NOMADE HOLDING
NOMADE HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €157k and a net result of €-7k. Equity is growing by ~32.7% per year across the filed fiscal years. Its solvency ranks better than 14% of 215 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €157k |
| Net result | €-7k |
| Staff (FTE) | 1 |
| Better than sector | 14% |
Fragile profile, watch health in particular.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.2% | 55.5% | |
| Net result | €-7k | €64k | |
| Equity | €157k | €3.36M | |
| Gross operating margin | €81k | €48k | |
| Staff costs | €94k | €345k |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-7k |
| Cash flow | n/a |
| Staff costs | €94k |
| Income taxes | - |
| Dividends | - |
| Total assets | €1.03M |
| Equity | €157k |
| Debt | €872k |
| of which ≤ 1y | €301k |
| of which > 1y | €555k |
| Working capital | n/a |
| Employees (FTE) | 1.0 |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 15.2% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -0.6% |
| ROE | -4.3% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.03M |
| Fixed assets | 21/28 | €915k |
| Financial fixed assets | 28 | €915k |
| Current assets | 29/58 | €114k |
| Amounts receivable within one year | 40/41 | €65k |
| Cash & bank | 54/58 | €14k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.03M |
| Equity | 10/15 | €157k |
| Contributions / capital | 10/11 | €77k |
| Accumulated profits (losses) | 14 | €80k |
| Amounts payable | 17/49 | €872k |
| Amounts payable after one year | 17 | €555k |
| Amounts payable within one year | 42/48 | €301k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €81k |
| Operating result | 9901 | €-14k |
| Financial income | 75 | €41k |
| Financial charges | 65 | €34k |
| Result before taxes | 9903 | €-7k |
| Net result for the period | 9904 | €-7k |
| Result to be appropriated | 9905 | €-7k |
-
TOOL INVEST BENELUXLegal entityDirector· perm. rep.: LIEVENS LukState Gazette act 23163965 (22-12-2023)Current01-01-2023 → present
Former directors (1)
-
Former- → 22-12-2023
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 23-03-2022 |
| Status | Active |
| Postal code | 5032 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92065B0056/00N000 | Wallonia | 2,940 m² | 1 · 607 m² | 6.8 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
26-02-2026 1 director appointed, 1 resigning
- Dieu Delphine, Bestuurder
- WE, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "WE",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2026-01-01",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte la d\u00E9mission de WE SRL, repr\u00E9sent\u00E9e par Monsieur Didier De Paepe, de son mandat d\u0027administrateur, avec effet au 01 janvier 2026.",
"decharge_status": null,
"mandate_duration": {
"kind": "until_date",
"value": "2026-01-01"
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Dieu Delphine",
"address": "Faubourg de Mons 65, 1400 Nivelles",
"birth_date": null,
"profession": "employ\u00E9e",
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": {
"kbo": null,
"name": "Compass Accounting SRL",
"address": "Faubourg de Mons 65, 1400 Nivelles",
"country": "BE",
"legal_form": "SRL"
},
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "L\u0027assembl\u00E9e conf\u00E8re tous pouvoirs \u00E0 Madame Dieu Delphine, employ\u00E9e au sein de Compass Accounting SRL, TVA BE 0691.853.983, Faubourg de Mons 65, 1400 Nivelles, afin d\u0027accomplir toutes les formalit\u00E9s de publication au Moniteur belge et de mise \u00E0 jour aupr\u00E8s de la Banque-Carrefour des Entreprises.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "decharge_granted",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Didier De Paepe",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": {
"kbo": null,
"name": "WE SRL",
"address": null,
"country": null,
"legal_form": "SRL"
},
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte la d\u00E9mission de WE SRL, repr\u00E9sent\u00E9e par Monsieur Didier De Paepe, de son mandat d\u0027administrateur, avec effet au 01 janvier 2026.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Isnes",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2026-02-26",
"filing_date": "2026-01-02",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2026-01-02",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0783.723.574",
"name_full": "NOMADE HOLDING",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Magnette Rodrigue",
"org_rep_person_name": null,
"person_role_at_subject": "administrateur"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}22-12-2023 1 director appointed, 1 resigning
- LIEVENS Luk, Bestuurder
- LIEVENS Luk, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "LIEVENS Luk",
"address": null,
"birth_date": null
},
"evidence_quote": "L\u0027assembl\u00E9e acte les d\u00E9missions en tant qu\u0027administrateur de Monsieur LIEVENS Luk (68.06,15-055.92)"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "LIEVENS Luk",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": "0875150232",
"name": "TOOL INVEST BENELUX",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2023-01-01",
"evidence_quote": "L\u0027assembl\u00E9e acte la nomination en tant qu\u0027administrateur de la SRL TOOL INVEST BENELUX (0875.150.232), sis Rue du Marais 89 \u00E0 1495 Villers-la-Ville, valablement repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Luk LIEVENS. La d\u00E9cision est prise avec effet r\u00E9troactif au 01/01/2023."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0783.723.574",
"name_full": "NOMADE HOLDING",
"legal_form": "SRL"
}
}20-07-2023 Registered office moved from Sart-Dames-Avelines to Isnes
- Rue Grosse Boule 50, 1495 Sart-Dames-Avelines → Rue Phocas Lejeune 29, 5032 Isnes
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Isnes",
"region": null,
"street": "Rue Phocas Lejeune",
"country": "BE",
"postcode": "5032",
"box_number": null,
"street_number": "29"
},
"old_address": {
"city": "Sart-Dames-Avelines",
"region": null,
"street": "Rue Grosse Boule",
"country": "BE",
"postcode": "1495",
"box_number": null,
"street_number": "50"
},
"effective_date": "2023-04-17",
"evidence_quote": "L\u0027assemble acte la d\u00E9cision de transf\u00E9rer le si\u00E8ge social \u00E0 Rue Phocas Lejeune 29, 5032 Isnes. 2 Le si\u00E8ge d\u0027exploitation est transf\u00E9r\u00E9 \u00E0 la m\u00EAme adresse. La d\u00E9cision est prise avec effet imm\u00E9diat."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0783.723.574",
"name_full": "NOMADE HOLDING",
"legal_form": "SRL"
}
}25-03-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1495 Villers-la-Ville, Rue Grosse Boule, 50",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "VANHORENBEKE Nicolas Philippe Sophie Guy",
"niss": null,
"address": "1495 Villers-la-Ville, Rue Grosse Boule, 50"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 17595.0,
"holder_person_name": "VANHORENBEKE Nicolas Philippe Sophie Guy",
"is_subscriber_only": true,
"n_shares_subscribed": 23,
"amount_subscribed_eur": 17595.0,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "LIPPENS Christophe",
"niss": null,
"address": "1495 Villers-la-Ville, Rue Grosse Boule, 68, bte E"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 17595.0,
"holder_person_name": "LIPPENS Christophe",
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"n_shares_subscribed": 23,
"amount_subscribed_eur": 17595.0,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "MAGNETTE Rodrigue Jules Gaston Joseph Christian",
"niss": null,
"address": "1401 Nivelles, Rue de la Ferme du Chapitre, 14"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 17595.0,
"holder_person_name": "MAGNETTE Rodrigue Jules Gaston Joseph Christian",
"is_subscriber_only": true,
"n_shares_subscribed": 23,
"amount_subscribed_eur": 17595.0,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "LIEVENS Luk",
"niss": null,
"address": "1495 Villers-la-Ville, Rue du Marais, 89"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 8415.0,
"holder_person_name": "LIEVENS Luk",
"is_subscriber_only": true,
"n_shares_subscribed": 11,
"amount_subscribed_eur": 8415.0,
"is_anonymous_silent_partner": false
},
{
"org": {
"kbo": "0729.725.357",
"name": "SRL WE"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": "0729.725.357",
"holder_org_name": "SRL WE",
"contribution_type": "cash",
"amount_paid_in_eur": 8415.0,
"holder_person_name": null,
"is_subscriber_only": true,
"n_shares_subscribed": 11,
"amount_subscribed_eur": 8415.0,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-01-16",
"name": "BOURQUIN Erwin Willy Michel Ghislain",
"niss": null,
"address": "6181 Courcelles, Rue Joseph L\u2019Hoir (GY), 46"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 6885.0,
"holder_person_name": "BOURQUIN Erwin Willy Michel Ghislain",
"is_subscriber_only": true,
"n_shares_subscribed": 9,
"amount_subscribed_eur": 6885.0,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 76500.0,
"subject_company": {
"kbo": "0783.723.574",
"name_full": "NOMADE HOLDING",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-03-22",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | NOMADE HOLDING |