NOORDOEVER
ActiveNOORDOEVER has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271k and a net result of €83k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 53% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82=
Solvency59▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.92 against 1.48 in 2024; short-term debt: 31.6% and cash: 15.5% of total assets), and 66.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.6%
Return on assets
10.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
24 d late
2023
27 d early
2022
55 d early
2021
48 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€271k▼ 19.0%
2024 · €335k
2018: €221k
2019: €285k
2020: €340k
2021: €384k
2022: €384k
2023: €284k
2024: €335k
2018 → 2025
Total assets
€807k▼ 14.1%
2024 · €940k
2018: €1.14M
2019: €1.10M
2020: €1.03M
2021: €1.05M
2022: €990k
2023: €985k
2024: €940k
2018 → 2025
Net result
€83k▼ 17.6%
2024 · €101k
2018: €50k
2019: €64k
2020: €46k
2021: €43k
2022: €51k
2023: €86k
2024: €101k
2018 → 2025
Working capital
€-21k
2024 · €132k
2018: €191k
2019: €219k
2020: €266k
2021: €289k
2022: €221k
2023: €106k
2024: €132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€384k-€384k=€284k▼ 26.0%€335k▲ 18.0%€271k▼ 19.0%
Operating result€71k-€79k▲ 11.3%€128k▲ 63.0%€137k▲ 7.2%€114k▼ 16.7%
Net result€43k-€51k▲ 16.5%€86k▲ 69.7%€101k▲ 17.4%€83k▼ 17.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €807k
Fixed assets
€573k▲ 7.6%
Current assets
€235k▼ 42.4%
Equity and liabilities €807k
Equity
€271k▼ 19.0%
Provisions
€0▼ 100%
Debt
€536k▼ 10.9%
The debt ratio rises from 64.0% to 66.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€146k▼
2024 · €168k
Cash flow
€114k▼
2024 · €131k
Solvency
33.6%▼
2024 · 35.6%
Current ratio
0.92▼
2024 · 1.48
Quick ratio
0.92▼
2024 · 1.48
Debt / equity
1.98▲
2024 · 1.80
ROE
30.6%▲
2024 · 30.1%
ROA
10.3%▼
2024 · 10.7%
Interest coverage
12.28▼
2024 · 18.15
Debt
€536k▼
2024 · €602k
Debt ≤ 1 year
€255k▼
2024 · €276k
Debt > 1 year
€278k▼
2024 · €323k
Income taxes
€21k▼
2024 · €38k
Staff costs
€275k▲
2024 · €218k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€940k€807k▼
Fixed assets21/28€532k€573k▲
Tangible fixed assets22/27€532k€573k▲
Land and buildings22€522k€495k▼
Plant, machinery and equipment23€8k€11k▲
Furniture and vehicles24€2k€67k▲
Current assets29/58€407k€235k▼
Amounts receivable within one year40/41€15k€9k▼
Trade receivables40€15k€6k▼
Other amounts receivable41-€4k
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€292k€125k▼
Deferred charges and accrued income490/1-€30
Equity and liabilities
Total equity and liabilities10/49€940k€807k▼
Equity10/15€335k€271k▼
Contributions10/11€19k€19k=
Reserves13€316k€253k▼
Distributable reserves133€316k€253k▼
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€3k€0▼
Provisions for liabilities and charges160/5€3k€0▼
Major repairs and maintenance162€3k€0▼
Amounts payable17/49€602k€536k▼
Amounts payable after more than one year17€323k€278k▼
Financial debts170/4€238k€193k▼
Other amounts payable178/9€84k€84k=
Amounts payable within one year42/48€276k€255k▼
Current portion of amounts payable after more than one year42€45k€45k▲
Trade debts44€44k€55k▲
Suppliers440/4€44k€55k▲
Advances received on contracts in progress46€587€2k▲
Taxes, remuneration and social security45€39k€45k▲
Taxes450/3€30k€32k▲
Remuneration and social security454/9€9k€13k▲
Other amounts payable47/48€147k€108k▼
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€218k€275k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-3k
Other operating charges640/8€7k€16k▲
Gross operating margin9900€394k€434k▲
Operating profit (loss)9901€137k€114k▼
Financial income75/76B€11k€2k▼
Recurring financial income75€11k€2k▼
Financial charges65/66B€9k€12k▲
Recurring financial charges65€9k€12k▲
Profit (loss) for the period before taxes9903€139k€104k▼
Income taxes67/77€38k€21k▼
Profit (loss) for the period9904€101k€83k▼
Profit (loss) for the period to be appropriated9905€101k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€83k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€50k€64k▲
Transfer to equity691/2€101k€0▼
To other reserves6921€101k€0▼
Profit to be distributed694/7€50k€147k▲
Return on contributions (dividend)694€50k€147k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
31-12
Financial
Highest result since 2018net €101k ▲17.4%
Operating result €137k, net result €101k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 48 days late
2021
31-12
Financial
Weakest financial yearnet €43k ▼5.4%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaartkom 173000 LeuvenGround area
3,772 m²
Building footprint
3,176 m²
Volume, LiDAR
43,911 m³
Parcel 24062A0065/00W000, Flanders · tallest building 33.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
NOORDOEVER
since 20162.248.148.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A0065/00W000 | Flanders | 3,772 m² | 1 · 3,176 m² | 33.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 4,851 EUR awarded · 4,851 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,663 EUR | 2,663 EUR |
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 188 EUR | 188 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.248.148.115
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Of 1,352 companies in sector 56220 we hold annual accounts for 405. 258 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.