
- Manager, until 08-01-2025
- Tom QUETS
- Director (not named in the articles), from 06-12-2019 to date
- Parmentier Guy BV
- Company auditor, appointed by deed of 08-01-2025, still in office
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €2,426 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 08-01-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of May at 18:00
Founders
Stated in the deed
deed of 11-12-2019 ↗
- Tom QUETS gecommanditeerde vennoot
- Bianca LUZI commanditaire vennoot
Network & group
No group
NOtechnology has no parent and no holdings in its annual accounts.
At the same address
Eric Sasselaan 33, 2020 Antwerp · 1 other company| Vereniging van Mede-eigenaars te Antwerpen, Eric Sasselaan 33
registered office since 01-08-1995 |
founded in 1995 0839.828.077 |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
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Timeline
Timeline
6 events since 2019Board
Filings
Establishments
Address
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 58 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0738842862
Annual accounts 2024 filed PDFmicro format · 41 days before the deadline
Registered office moved within AntwerpNew registered office: Eric Sasselaan 33 bus 2, 2020 Antwerpen · Previous registered office: Generaal Cabrastraat 8, 2020 Antwerpen · Change of role: Quets, Tom Ghislain, from manager to director · General meeting of 10-12-202410 points ▸
- General meeting, 10-12-2024
- Registered-office move, Eric Sasselaan 33 bus 2, 2020 Antwerpen
- Auditor appointment, PARMENTIER GUY BV (company auditor)
- Permanent representative, Guy Parmentier (and director)
- Legal-form conversion, from limited partnership to private limited company
- 100 shares
- Accounting effect, 01-10-2024
- Director resignation, Quets, Tom Ghislain (manager)
- Director discharge, Quets, Tom Ghislain (manager)
- Director appointment, Quets, Tom Ghislain (director (not named in the articles))
- The deed holds 4 more points.
2019
IncorporationAppointment: Tom QUETS (director) · Partner: Tom QUETS (general partner) · Partner: Bianca LUZI (limited partner) · published on 11-12-20193 points ▸
First establishment Eric Sasselaan 33, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0738.842.862
- VAT number
- BE 0738.842.862
- Peppol ID
- 0208:0738842862
- Other Peppol ID
- 9925:BE0738842862
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-12-2019
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of May at 18:00deed of 08-01-2025 (in Dutch)
- Peppol
- Reachable since 16-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- NOtechnology in Dutch
- Abbreviation
- NOtech in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-01-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 08-01-2025 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van adviezen van commerciële, administratieve, technische of financiële aard, in de ruimste zin bijstand en diensten verlenen…”deed of 08-01-2025 (in Dutch)
10 activities
- Het verlenen van adviezen van commerciële, administratieve, technische of financiële aard, in de ruimste zin bijstand en diensten verlenen, rechtstreeks of onrechtstreeks op het vlak van administratie en financiën, verkoop, productie en algemeen bestuur.
- Overige zakelijke dienstverlening.
- Het organiseren van opleidingen, seminaries, workshops, evenementen, en alle randactiviteiten hierrond.
- Alle mogelijke activiteiten in verband met het verlenen van adviezen en uitwerken van marketingcampagnes.
- De aan en verkoop van alle roerende goederen, zowel in het groot als in het klein.
- Daartoe kan de vennootschap samenwerken met, deelnemen in, of op gelijk welke wijze, rechtstreeks of onrechtstreeks, belangen nemen in andere ondernemingen, dit zowel nationaal als internationaal.
- De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak.
- De vennootschap kan eveneens optreden als bestuurder, volmacht drager, mandataris of vereffenaar in andere vennootschappen of ondernemingen.
- De vennootschap mag alle roerende en onroerende goederen als investering verwerven, zelfs als deze noch rechtstreeks, nog onrechtstreeks verband houden met het doel van de vennootschap.
- De vennootschap kan in het algemeen alle commerciële, industriële, financiële, roerende of onroerende handelingen verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp of welke van aard zouden zijn de verwezenlijking ervan geheel of ten dele te vergemakkelijken.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Eric Sasselaan 33 registered office 2020 Antwerp 62200 Computer consultancy and computer facilities management | 07-12-2019 | 2.296.466.684 |
Buildings and parcels at the address
- Ground area
- 487 m²
- Buildings
- 175 m²
- Volume, LiDAR
- 1,535 m³
- Tallest building
- 10.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11809I2104/00F005 | 487 m² | 1 · 174 m² | 10.6 m · 3 |