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Nôa & Co

Active
Private limited companyfounded 1994active for 32 yearsHazenstraat 12, 1853 Grimbergen, BelgiumKBO/BCE: BE 0454.064.126
Summary

Nôa & Co has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231,549 and a net result of -€7,529. Equity has been shrinking by about 9.9% per year since 2018. Its solvency ranks better than 94% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 28-10-1994 Normal situation
Activity
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods NACE 46160
Establishment unit
2.303.057.538 1853 Grimbergen, since 28-10-1994
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board

Financial position

82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€9,248
▼ 22.5%
Turnover
≈ €79,000
estimated
Loss
€7,529
▲ 62.2%
Equity
€231,549
▼ 3.1%
Total assets
€247,403
▼ 2.3%
Score breakdownraises risk2 of the last 3 accounts lateLiquidity: current ratio 2.43, cash €2,462lowers riskFounded in 1994Equity €231,549 (93.6% of total assets)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 93.6% of total assets
Liquidity 51=
short-term debt 4.9% · cash 1.0%
Profitability 65-1
return on assets -3.0%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.6%▲ +0.1 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026highest value 08-2026: 0.5%▼ -0.1 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.43 (2.62 in 2024), above the usual 1.5. Short-term debt is 4.9% and cash 1% of total assets. 6.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 55% on liquidity, 47% on profitability and 34% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 2.43, cash €2,462
NBB · annual accounts
lowers risk · Equity €231,549 (93.6% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,529
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
43 days late
2023
49 days late
2022
11 days early
2021
9 days late
2020
59 days early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€7,529 View
  • Positive: Higher solvency than 93% of companies in wholesale tradesector median 40.6% · 13,741 companies 93.6% View

Recent changes

  1. · Gazette deed Change of role: Freddy Vanderveken, from manager to directorAppointment: Nôa Vanderveken (director)
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as Nôa & Co: agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160). They are comparable in size and age: total assets between €165,000 and €308,000, founded between 1984 and 1996.

CompanyTotal assetsGross margin
Nôa & Co Grimbergen€247,403€9,248
J. Van Gelder Diffusion Braine-l'Alleud€225,727€8,911
YEGO Vorst€222,968€7,583
CATWALK Moorslede€296,384€13,800
ANICK GUILMOT Grimbergen€307,600€21,101
NOMAKI Hasselt€293,454€7,173
PROFILI Waterloo€165,416€15,936
Full comparison

Key facts about Nôa & Co

What is the company number of Nôa & Co?
The company number of Nôa & Co is 0454.064.126. The VAT number is the same number with BE in front: BE 0454.064.126.
Where is Nôa & Co based?
The registered office is at Hazenstraat 12, 1853 Grimbergen.Company details
What does Nôa & Co do?
According to the KBO register, the main activity is agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160).
What is the legal form of Nôa & Co?
The legal form of Nôa & Co is Private limited company (BV).
When was Nôa & Co founded?
Nôa & Co was founded on 28-10-1994.
Is Nôa & Co still active?
Yes, Nôa & Co is an active enterprise in the KBO register.
What is the turnover of Nôa & Co?
The turnover in financial year 2025 is ≈ €79,000. This figure is estimated from the gross margin of €9,248 and 75 comparable companies (NACE 461). It probably lies between €36,000 and €150,000. It is a rough estimate.Financials
Is Nôa & Co profitable?
In financial year 2025, Nôa & Co made a loss of €7,529.
Where can I find the annual accounts of Nôa & Co?
Nôa & Co filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Nôa & Co due?
Nôa & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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