NONA 23
ActiveThe computed 12-month bankruptcy probability of NONA 23 is 3.3% (moderate). The 2025 annual accounts show equity of €152k and a net result of €44k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 46% of 12989 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency36▼-43
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.84 against 2.09 in 2024), and 73.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.2%
Return on assets
7.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
4 d late
2023
7 d early
2022
on the day
2021
5 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▲ 40.7%
2024 · €108k
2020: €28k
2021: €97k
2022: €121k
2023: €124k
2024: €108k
2020 → 2025
Total assets
€579k▲ 96.5%
2024 · €295k
2020: €58k
2021: €156k
2022: €277k
2023: €265k
2024: €295k
2020 → 2025
Net result
€44k▲ 121%
2024 · €20k
2020: €23k
2021: €69k
2022: €24k
2023: €43k
2024: €20k
2020 → 2025
Working capital
€-43k
2024 · €132k
2020: €-13k
2021: €47k
2022: €56k
2023: €78k
2024: €132k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€121k▲ 25.0%€124k▲ 2.4%€108k▼ 13.0%€152k▲ 40.7%
Operating result€97k-€34k▼ 64.4%€62k▲ 81.1%€33k▼ 46.7%€59k▲ 78.4%
Net result€69k-€24k▼ 65.0%€43k▲ 77.0%€20k▼ 53.7%€44k▲ 121%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 78% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €579k
Fixed assets
€359k▲ 745%
Current assets
€220k▼ 12.7%
Equity and liabilities €579k
Equity
€152k▲ 40.7%
Debt
€428k▲ 129%
The debt ratio rises from 63.5% to 73.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€100k▲
2024 · €64k
Cash flow
€85k▲
2024 · €50k
Solvency
26.2%▼
2024 · 36.5%
Current ratio
0.84▼
2024 · 2.09
Quick ratio
0.78▼
2024 · 1.96
Debt / equity
2.82▲
2024 · 1.74
ROE
28.9%▲
2024 · 18.4%
ROA
7.6%▲
2024 · 6.7%
Interest coverage
10.57▼
2024 · 13.16
Debt
€428k▲
2024 · €187k
Debt ≤ 1 year
€264k▲
2024 · €121k
Debt > 1 year
€163k▲
2024 · €67k
Income taxes
€6k▼
2024 · €9k
Staff costs
€309k▼
2024 · €339k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€295k€579k▲
Fixed assets21/28€42k€359k▲
Tangible fixed assets22/27€42k€359k▲
Plant, machinery and equipment23€14k€7k▼
Furniture and vehicles24€29k€32k▲
Other tangible fixed assets26-€320k
Current assets29/58€252k€220k▼
Amounts receivable after more than one year29€20k-
Other amounts receivable291€20k-
Stocks and contracts in progress3€16k€13k▼
Stocks30/36€16k€13k▼
Amounts receivable within one year40/41€112k€139k▲
Trade receivables40€385€29k▲
Other amounts receivable41€112k€110k▼
Cash at bank and in hand54/58€95k€68k▼
Deferred charges and accrued income490/1€9k€251▼
Equity and liabilities
Total equity and liabilities10/49€295k€579k▲
Equity10/15€108k€152k▲
Contributions10/11€5k€5k=
Reserves13€92k€92k=
Distributable reserves133€92k€92k=
Profit (loss) carried forward14€11k€55k▲
Amounts payable17/49€187k€428k▲
Amounts payable after more than one year17€67k€163k▲
Financial debts170/4€67k€163k▲
Amounts payable within one year42/48€121k€264k▲
Current portion of amounts payable after more than one year42€17k€64k▲
Trade debts44€29k€59k▲
Suppliers440/4€29k€59k▲
Taxes, remuneration and social security45€72k€78k▲
Taxes450/3€37k€47k▲
Remuneration and social security454/9€35k€31k▼
Other amounts payable47/48€2k€64k▲
Accrued charges and deferred income492/3€49€552▲
Income statement
Code20242025
Remuneration, social security and pensions62€339k€309k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€41k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€407k€411k▲
Operating profit (loss)9901€33k€59k▲
Financial income75/76B€402€45▼
Recurring financial income75€402€45▼
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€29k€50k▲
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€20k€44k▲
Profit (loss) for the period to be appropriated9905€20k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€55k▲
Profit (loss) brought forward from the previous period14P€27k€11k▼
Profit to be distributed694/7€36k-
Return on contributions (dividend)694€36k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €152k ▲40.7%
6 profitable years in a row build equity to €152k.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Weakest financial yearnet €20k ▼53.7%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €121k ▲25%
3 profitable years in a row build equity to €121k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €69k ▲205%
Operating result €97k, net result €69k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.87
Current ratio from 0.59 to 1.87.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2019
Ground area
826 m²
Building footprint
118 m²
Volume, LiDAR
1,169 m³
Parcel 62108C0479/00G002, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NONA 23
since 20192.296.099.668
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108C0479/00G002 | Wallonia | 825 m² | 1 · 118 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TARA
BE 0733.564.973
Gent · Eq €152k
BRAR-DEOL
BE 0645.822.337
Tervuren · Eq €152k
LUPUS REAL ESTATE
BE 0846.533.450
Opwijk · Eq €152k
FINJAN
BE 0453.946.043
Antwerpen · Eq €152k
ALTEMSAH
BE 0889.339.055
Halle · Eq €151k
Of 20,235 companies in sector 56111 we hold annual accounts for 11,309. 8,933 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.