CREATUS LABS
ActiveCREATUS LABS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €-29k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-93
Solvency100▲+11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.86 against 2.51 in 2024; short-term debt: 18.1% and cash: 57.4% of total assets), and 18.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
11 d early
2024
61 d late
2023
55 d late
2022
60 d late
2021
31 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€261k▼ 10.0%
2024 · €290k
2018: €47k
2019: €36k
2020: €61k
2021: €269k
2022: €265k
2023: €110k
2024: €290k
2018 → 2025
Total assets
€319k▼ 29.2%
2024 · €450k
2018: €121k
2019: €77k
2020: €112k
2021: €355k
2022: €334k
2023: €459k
2024: €450k
2018 → 2025
Net result
€-29k
2024 · €430k
2018: €49k
2019: €-11k
2020: €25k
2021: €208k
2022: €-10k
2023: €145k
2024: €430k
2018 → 2025
Working capital
€222k▼ 7.8%
2024 · €241k
2018: €18k
2019: €22k
2020: €61k
2021: €266k
2022: €263k
2023: €45k
2024: €241k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€269k-€265k▼ 1.4%€110k▼ 58.5%€290k▲ 164%€261k▼ 10.0%
Operating result€271k-€-28k€200k€575k▲ 187%€-26k
Net result€208k-€-10k€145k€430k▲ 196%€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €575k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319k
Fixed assets
€39k▼ 20.9%
Current assets
€279k▼ 30.2%
Equity and liabilities €319k
Equity
€261k▼ 10.0%
Debt
€58k▼ 64.0%
The debt ratio falls from 35.5% to 18.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▼
2024 · €590k
Cash flow
€-15k▼
2024 · €445k
Solvency
81.9%▲
2024 · 64.5%
Current ratio
4.86▲
2024 · 2.51
Quick ratio
4.86▲
2024 · 2.51
Debt / equity
0.22▼
2024 · 0.55
ROE
-11.2%▼
2024 · 148.3%
ROA
-9.1%▼
2024 · 95.6%
Interest coverage
-2.04▼
2024 · 608.79
Debt
€58k▼
2024 · €160k
Debt ≤ 1 year
€58k▼
2024 · €160k
Income taxes
€216▼
2024 · €147k
Staff costs
€16k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€450k€319k▼
Fixed assets21/28€49k€39k▼
Tangible fixed assets22/27€49k€35k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€49k€35k▼
Financial fixed assets28-€4k
Current assets29/58€401k€279k▼
Amounts receivable within one year40/41€100k€97k▼
Trade receivables40€10k€10k▲
Other amounts receivable41€91k€86k▼
Cash at bank and in hand54/58€300k€183k▼
Equity and liabilities
Total equity and liabilities10/49€450k€319k▼
Equity10/15€290k€261k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€270k€241k▼
Amounts payable17/49€160k€58k▼
Amounts payable within one year42/48€160k€58k▼
Trade debts44€997€4k▲
Suppliers440/4€997€4k▲
Advances received on contracts in progress46€30k€0▼
Taxes, remuneration and social security45€50k€47k▼
Taxes450/3€47k€47k=
Remuneration and social security454/9€3k€18▼
Other amounts payable47/48€79k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€11k€16k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€630€1k▲
Gross operating margin9900€602k€6k▼
Operating profit (loss)9901€575k€-26k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€969€5k▲
Recurring financial charges65€969€5k▲
Profit (loss) for the period before taxes9903€578k€-29k▼
Income taxes67/77€147k€216▼
Profit (loss) for the period9904€430k€-29k▼
Profit (loss) for the period to be appropriated9905€430k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€520k€241k▼
Profit (loss) brought forward from the previous period14P€89k€270k▲
Profit to be distributed694/7€250k€0▼
Return on contributions (dividend)694€250k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-29k ▼107%
Net result drops to €-29k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €430k ▲196%
Operating result €575k, net result €430k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.51
Current ratio from 1.13 to 2.51; short-term debt falls from €349k to €160k.
31-12
Financial
Equity above €200kEq €290k ▲164%
2 profitable years in a row build equity to €290k.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial
Back to profitnet €145k
Net result €145k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €269k ▲341%
2 profitable years in a row build equity to €269k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plezantstraat 2159100 Sint-NiklaasGround area
2,188 m²
Building footprint
779 m²
Volume, LiDAR
9,866 m³
Parcel 46443E0742/00K000, Flanders · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Plezantstraat 215, 9100 Sint-Niklaas
since 20182.271.671.407
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E0742/00K000 | Flanders | 2,188 m² | 1 · 779 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NATURE ET BOIS
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NONAM
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VECOBO
BE 0475.382.548
Waregem · Eq €261k
Denton Bridge
BE 0760.544.732
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JVK GROUP
BE 1005.954.336
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,676 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2018
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
82990Other business support services
47120Other non-specialised retail sale
47910Retail trade
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.