Equity
€88,887 ▲ 11.0%
ELC-Technics has made a profit in every financial year since 2022.
ELC-Technics
Lifetime
5 annual accounts with figures on one time axispeak €39,852 (2022)
€13,342▼ 26.7%
peak €28,081 (2022)
€8,801▼ 25.8%
peak €88,887 (2026)
€88,887▲ 11.0%
€5,691▲ 871%
Board1 name since 2020
1 directorCOUSSEMENT Ludwig Eleonor Ann
Documentsfilings and deeds
21-09-202640 days before the deadline
2026micro format
Gross margin from €18,213 to €13,342Result from €11,868 to €8,801Debts from €586 to €5,691
Key points
from the 2026 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Position in the sector
94.0%
Higher solvency than 95% of companies in specialised construction. Sector median 49.0% · 1,074 companies.
Checked score
97
Excellent
Financially stronger than 76% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025highest value
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2020
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 16.30, cash €69,622
Equity €88,887 (94.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 98% on liquidity, 60% on profitability and 57% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as ELC-Technics has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ELC-Technics itself is lower: 0.1% within 12 months. It rests on far more data about ELC-Technics than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for ELC-Technics. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 16.3, above the usual 1.5. Short-term debt is 6% and cash 73.6% of total assets. 6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 21-09-2026, 40 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
40 days early
2025
38 days early
2024
37 days early
2023
36 days early
2022
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 37 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 24 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- COUSSEMENT Ludwig Eleonor Ann 80 sharesdeed of 08-06-2020
- DE CLERCQ Nadine Denise Firmin 20 sharesdeed of 08-06-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0747884945
Incorporation
Founding capital of €20,000, 100 shares · Founders: COUSSEMENT Ludwig Eleonor Ann and DE CLERCQ Nadine Denise Firmin · Appointment: COUSSEMENT Ludwig Eleonor Ann (director) · published on 08-06-2020 · Gazette deed
First establishment
Molenstraat 64, Gavere
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ELC-Technics Gavere | €94,578 | €13,342 | 94.0% | - |
| VSLA Deinze | €98,782 | €14,174 | 69.4% | - |
| VAN NUFFELEN AEW Sint-Gillis-Waas | €102,563 | €13,214 | 49.6% | - |
| NOBIUM Nazareth-De Pinte | €94,991 | €14,129 | -17.0% | - |
| EAP-Elektro Stabroek | €97,416 | €12,364 | 34.3% | - |
| ABCD VENTILATIE Haacht | €83,982 | €13,905 | 69.8% | - |
| DE WINTER ELECTRO Herentals | €108,656 | €13,454 | 43.5% | - |
These companies have the same main activity as ELC-Technics: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €84,000 and €109,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 04-06-2020Normal situation
- Activity
- General electrical installation workNACE 43211and 2 others
- Establishment unit
- 2.302.947.2749890 Gavere, since 04-06-2020
- Financial year end
- 31 March
- Peppol
- Reachable since 08-07-2025
Annual accounts to 31-03-2026
- €94,578▲ 17.2%
- Filing
- Filed on 21-09-2026, 40 days before the end of the filing period
Insights on ELC-Technics
ELC-Technics files the micro format. That format states no turnover. The gross margin fell from €39,852 in 2022 to €13,342 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ELC-Technics
- What is the company number of ELC-Technics?
- The company number of ELC-Technics is 0747.884.945. The VAT number is the same number with BE in front: BE 0747.884.945.
- Where is ELC-Technics based?
- The registered office is at Molenstraat 64, 9890 Gavere.Company details
- What does ELC-Technics do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of ELC-Technics?
- ELC-Technics is a private limited company (BV).
- When was ELC-Technics founded?
- ELC-Technics was founded on 04-06-2020.
- Is ELC-Technics still active?
- Yes, ELC-Technics is an active enterprise in the KBO register.
- What is the turnover of ELC-Technics?
- The turnover in financial year 2026 is ≈ €110,000. This figure is estimated from the gross margin of €13,342 and 97 comparable companies (NACE 43211). It probably lies between €72,000 and €230,000. It is a rough estimate.Financials
- Is ELC-Technics profitable?
- In financial year 2026, ELC-Technics made a profit of €8,801.
- Where can I find the annual accounts of ELC-Technics?
- ELC-Technics filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of ELC-Technics due?
- ELC-Technics must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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