Checked.be
Active
BE 1014.680.277Private limited company
NM ADVICE
Felix Beernaertsplein 52 ·9230 Wetteren, Belgium· 1 yrs active
Sector: Activities of holding companies
(64210)
Conclusion
NM ADVICE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €151k and a net result of €105k. Its solvency ranks better than 74% of 7837 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €151k |
| Net result | €105k |
| Better than sector | 74% |
| Active | 1 yrs |
Financial profile
90
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
Health
-
Profitability
100
Solvency
100
Growth
78
Stability
82
Bankruptcy probability (12 mo)
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview
Annual accounts filed on 31-07-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 64, Financial service activities, except insurance and pension funding · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 77.0% | 51.3% | |
| Net result | €105k | €33k | |
| Equity | €151k | €132k | |
| Gross operating margin | €146k | €63k | |
| Staff costs | €524 | €12k |
€105k
+154.5%
24-25
€196k
+255.1%
24-25
€151k
+226.9%
24-25
€524
+453.7%
24-25
€41k
-
24-25
€45k
+398.8%
24-25
€45k
+398.8%
24-25
77.0%
-7.9%
24-25
69.4%
-22.2%
24-25
53.4%
-28.3%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | n/a | n/a |
| EBITDA | n/a | n/a |
| Net profit | €105k | €41k |
| Cash flow | n/a | n/a |
| Staff costs | €524 | €95 |
| Income taxes | €41k | - |
| Dividends | - | - |
| Total assets | €196k | €55k |
| Equity | €151k | €46k |
| Debt | €45k | €9k |
| of which ≤ 1y | €45k | €9k |
| of which > 1y | - | - |
| Working capital | n/a | n/a |
| Employees (FTE) | - | - |
Ratios (computed)
| 2025 | 2024 | |
|---|---|---|
| Current ratio | n/a | n/a |
| Quick ratio | n/a | n/a |
| Working capital ratio | n/a | n/a |
| Solvency | 77.0% | 83.6% |
| Debt / equity | n/a | n/a |
| Long-term debt ratio | n/a | n/a |
| Interest coverage | n/a | n/a |
| Gross margin | n/a | n/a |
| Net margin | n/a | n/a |
| ROA | 53.4% | 74.5% |
| ROE | 69.4% | 89.2% |
| EBITDA margin | n/a | n/a |
| Days sales outstanding | n/a | n/a |
| Days payable outstanding | n/a | n/a |
| Inventory turnover | n/a | n/a |
| Days inventory (DSI) | n/a | n/a |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €196k | €55k |
| Fixed assets | 21/28 | €965 | - |
| Tangible fixed assets | 22/27 | €815 | - |
| Financial fixed assets | 28 | €150 | - |
| Current assets | 29/58 | €195k | €55k |
| Amounts receivable within one year | 40/41 | €22k | €18k |
| Investments | 50/53 | €160k | - |
| Cash & bank | 54/58 | €12k | €37k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €196k | €55k |
| Equity | 10/15 | €151k | €46k |
| Contributions / capital | 10/11 | €5k | €5k |
| Accumulated profits (losses) | 14 | €146k | €41k |
| Amounts payable | 17/49 | €45k | €9k |
| Amounts payable within one year | 42/48 | €45k | €9k |
| Trade debts payable within one year | 44 | €1k | - |
| Income statement | |||
| Gross operating margin | 9900 | €146k | €42k |
| Operating result | 9901 | €145k | €41k |
| Financial income | 75 | €115 | - |
| Financial charges | 65 | €65 | €9 |
| Result before taxes | 9903 | €145k | €41k |
| Income taxes | 67/77 | €41k | - |
| Net result for the period | 9904 | €105k | €41k |
| Result to be appropriated | 9905 | €105k | €41k |
Legal Structure
| NACE primary | Activities of holding companies(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 04-10-2024 |
| Status | Active |
| Postal code | 9230 |
Establishment units
NM ADVICE
since 20242.364.962.344
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302E0029/00E002 | Flanders | 224 m² | 1 · 99 m² | 11.0 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €151k ▲227%
2 profitable years in a row build equity to €151k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Holdings64200Activities of holding companies64210
Names & trade names
| Legal nameNL | NM ADVICE |
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