NOIREFONTAINE RETAIL
ActiveNOIREFONTAINE RETAIL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.18M and a net result of €664k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 10190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 9.61 against 1.76 in 2024), and 10.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
50.3%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
31 d early
2023
36 d early
2022
21 d early
2021
19 d late
2020
25 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€664k▲ 387%
2024 · €136k
2018: €62k
2019: €138k
2020: €242k
2021: €149k
2022: €155k
2023: €203k
2024: €136k
2018 → 2025
Working capital
€1.17M▲ 397%
2024 · €236k
2018: €137k
2019: €264k
2020: €385k
2021: €492k
2022: €479k
2023: €88k
2024: €236k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€778k-€813k▲ 4.6%€386k▼ 52.6%€519k▲ 34.5%€1.18M▲ 128%
Operating result€203k-€184k▼ 9.6%€225k▲ 22.4%€175k▼ 22.0%€989k▲ 464%
Net result€149k-€155k▲ 4.2%€203k▲ 30.3%€136k▼ 32.8%€664k▲ 387%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 464% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€10k▼ 96.7%
Current assets
€1.31M▲ 140%
Equity and liabilities €1.32M
Equity
€1.18M▲ 128%
Debt
€136k▼ 58.4%
The debt ratio falls from 38.7% to 10.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1.00M▲
2024 · €250k
Cash flow
€676k▲
2024 · €210k
Solvency
89.7%▲
2024 · 61.3%
Current ratio
9.61▲
2024 · 1.76
Quick ratio
9.61▲
2024 · 0.59
Debt / equity
0.12▼
2024 · 0.63
ROE
56.1%▲
2024 · 26.2%
ROA
50.3%▲
2024 · 16.1%
Interest coverage
81.08▲
2024 · 13.31
Debt
€136k▼
2024 · €328k
Debt ≤ 1 year
€136k▼
2024 · €310k
Debt > 1 year
€0▼
2024 · €18k
Income taxes
€316k▲
2024 · €31k
Staff costs
€222k▼
2024 · €285k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€846k€1.32M▲
Fixed assets21/28€301k€10k▼
Tangible fixed assets22/27€301k€10k▼
Land and buildings22€2k€0▼
Plant, machinery and equipment23€156k€0▼
Furniture and vehicles24€26k€10k▼
Other tangible fixed assets26€116k€0▼
Current assets29/58€546k€1.31M▲
Stocks and contracts in progress3€364k€0▼
Stocks30/36€364k€0▼
Amounts receivable within one year40/41€77k€1.30M▲
Trade receivables40€40k€1.29M▲
Other amounts receivable41€37k€8k▼
Cash at bank and in hand54/58€104k€9k▼
Deferred charges and accrued income490/1€2k€670▼
Equity and liabilities
Total equity and liabilities10/49€846k€1.32M▲
Equity10/15€519k€1.18M▲
Contributions10/11€6k€6k=
Reserves13€376k€1.04M▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€367k€1.03M▲
Profit (loss) carried forward14€136k€136k=
Amounts payable17/49€328k€136k▼
Amounts payable after more than one year17€18k€0▼
Financial debts170/4€18k€0▼
Amounts payable within one year42/48€310k€136k▼
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€241k€516▼
Suppliers440/4€241k€516▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€60k€126k▲
Taxes450/3€26k€126k▲
Remuneration and social security454/9€33k€0▼
Other amounts payable47/48€3k€10k▲
Income statement
Code20242025
Non-recurring operating income76A-€572k
Remuneration, social security and pensions62€285k€222k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€12k▼
Other operating charges640/8€2k€827▼
Non-recurring operating charges66A-€501
Gross operating margin9900€536k€1.22M▲
Operating profit (loss)9901€175k€989k▲
Financial income75/76B€11k€3k▼
Recurring financial income75€11k€3k▼
Financial charges65/66B€19k€12k▼
Recurring financial charges65€19k€12k▼
Profit (loss) for the period before taxes9903€167k€979k▲
Income taxes67/77€31k€316k▲
Profit (loss) for the period9904€136k€664k▲
Profit (loss) for the period to be appropriated9905€136k€664k▲
Appropriation of the result
Profit (loss) to be appropriated9906€272k€800k▲
Profit (loss) brought forward from the previous period14P€136k€136k=
Transfer to equity691/2€133k€664k▲
To other reserves6921€133k€664k▲
Profit to be distributed694/7€3k€0▼
Return on contributions (dividend)694€0-
Directors or managers695€3k€0▼
Social balance
Average headcount (FTE)90879.18.1▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €664k ▲387%
Operating result €989k, net result €664k, both a record.
31-12
Financial
Liquidity times 5current ratio 9.61
Current ratio from 1.76 to 9.61; short-term debt falls from €310k to €136k.
31-12
Financial
Equity above €1MEq €1.18M ▲128%
8 profitable years in a row build equity to €1.18M.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €500kEq €519k ▲34.5%
7 profitable years in a row build equity to €519k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 19 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 21 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bouillon · 1 establishment unit since 2007
Ground area
1,436 m²
Parcel 84044D1026/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
NOIREFONTAINE RETAIL
since 20072.164.916.175
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84044D1026/00R000 | Wallonia | 1,436 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,410 companies in sector 47110 we hold annual accounts for 5,787. 2,042 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-08-2007
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.