NOHCHO
ActiveThe computed 12-month bankruptcy probability of NOHCHO is 3.0% (moderate). The 2025 annual accounts show equity of €32k and a net result of €8k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 47% of 4472 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy▲ +36 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency54▲+11
Growth32=
Stability94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.56 in 2024), and 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
9.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
26 d late
2024
21 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 30.5%
2024 · €25k
2023: €33k
2024: €25k
2023 → 2025
Total assets
€91k▲ 23.2%
2024 · €74k
2023: €83k
2024: €74k
2023 → 2025
Net result
€8k
2024 · €-7k
2023: €28k
2024: €-7k
2023 → 2025
Working capital
€-4k▲ 76.6%
2024 · €-17k
2023: €23k
2024: €-17k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€33k-€25k▼ 24.3%€32k▲ 30.5%
Operating result€37k-€-5k€14k
Net result€28k-€-7k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€57k▲ 11.4%
Current assets
€33k▲ 50.7%
Equity and liabilities €91k
Equity
€32k▲ 30.5%
Debt
€58k▲ 19.5%
The debt ratio falls from 66.2% to 64.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€27k▲
2024 · €12k
Cash flow
€22k▲
2024 · €10k
Solvency
35.8%▲
2024 · 33.8%
Current ratio
0.89▲
2024 · 0.56
Quick ratio
0.89▲
2024 · 0.56
Debt / equity
1.79▼
2024 · 1.96
ROE
25.9%▲
2024 · -28.8%
ROA
9.3%▲
2024 · -9.7%
Interest coverage
19.37▲
2024 · 8.65
Debt
€58k▲
2024 · €49k
Debt ≤ 1 year
€37k▼
2024 · €40k
Debt > 1 year
€21k▲
2024 · €9k
Income taxes
€4k▲
2024 · €301
Staff costs
€24k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€91k▲
Fixed assets21/28€52k€57k▲
Tangible fixed assets22/27€52k€57k▲
Furniture and vehicles24€52k€57k▲
Current assets29/58€22k€33k▲
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€16k€20k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€1k€8k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€74k€91k▲
Equity10/15€25k€32k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€20k€27k▲
Amounts payable17/49€49k€58k▲
Amounts payable after more than one year17€9k€21k▲
Financial debts170/4€9k€21k▲
Amounts payable within one year42/48€40k€37k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€7k€9k▲
Suppliers440/4€7k€9k▲
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€8k€2k▼
Remuneration and social security454/9€583€3k▲
Other amounts payable47/48€12k€12k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€16€0▼
Remuneration, social security and pensions62€4k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€13k▼
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€19k€54k▲
Operating profit (loss)9901€-5k€14k▲
Financial income75/76B-€36
Recurring financial income75-€36
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-7k€12k▲
Income taxes67/77€301€4k▲
Profit (loss) for the period9904€-7k€8k▲
Profit (loss) for the period to be appropriated9905€-7k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€28k▲
Profit (loss) brought forward from the previous period14P€28k€20k▼
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €-7k ▼126%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overpoort(Goe) 539500 GeraardsbergenGround area
365 m²
Building footprint
85 m²
Volume, LiDAR
416 m³
Parcel 41021A0308/00C002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NOHCHO
since 20222.331.502.589
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41021A0308/00C002 | Flanders | 365 m² | 1 · 85 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JANNTRANS LOGISTICS
BE 1009.763.961
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EASY FRESH SERVICES
BE 0793.636.974
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SOS UTILITY
BE 0782.312.225
Machelen (Brab.) · Eq €32k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,085. 5,521 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2022
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
43350Other building finishing work
45204
52210Service activities incidental to land transportation
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.