Equity
-€34,629
Debts exceed assets in financial year 2025.
NOSENSE
Lifetime
17 annual accounts with figures on one time axispeak €29,476 (2022)
-€14,897▼ €10,251
lowest -€29,795 (2012)
-€22,551▼ €10,252
peak €9,416 (2009)
-€34,629▼ €22,551
€36,464▲ 16.2%
peak 1 FTE (2009)
-not published
Board2 names since 2022
1 directorHOUBAR Quentin
Documentsfilings and deeds
29-01-202691 days before the deadline
2025micro format
Gross margin from -€4,646 to -€14,897Loss of €22,551Equity from -€12,079 to -€34,629Debts from €31,382 to €36,464Cash from €9,917 to €181
Key points
from the 2025 annual accountsLosses
-€43,383 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Position in the sector
-1887.9%
Lower solvency than 95% of companies in retail trade. Sector median 33.1% · 22,924 companies.
Turnover not published (micro format)
Checked score
50
Fair
Financially stronger than 7% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%lowest value
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.9%▲ +0.1 percentage points vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 1.2%▲ +0.3 percentage points vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.2%● unchanged vs 06-2026
08-2026: 1.2%● unchanged vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026
10-2026: 2.4%▲ +1.2 percentage points vs 09-2026highest value
11-2026: 2.4%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €22,551, the second in a row (financial year 2025)
1 change of registered office in 24 months
Negative equity -€34,629
lowers risk
Size: total assets €1,834
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 12% on liquidity, 6% on profitability and 3% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,907 companies had the same profile as NOSENSE has now. Each dot stands for 18 companies, two years later.
85.4%
were still trading
8.1%
stopped another way
5.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NOSENSE itself: 2.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,907 companies, not a prediction for NOSENSE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€34,629
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-01-2026, 91 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
91 days early
2024
34 days early
2023
112 days early
2022
30 days early
2021
2 days late
2020
37 days early
2019
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 March (4 of the last 5 accounts filed within 57 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered office moved from Barvaux Sur Ourthe to Brussels
New registered office: L'Avenue Louise 163 à 1050 Bruxelles · Previous registered office: Chemin du Chant d'Oiseau 19, 6940 Barvaux Sur Ourthe · General meeting of 04-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0897709363
Company renamed from JPF to NOSENSE
Resignation: KREMER Jean-Paul (manager) · “La création de logiciels,jeux-vidéos et applications ainsi que la commercialisation de ces développements; La…” (deed in French) · Director discharge: KREMER Jean-Paul (manager) · General meeting of 21-02-2023 · Gazette deed
Appointment: HOUBAR Quentin (director)
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NOSENSE Ixelles | €1,834 | -€14,897 | -1887.9% | - |
| LisBuild Mechelen | €2,401 | -€2,334 | 100.0% | - |
| ELLLE Rixensart | €893 | -€2,706 | -15577.9% | - |
| GO MODE Nivelles | €3,888 | -€3,176 | 100.0% | - |
| NOUXEP BE Ixelles | €5,729 | -€1,569 | -3051.4% | - |
| COMMONGOOD Brussels | €6,864 | -€7,493 | -366.0% | - |
| FIRST CONSEIL Uccle | €7,481 | -€1,347 | -238.9% | - |
These companies have the same main activity as NOSENSE: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €893 and €7,480, founded between 1999 and 2014.
Official details
Source: KBO- Status
- Active since 05-05-2008Normal situation
- Registered office
- 74 active companies are registered at this address38 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Retail sale of women's outerwearNACE 47711and 4 others
- Establishment unit
- 2.170.834.6606940 Durbuy, since 07-06-2008
- Financial year end
- 30 September
- Peppol
- Reachable since 29-10-2024
Annual accounts to 30-09-2025
- €1,834▼ 90.5%
- Filing
- Filed on 29-01-2026, 91 days before the end of the filing period
Insights on NOSENSE
NOSENSE files the micro format. That format states no turnover. The gross margin fell from €27,459 in 2009 to -€14,897 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NOSENSE
- What is the company number of NOSENSE?
- The company number of NOSENSE is 0897.709.363. The VAT number is the same number with BE in front: BE 0897.709.363.
- Where is NOSENSE based?
- The registered office is at Louizalaan 163, 1050 Ixelles.Company details
- What does NOSENSE do?
- According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
- What is the legal form of NOSENSE?
- NOSENSE is a private limited company (BV).
- When was NOSENSE founded?
- NOSENSE was founded on 05-05-2008.
- Is NOSENSE still active?
- Yes, NOSENSE is an active enterprise in the KBO register.
- What is the turnover of NOSENSE?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is NOSENSE profitable?
- In financial year 2025, NOSENSE made a loss of €22,551.
- Where can I find the annual accounts of NOSENSE?
- NOSENSE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NOSENSE due?
- NOSENSE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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