NOBIUM
ActiveSummary
The computed 12-month bankruptcy probability of NOBIUM is 3.1% (moderate). The 2024 annual accounts show negative equity (-€14,967) and a net result of €4,532. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 36381 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability61▲+61
Solvency3▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 0.81 in 2023; short-term debt: 121% and cash: 0% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-21.9%
Return on assets
6.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 36381 sector peers (2024).
NBB · sector comparisonPosition among 36381 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-03-2025, 127 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
127 d early
2023
37 d early
2022
41 d early
2021
11 d early
2020
9 d late
2019
62 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
-€14,967▲ 23.2%
2023 · -€19,499
Total assets
€68,304▼ 42.4%
2023 · €118,619
Net result
€4,532
2023 · -€25,465
Working capital
-€22,838▲ 6.7%
2023 · -€24,483
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€14,931▲ 75.9%€5,720▼ 61.7%-€6,675-€20,379▼ 205%€8,143
Net result€8,473within the sector's middle half▲ 67.9%-€1,055below the sector's middle half-€12,699below the sector's middle half▼ 1,104%-€25,465below the sector's middle half▼ 101%€4,532within the sector's middle half
Equity€19,720below the sector's middle half▲ 75.3%€18,665below the sector's middle half▼ 5.3%€5,966below the sector's middle half▼ 68.0%-€19,499below the sector's middle half-€14,967below the sector's middle half▲ 23.2%
Total assets€143,592within the sector's middle half▼ 2.3%€130,722within the sector's middle half▼ 9.0%€115,819within the sector's middle half▼ 11.4%€118,619within the sector's middle half▲ 2.4%€68,304within the sector's middle half▼ 42.4%
Debt€123,872▼ 8.7%€112,057▼ 9.5%€109,852▼ 2.0%€138,118▲ 25.7%€83,271▼ 39.7%
Working capital€14,062within the sector's middle half▲ 32.3%€8,755within the sector's middle half▼ 37.7%-€701below the sector's middle half-€24,483below the sector's middle half▼ 3,394%-€22,838below the sector's middle half▲ 6.7%
Solvency13.7%below the sector's middle half▲ 6.1pp14.3%below the sector's middle half▲ 0.5pp5.2%below the sector's middle half▼ 9.1pp-16.4%below the sector's middle half▼ 21.6pp-21.9%below the sector's middle half▼ 5.5pp
Current ratio1.15within the sector's middle half▲ 0.071.09below the sector's middle half▼ 0.060.99below the sector's middle half▼ 0.100.81below the sector's middle half▼ 0.180.72below the sector's middle half▼ 0.09
Return on assets (ROA)5.9%within the sector's middle half▲ 2.5pp-0.8%below the sector's middle half▼ 6.7pp-11.0%below the sector's middle half▼ 10.2pp-21.5%below the sector's middle half▼ 10.5pp6.6%within the sector's middle half▲ 28.1pp
Staff (FTE)1within the sector's middle half▲ 100%10.3▼ 70.0%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €8,143 after a loss of €20,379 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €68,304
Fixed assets
€8,508 ▼ 41.8%
Current assets
€59,795 ▼ 42.5%
Key figures and ratios
EBITDA
€16,897▲
2023 · -€11,672
Cash flow
€13,285▲
2023 · -€16,759
Quick ratio
0.54▼
2023 · 0.58
Debt to equity
-5.56▲
2023 · -7.08
Interest coverage
4.13▲
2023 · -2.19
Debt ≤ 1 year
€82,633▼
2023 · €128,473
Income taxes
€128▼
2023 · €132
Staff costs
€182▼
2023 · €18,683
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,180 companies that looked in July 2024 the way this one looks now, 4.8% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.8%
went bankrupt
5.8%
stopped otherwise
89%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,180 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €42,384 | €43,056 | €18,683 | €182 | ▼ 99.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,422 | €8,695 | €8,213 | €8,707 | €8,753 | ▲ 0.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €1,251 | -€200 | - | - |
| Other operating charges640/8 | - | €941 | €22,148 | €397 | €386 | ▼ 2.7% |
| Non-recurring operating charges66A | - | - | - | €4,705 | - | - |
| Gross operating margin9900 | €81,842 | €57,741 | €67,994 | €11,913 | €17,465 | ▲ 46.6% |
| Operating profit (loss)9901 | €14,931 | €5,720 | -€6,675 | -€20,379 | €8,143 | ▲ 140% |
| Financial income75/76B | - | €483 | €153 | €384 | €605 | ▲ 57.5% |
| Recurring financial income75 | €511 | €483 | €153 | €384 | €605 | ▲ 57.5% |
| Financial charges65/66B | - | €6,626 | €6,047 | €5,339 | €4,089 | ▼ 23.4% |
| Recurring financial charges65 | €6,536 | €6,626 | €6,047 | €5,339 | €4,089 | ▼ 23.4% |
| Profit (loss) for the period before taxes9903 | €8,906 | -€423 | -€12,569 | -€25,334 | €4,660 | ▲ 118% |
| Income taxes67/77 | €433 | €632 | €130 | €132 | €128 | ▼ 2.7% |
| Profit (loss) for the period9904 | €8,473 | -€1,055 | -€12,699 | -€25,465 | €4,532 | ▲ 118% |
| Profit (loss) for the period to be appropriated9905 | €8,473 | -€1,055 | -€12,699 | -€25,465 | €4,532 | ▲ 118% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €143,592 | €130,722 | €115,819 | €118,619 | €68,304 | ▼ 42.4% |
| Formation expenses20 | €964 | €241 | - | - | - | - |
| Fixed assets21/28 | €37,046 | €29,074 | €21,101 | €14,629 | €8,508 | ▼ 41.8% |
| Tangible fixed assets22/27 | €37,046 | €29,074 | €21,101 | €14,629 | €8,508 | ▼ 41.8% |
| Plant, machinery and equipment23 | - | €1,399 | €912 | €426 | €55 | ▼ 87.1% |
| Furniture and vehicles24 | - | - | - | €1,500 | €3,235 | ▲ 116% |
| Leasing and similar rights25 | - | €27,674 | €20,189 | €12,704 | €5,219 | ▼ 58.9% |
| Current assets29/58 | €105,582 | €101,407 | €94,717 | €103,990 | €59,795 | ▼ 42.5% |
| Stocks and contracts in progress3 | €8,000 | €15,000 | €17,500 | €29,793 | €15,000 | ▼ 49.7% |
| Stocks30/36 | - | €15,000 | €17,500 | €22,746 | €15,000 | ▼ 34.1% |
| Contracts in progress37 | - | - | - | €7,048 | - | - |
| Amounts receivable within one year40/41 | €96,799 | €84,678 | €75,105 | €66,699 | €41,657 | ▼ 37.5% |
| Trade receivables40 | - | €84,193 | €70,179 | €63,834 | €34,149 | ▼ 46.5% |
| Other amounts receivable41 | - | €486 | €4,926 | €2,864 | €7,509 | ▲ 162% |
| Cash at bank and in hand54/58 | - | - | - | €5,849 | €32 | ▼ 99.4% |
| Deferred charges and accrued income490/1 | - | €1,729 | €2,112 | €1,649 | €3,105 | ▲ 88.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €143,592 | €130,722 | €115,819 | €118,619 | €68,304 | ▼ 42.4% |
| Equity10/15 | €19,720 | €18,665 | €5,966 | -€19,499 | -€14,967 | ▲ 23.2% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €13,520 | €12,465 | -€234 | -€25,699 | -€21,167 | ▲ 17.6% |
| Amounts payable17/49 | €123,872 | €112,057 | €109,852 | €138,118 | €83,271 | ▼ 39.7% |
| Amounts payable after more than one year17 | €24,604 | €18,764 | €13,805 | €8,617 | - | - |
| Financial debts170/4 | - | €18,764 | €13,805 | €8,617 | - | - |
| Amounts payable within one year42/48 | €91,520 | €92,652 | €95,418 | €128,473 | €82,633 | ▼ 35.7% |
| Current portion of amounts payable after more than one year42 | - | €5,839 | €4,959 | €5,189 | €8,617 | ▲ 66.1% |
| Financial debts43 | - | €24,021 | €22,188 | €24,659 | €900 | ▼ 96.3% |
| Credit institutions430/8 | - | €24,021 | €22,188 | €24,659 | €900 | ▼ 96.3% |
| Trade debts44 | €37,971 | €21,528 | €49,420 | €78,973 | €39,027 | ▼ 50.6% |
| Suppliers440/4 | - | €21,528 | €49,420 | €78,973 | €39,027 | ▼ 50.6% |
| Advances received on contracts in progress46 | - | €4,286 | €6,819 | - | - | - |
| Taxes, remuneration and social security45 | - | €3,420 | €3,669 | €1,647 | €445 | ▼ 73.0% |
| Taxes450/3 | - | €1,168 | €509 | €382 | €445 | ▲ 16.5% |
| Remuneration and social security454/9 | - | €2,252 | €3,160 | €1,265 | - | - |
| Other amounts payable47/48 | - | €33,557 | €8,362 | €18,006 | €33,644 | ▲ 86.9% |
| Accrued charges and deferred income492/3 | - | €641 | €629 | €1,028 | €638 | ▼ 37.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,473 | -€1,055 | -€12,699 | -€25,465 | €4,532 | ▲ 118% |
| + Depreciation and write-downs630 | €3,422 | €8,695 | €8,213 | €8,707 | €8,753 | ▲ 0.5% |
| Operating cash flow (approximation) | €11,895 | €7,641 | -€4,486 | -€16,759 | €13,285 | ▲ 179% |
| Investment in fixed assets (approximation) | - | -€723 | -€241 | -€2,234 | -€2,633 | ▼ 17.8% |
| Change in cash | - | - | - | - | -€5,817 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4,532
Net result €4,532 after 3 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€25,465
Net result drops to -€25,465, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Highest result since 2019net €8,473 ▲67.9%
Operating result €14,931, net result €8,473, both a record.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2019
Ground area
772 m²
Building footprint
163 m²
Volume, LiDAR
734 m³
Parcel 44012B0546/00D008, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NOBIUM
since 20192.288.725.193
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012B0546/00D008 | Flanders | 772 m² | 1 · 163 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,829 companies in sector 43211 we hold annual accounts for 10,334. 4,151 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43221Plumbing work
43230Insulation installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0726383708
Also
9925:BE0726383708
Registered
31-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.