NOBILIS
ActiveNOBILIS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €8k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+7
Solvency72▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.92 in 2024; short-term debt: 51.5% and cash: 9.9% of total assets), but 52.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
2.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
43 d early
2023
15 d early
2022
31 d early
2021
7 d early
2020
27 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▼ 6.6%
2024 · €147k
2019: €102k
2020: €115k
2021: €120k
2022: €133k
2023: €141k
2024: €147k
2019 → 2025
Total assets
€289k▼ 8.6%
2024 · €317k
2019: €274k
2020: €295k
2021: €248k
2022: €272k
2023: €310k
2024: €317k
2019 → 2025
Net result
€8k▲ 39.5%
2024 · €5k
2019: €34k
2020: €24k
2021: €11k
2022: €23k
2023: €8k
2024: €5k
2019 → 2025
Working capital
€139k▼ 7.8%
2024 · €150k
2019: €106k
2020: €123k
2021: €131k
2022: €143k
2023: €146k
2024: €150k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€133k▲ 11.5%€141k▲ 5.8%€147k▲ 3.8%€137k▼ 6.6%
Operating result€20k-€36k▲ 80.6%€16k▼ 55.7%€18k▲ 11.2%€19k▲ 6.8%
Net result€11k-€23k▲ 102%€8k▼ 66.3%€5k▼ 30.3%€8k▲ 39.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€2k▼ 36.1%
Current assets
€288k▼ 8.3%
Equity and liabilities €289k
Equity
€137k▼ 6.6%
Debt
€152k▼ 10.3%
The debt ratio falls from 53.6% to 52.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €19k
Cash flow
€8k▲
2024 · €6k
Solvency
47.4%▲
2024 · 46.4%
Current ratio
1.93▲
2024 · 1.92
Quick ratio
0.37▼
2024 · 0.42
Debt / equity
1.11▼
2024 · 1.16
ROE
5.5%▲
2024 · 3.7%
ROA
2.6%▲
2024 · 1.7%
Interest coverage
2.61▲
2024 · 1.92
Debt
€152k▼
2024 · €170k
Debt ≤ 1 year
€149k▼
2024 · €164k
Income taxes
€5k▲
2024 · €4k
Staff costs
€65k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€317k€289k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€105€9▼
Other tangible fixed assets26€577€298▼
Current assets29/58€314k€288k▼
Amounts receivable after more than one year29€7k€0▼
Other amounts receivable291€7k€0▼
Stocks and contracts in progress3€245k€232k▼
Stocks30/36€245k€232k▼
Amounts receivable within one year40/41€32k€19k▼
Trade receivables40€9k€4k▼
Other amounts receivable41€23k€15k▼
Cash at bank and in hand54/58€23k€29k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€317k€289k▼
Equity10/15€147k€137k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€85k€75k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€79k€69k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€170k€152k▼
Amounts payable within one year42/48€164k€149k▼
Financial debts43€90k€90k=
Credit institutions430/8€90k€90k=
Trade debts44€39k€18k▼
Suppliers440/4€39k€18k▼
Taxes, remuneration and social security45€23k€27k▲
Taxes450/3€14k€15k▲
Remuneration and social security454/9€8k€12k▲
Other amounts payable47/48€12k€14k▲
Accrued charges and deferred income492/3€6k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€44k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€744€912▲
Other operating charges640/8€693€2k▲
Gross operating margin9900€63k€87k▲
Operating profit (loss)9901€18k€19k▲
Financial income75/76B€916€640▼
Recurring financial income75€916€640▼
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€9k€12k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€5k€8k▲
Profit (loss) for the period to be appropriated9905€5k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€8k▲
Transfer from equity791/2-€17k
Transfer to equity691/2€5k€8k▲
To other reserves6921€5k€8k▲
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €5k ▼30.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
16-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestersteenweg 1233510 HasseltGround area
471 m²
Building footprint
141 m²
Volume, LiDAR
1,129 m³
Parcel 71028B0403/00Z000, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NOBILIS
since 19972.083.907.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71028B0403/00Z000 | Flanders | 471 m² | 1 · 141 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DRUKKERIJ GRAFICO
BE 0439.295.182
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River Mounts EU
BE 0695.856.422
Antwerpen · Eq €136k
Euro Born
BE 0447.207.018
Antwerpen · Eq €139k
DAD GOLD & SILVER
BE 0780.452.397
Antwerpen · Eq €140k
Antwerp Watch Repair
BE 0433.089.756
Antwerpen · Eq €140k
Of 567 companies in sector 46480 we hold annual accounts for 353. 265 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-10-1997
Fiscal year end30-06
Activities, NACEBEL
46480Wholesale trade
47770Retail sale of watches and jewellery
51474
52484
32123Manufacture of jewellery
36223
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.