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KniB

Active
Private limited companyfounded 20196 yrs activeOude Vest (DEN) 92, 9200 Dendermonde, BelgiumKBO/BCE: BE 0736.681.445
Summary

KniB has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €34k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 51% of 1059 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency57▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.38 in 2024; short-term debt: 56.1% and cash: 67.2% of total assets), and 68.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31.9%
Return on assets
24.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
88 d early
2024
23 d early
2023
55 d early
2022
47 d early
2021
38 d early
2020
86 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 October 2019, KniB was incorporated as a Private limited company.1 Total assets went from EUR 27,457 in 2020 to EUR 139,250 in 2025 and headcount from 1 to 2.1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

Financials · fiscal year 2025, abbreviated schema

Equity
€44k▲ 44.1%
2024 · €31k
Total assets
€139k▲ 24.4%
2024 · €112k
Net result
€34k▲ 21.2%
2024 · €28k
Working capital
€28k▼ 9.3%
2024 · €31k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€26k▲ 203%€-5k€25k€41k▲ 61.7%€37k▼ 7.9%
Net result€21k▲ 187%€-7k€16k€28k▲ 73.4%€34k▲ 21.2%
Equity€34k▲ 172%€27k▼ 19.6%€23k▼ 14.8%€31k▲ 33.3%€44k▲ 44.1%
Total assets€79k▲ 186%€60k▼ 23.1%€79k▲ 30.1%€112k▲ 42.5%€139k▲ 24.4%
Debt€45k▲ 198%€33k▼ 25.8%€55k▲ 66.7%€81k▲ 46.4%€95k▲ 16.9%
Working capital€28k▲ 214%€24k▼ 15.2%€22k▼ 8.6%€31k▲ 42.5%€28k▼ 9.3%
Staff (FTE)1=1.8▲ 80.0%2.1▲ 16.7%2.1=2.1=
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €26k€26kNet result 2021: €21k€21kOperating result 2022: €-5k€-5kNet result 2022: €-7k€-7kOperating result 2023: €25k€25kNet result 2023: €16k€16kOperating result 2024: €41k€41kNet result 2024: €28k€28kOperating result 2025: €37k€37kNet result 2025: €34k€34k20212022202320242025€0€20k€40kOperating result 2023: €25k€25kNet result 2023: €16k€16kOperating result 2024: €41k€41kNet result 2024: €28k€28kOperating result 2025: €37k€37kNet result 2025: €34k€34k202320242025
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets €33k ▲ 22,113%
Current assets €106k ▼ 5.2%
Equity and liabilities €139k
Equity €44k ▲ 44.1%
Debt €95k ▲ 16.9%
Debt's share of the balance-sheet total falls from 72.5% to 68.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€43k▲
2024 · €43k
Cash flow
€39k▲
2024 · €30k
Current ratio
1.36▼
2024 · 1.38
Quick ratio
1.21▼
2024 · 1.26
Debt to equity
2.14▼
2024 · 2.63
ROE
75.6%▼
2024 · 89.9%
ROA
24.1%▼
2024 · 24.7%
Interest coverage
17.09▼
2024 · 26.09
Debt ≤ 1 year
€78k▼
2024 · €81k
Debt > 1 year
€17k▲
2024 · €0
Income taxes
€10k▼
2024 · €12k
Staff costs
€90k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€112k€139k▲
Fixed assets21/28€150€33k▲
Tangible fixed assets22/27€0€33k▲
Land and buildings22€0-
Plant, machinery and equipment23€0-
Furniture and vehicles24€0€33k▲
Financial fixed assets28€150€225▲
Current assets29/58€112k€106k▼
Stocks and contracts in progress3€10k€12k▲
Stocks30/36€10k€12k▲
Amounts receivable within one year40/41€21k€0▼
Trade receivables40€21k€0▼
Cash at bank and in hand54/58€81k€94k▲
Deferred charges and accrued income490/1€0€653▲
Equity and liabilities
Total equity and liabilities10/49€112k€139k▲
Equity10/15€31k€44k▲
Contributions10/11€5k€5k=
Reserves13€26k€39k▲
Distributable reserves133€26k€39k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€81k€95k▲
Amounts payable after more than one year17€0€17k▲
Financial debts170/4€0€17k▲
Amounts payable within one year42/48€81k€78k▼
Current portion of amounts payable after more than one year42€1k€5k▲
Trade debts44€30k€17k▼
Suppliers440/4€30k€17k▼
Taxes, remuneration and social security45€30k€37k▲
Taxes450/3€23k€22k▼
Remuneration and social security454/9€6k€15k▲
Other amounts payable47/48€20k€20k▲
Income statement Code20242025
Remuneration, social security and pensions62€81k€90k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€929€929=
Gross operating margin9900€125k€135k▲
Operating profit (loss)9901€41k€37k▼
Financial income75/76B€390€9k▲
Recurring financial income75€390€791▲
Non-recurring financial income76B-€8k
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€39k€44k▲
Income taxes67/77€12k€10k▼
Profit (loss) for the period9904€28k€34k▲
Profit (loss) for the period to be appropriated9905€28k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€34k▲
Transfer from equity791/2€0-
Transfer to equity691/2€8k€14k▲
To other reserves6921€8k€14k▲
Profit to be distributed694/7€20k€20k=
Return on contributions (dividend)694€20k€20k=
Social balance
Average headcount (FTE)90872.12.1=

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€32k€64k€93k€81k€90k▲ 11.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k€6k€2k€6k▲ 161%
Other operating charges640/8€477€831€1k€929€929=
Gross operating margin9900€63k€66k€125k€125k€135k▲ 7.6%
Operating profit (loss)9901€26k€-5k€25k€41k€37k▼ 7.9%
Financial income75/76B€419€634€165€390€9k▲ 2,190%
Recurring financial income75€419€634€165€390€791▲ 103%
Non-recurring financial income76B----€8k-
Financial charges65/66B€2k€2k€2k€2k€3k▲ 54.2%
Recurring financial charges65€2k€2k€2k€2k€3k▲ 54.2%
Profit (loss) for the period before taxes9903€25k€-6k€23k€39k€44k▲ 11.4%
Income taxes67/77€4k€165€7k€12k€10k▼ 12.2%
Profit (loss) for the period9904€21k€-7k€16k€28k€34k▲ 21.2%
Profit (loss) for the period to be appropriated9905€21k€-7k€16k€28k€34k▲ 21.2%
Line20212022202320242025Change
Assets
Total assets20/58€79k€60k€79k€112k€139k▲ 24.4%
Fixed assets21/28€14k€8k€2k€150€33k▲ 22,113%
Tangible fixed assets22/27€14k€8k€2k€0€33k-
Land and buildings22€1k€686€331€0--
Plant, machinery and equipment23€225€80€39€0--
Furniture and vehicles24€13k€7k€2k€0€33k-
Financial fixed assets28€150€225€225€150€225▲ 50.0%
Current assets29/58€64k€52k€76k€112k€106k▼ 5.2%
Stocks and contracts in progress3€7k€9k€9k€10k€12k▲ 18.4%
Stocks30/36€7k€9k€9k€10k€12k▲ 18.4%
Amounts receivable within one year40/41€3k€3k€3k€21k€0▼ 100%
Trade receivables40€3k€3k€3k€21k€0▼ 100%
Cash at bank and in hand54/58€54k€39k€64k€81k€94k▲ 15.3%
Deferred charges and accrued income490/1€213€613€234€0€653-
Equity and liabilities
Total equity and liabilities10/49€79k€60k€79k€112k€139k▲ 24.4%
Equity10/15€34k€27k€23k€31k€44k▲ 44.1%
Contributions10/11€5k€5k€5k€5k€5k=
Reserves13€29k€22k€18k€26k€39k▲ 52.6%
Distributable reserves133€29k€22k€18k€26k€39k▲ 52.6%
Profit (loss) carried forward14--€0€0€0-
Amounts payable17/49€45k€33k€55k€81k€95k▲ 16.9%
Amounts payable after more than one year17€8k€5k€874€0€17k-
Financial debts170/4€8k€5k€874€0€17k-
Amounts payable within one year42/48€37k€29k€55k€81k€78k▼ 3.7%
Current portion of amounts payable after more than one year42€3k€3k€4k€1k€5k▲ 309%
Trade debts44€5k€10k€6k€30k€17k▼ 44.7%
Suppliers440/4€5k€10k€6k€30k€17k▼ 44.7%
Taxes, remuneration and social security45€21k€15k€24k€30k€37k▲ 22.9%
Taxes450/3€13k€11k€18k€23k€22k▼ 7.2%
Remuneration and social security454/9€9k€4k€7k€6k€15k▲ 133%
Other amounts payable47/48€7k€686€20k€20k€20k▲ 0.4%
Line20212022202320242025Change
Profit (loss) for the period9904€21k€-7k€16k€28k€34k▲ 21.2%
+ Depreciation and write-downs630€4k€6k€6k€2k€6k▲ 161%
Operating cash flow (approximation)€26k€-720€22k€30k€39k▲ 31.7%
Investment in fixed assets (approximation)-€-75€0€75€-39k▼ 52,126%
Change in cash-€-15k€25k€17k€12k▼ 28.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-05
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2020net €34k ▲21.2%
Net result €34k, the highest in the series.
08-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Back to profitnet €16k
Net result €16k after one loss-making year.
14-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
23-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
78 m²
Building footprint
78 m²
Volume, LiDAR
517 m³
Parcel 42006D0697/00B000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KniB
Oude Vest (DEN) 92, 9200 DendermondeHairdressing
since 20192.294.856.880
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42006D0697/00B000 Flanders 78 m² 1 · 78 m² 11.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Dual-learning approval

2 live approvals
Haarverzorging duaal (so)
Goedgekeurd · 2025 to 2030
Kapper (vwo)
Goedgekeurd · 2025 to 2030

Similar companies · same sector, comparable size

Of 21,739 companies in sector 96210 we hold annual accounts for 2,827. 2,161 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services

Scores and ratios are computed by Checked and are not a credit decision.