# NOEMIE B

Active

Private limited companyfounded 20206 yrs activeRue Léopold II(FLG) 35, 6210 Les Bons Villers, BelgiumKBO/BCE: BE 0741.368.327

Summary

# NOEMIE B has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,520 and a net result of €15,749. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 1314 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch Report Compare

# NOEMIE BActiveChecked score 68/100

Risk analysis Report Compare

Activity

Hairdressing and barber services

NACE 96210Hairdressing NACE 96021

1 site

Size

€78,137total assets 2025

Staff: 2 FTE
Equity: €39,520
Profit: €15,749

Turnover not published (abridged schema)

Financial health

68 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.0%

Structure

Accounts filed 58 d late0 of 3 deeds read

Why 68- Latest accounts 58 days late; 2 of the last 3 late- Size: 2 FTE, total assets €78,137+ Liquidity: current ratio 1.42, cash €25,142+ Equity €39,520 (50.6% of total assets)Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 66% of its sector peers (NACE 96, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 76=

equity 50.6% of total assets

Liquidity 66-16

short-term debt 48.8% · cash 32.2%

Profitability 94+19

return on assets 20.2%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,593 companies)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%▲ +0.8% vs 11-2024 01-2025: 0.4%▼ -4.7% vs 12-2024 02-2025: 0.4%▼ -3.4% vs 01-2025lowest value 03-2025: 0.4%● 0.0% vs 02-2025lowest value 04-2025: 0.4%▲ +12.4% vs 03-2025 05-2025: 0.4%▼ -3.1% vs 04-2025 06-2025: 0.4%▲ +4.2% vs 05-2025 07-2025: 0.4%▲ +5.7% vs 06-2025 08-2025: 0.8%▲ +79.3% vs 07-2025 09-2025: 0.9%▲ +17.7% vs 08-2025 10-2025: 0.6%▼ -36.2% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%▲ +2.8% vs 11-2025 01-2026: 0.6%▼ -2.4% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%▼ -0.5% vs 02-2026 04-2026: 0.5%▼ -9.5% vs 03-2026 05-2026: 0.5%▼ -3.3% vs 04-2026 06-2026: 0.5%▼ -2.1% vs 05-2026 07-2026: 0.5%▲ +6.1% vs 06-2026 08-2026: 0.9%▲ +73.4% vs 07-2026 09-2026: 1.1%▲ +13.5% vs 08-2026highest value 10-2026: 1.0%▼ -3.7% vs 09-2026

Latest accounts 58 days late; 2 of the last 3 late raises the probability
Liquidity: current ratio 1.42, cash €25,142 lowers the probability
Size: 2 FTE, total assets €78,137 raises the probability for this profile
Equity €39,520 (50.6% of total assets) lowers the probability

Credit up to €2,500 at 30 days acceptable

Liquidity tight (current ratio 1.42 against 1.65 in 2024; short-term debt: 48.8% and cash: 32.2% of total assets), and 49.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 68%, liquidity 71%, profitability 82%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Latest accounts 58 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 1.42, cash €25,142

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: 2 FTE, total assets €78,137

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Equity €39,520 (50.6% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-09-2026, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

58 d late

2024

60 d late

2023

30 d late

2022

24 d early

2021

17 d early

2020

7 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 17 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 48 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage