Equity
NLJ Construct has made a profit without a break since 2021.
In July 2024, 10,915 companies had the same profile as NLJ Construct has now. Each dot stands for 28 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,915 companies, not a prediction for NLJ Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| NLJ Construct Nivelles | €244,272 | €13,591 | 51.6% | - |
| Postelmans Bouw & Consulting Beringen | €258,845 | €14,487 | 99.7% | - |
| EOH INVESTORS BELGIUM Uccle | €280,620 | €14,473 | -176.7% | - |
| AM Constructions Herent | €232,285 | €12,621 | -3.5% | - |
| KOL-BATI Berchem-Sainte-Agathe | €288,198 | €13,806 | 22.6% | - |
| VHB PROJECTS Buggenhout | €273,410 | €17,181 | 72.6% | - |
| BOUWONDERNEMING PHILIP VAN HOVE Deinze | €247,837 | €14,897 | 92.7% | - |
These companies have the same main activity as NLJ Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €232,000 and €288,000, founded between 2005 and 2010.
NLJ Construct files the micro format. That format states no turnover. The gross margin rose from €2,167 in 2009 to €13,591 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €84,000 and €300,000.
Higher than 59% of 10,152 companies in 2025.
Higher than 60% of 9,863 companies in 2025.
Higher than 38% of 9,951 companies in 2025.
Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||
20/58 |
244,272 | 247,397 | 254,963 | 248,072 | 228,287 | 237,441 | 218,402 | 219,952 | 240,750 | 189,432 | 181,946 | 189,590 | 193,382 | 182,988 | 166,961 | 163,889 | 142,575 | |
21/28 |
45 | 45 | 45 | 387 | 827 | 1,268 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | |
22/27 |
- | - | - | 342 | 782 | 1,223 | - | - | - | - | - | - | - | - | - | - | - | |
24 |
- | - | - | 342 | 782 | 1,223 | - | - | - | - | - | - | - | - | - | - | - | |
28 |
45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | |
29/58 |
244,227 | 247,352 | 254,918 | 247,685 | 227,460 | 236,173 | 218,357 | 219,907 | 240,705 | 189,387 | 181,901 | 189,545 | 193,337 | 182,943 | 166,916 | 163,844 | 142,530 | |
40/41 |
241,645 | 246,095 | 254,346 | 247,122 | 226,586 | 235,378 | 218,357 | 219,907 | 240,705 | 188,267 | 179,811 | 188,479 | 193,337 | 182,943 | 166,916 | 156,731 | 134,329 | |
40 |
196,440 | 199,100 | 207,452 | 198,297 | 156,454 | 227,933 | 217,642 | 219,482 | 240,058 | 188,267 | 177,951 | 185,354 | 192,016 | 182,926 | 166,916 | 156,206 | 134,072 | |
41 |
45,205 | 46,995 | 46,894 | 48,825 | 70,132 | 7,444 | 716 | 425 | 647 | - | 1,860 | 3,125 | 1,321 | 17 | - | 525 | 257 | |
54/58 |
1,919 | - | - | - | 325 | - | - | - | - | 1,120 | 2,019 | 1,066 | - | - | - | 7,113 | 7,742 | |
490/1 |
663 | 1,257 | 572 | 563 | 550 | 795 | - | - | - | - | 71 | - | - | - | - | - | 459 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||
10/49 |
244,272 | 247,397 | 254,963 | 248,072 | 228,287 | 237,441 | 218,402 | 219,952 | 240,750 | 189,432 | 181,946 | 189,590 | 193,382 | 182,988 | 166,961 | 163,889 | 142,575 | |
10/15 |
125,989 | 119,334 | 111,658 | 96,205 | 86,824 | 79,979 | 84,126 | 71,533 | 67,173 | 57,396 | 46,482 | 41,838 | 39,767 | 36,150 | 32,797 | 21,502 | 6,894 | |
10/11 |
6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | 6,250 | |
10 |
- | - | - | 6,250 | 6,250 | - | - | - | - | - | - | - | - | - | - | - | - | |
100 |
- | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | 12,350 | 12,350 | 12,350 | 12,350 | 12,350 | 12,350 | 12,350 | 12,350 | 12,350 | 12,350 | 12,350 | 12,350 | 12,350 | 12,350 | |
13 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 35 | |
130/1 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 35 | |
1311 |
1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
117,879 | 111,224 | 103,548 | 88,095 | 78,714 | 71,869 | 76,016 | 63,423 | 59,063 | 49,286 | 38,372 | 33,728 | 31,657 | 28,040 | 24,687 | 13,392 | 609 | |
17/49 |
118,283 | 128,063 | 143,305 | 151,867 | 141,463 | 157,461 | 134,276 | 148,419 | 173,577 | 132,036 | 135,464 | 147,752 | 153,615 | 146,838 | 134,164 | 142,387 | 135,681 | |
17 |
- | - | - | - | 8,842 | - | - | - | - | - | - | - | - | - | - | - | - | |
170/4 |
- | - | - | - | 8,842 | - | - | - | - | - | - | - | - | - | - | - | - | |
42/48 |
118,283 | 128,063 | 143,305 | 151,867 | 132,621 | 157,461 | 134,276 | 148,419 | 173,577 | 132,036 | 135,464 | 147,752 | 153,615 | 146,838 | 134,164 | 142,387 | 135,681 | |
42 |
- | - | - | 1,332 | 1 | - | - | - | - | - | - | - | - | 3,749 | - | - | - | |
43 |
24,914 | 26,916 | 26,601 | 26,363 | 24,977 | 26,036 | 27,074 | 27,466 | 27,483 | 24,884 | - | - | 230 | 2,285 | 1,820 | - | - | |
430/8 |
24,914 | 26,916 | 26,601 | 26,363 | 24,977 | 26,036 | 27,074 | 27,466 | 27,483 | 24,884 | - | - | 230 | 2,285 | 1,820 | - | - | |
44 |
85,867 | 89,734 | 90,463 | 88,916 | 63,283 | 82,849 | 56,281 | 73,185 | 88,338 | 59,949 | 87,670 | 97,480 | 104,585 | 87,199 | 95,853 | 81,779 | 116,370 | |
440/4 |
85,867 | 89,734 | 90,463 | 88,916 | 63,283 | 82,849 | 56,281 | 73,185 | 88,338 | 59,949 | 87,670 | 97,480 | 104,585 | 87,199 | 95,853 | 81,779 | 116,370 | |
45 |
1,926 | 996 | 4,357 | 1,589 | 7 | 1,839 | 2,091 | 6,158 | 1,813 | 5,515 | 3,164 | 1,803 | 2,274 | 5,934 | 10,631 | 16,960 | 5,768 | |
450/3 |
1,926 | 996 | 4,357 | 1,589 | 7 | 1,839 | 2,091 | 6,158 | 1,813 | 5,515 | 3,164 | 1,803 | 2,274 | 5,934 | 10,631 | 16,960 | 5,768 | |
47/48 |
5,576 | 10,417 | 21,885 | 33,667 | 44,353 | 46,737 | 48,831 | 41,610 | 55,943 | 41,689 | 44,630 | 48,469 | 46,526 | 47,671 | 25,860 | 43,648 | 13,543 | |
| Income statement | ||||||||||||||||||
9900 |
13,591 | 14,863 | 24,709 | 18,004 | 12,954 | -805 | 20,127 | 9,110 | 16,639 | 16,968 | 8,536 | 4,182 | 6,976 | 8,138 | 18,432 | 20,180 | 2,167 | |
630 |
- | - | 342 | 441 | 441 | 99 | - | - | - | - | - | - | - | - | - | - | - | |
640/8 |
1,559 | 833 | 1,032 | 1,358 | 1,348 | 1,082 | 778 | 956 | 1,103 | 881 | 1,137 | 397 | 447 | 1,090 | 2,093 | 459 | 1,269 | |
9901 |
12,032 | 14,030 | 23,335 | 16,206 | 11,165 | -1,986 | 19,348 | 8,153 | 15,535 | 16,086 | 7,399 | 3,785 | 6,529 | 7,048 | 16,339 | 19,721 | 898 | |
75/76B |
608 | 0 | 11 | - | - | 2 | - | 354 | - | 9 | - | - | - | 291 | 32 | 3 | 2 | |
75 |
608 | 0 | 11 | - | - | 2 | - | 354 | - | 9 | - | - | - | 291 | 32 | 3 | 2 | |
65/66B |
2,805 | 3,108 | 2,876 | 3,028 | 2,569 | 1,979 | 2,666 | 2,323 | 1,802 | 1,084 | 581 | 1,268 | 1,978 | 3,157 | 1,133 | 316 | 84 | |
65 |
2,805 | 3,108 | 2,876 | 3,028 | 2,569 | 1,979 | 2,666 | 2,323 | 1,802 | 1,084 | 581 | 1,268 | 1,978 | 3,157 | 1,133 | 316 | 84 | |
9903 |
9,835 | 10,922 | 20,470 | 13,178 | 8,596 | -3,962 | 16,682 | 6,184 | 13,734 | 15,012 | 6,818 | 2,517 | 4,551 | 4,182 | 15,238 | 19,408 | 816 | |
67/77 |
3,180 | 3,246 | 5,018 | 3,797 | 1,751 | 185 | 4,089 | 1,825 | 3,956 | 4,099 | 2,174 | 446 | 934 | 829 | 3,943 | 4,800 | 172 | |
9904 |
6,654 | 7,677 | 15,452 | 9,381 | 6,845 | -4,147 | 12,593 | 4,359 | 9,778 | 10,913 | 4,644 | 2,071 | 3,617 | 3,353 | 11,295 | 14,608 | 644 | |
9905 |
6,654 | 7,677 | 15,452 | 9,381 | 6,845 | -4,147 | 12,593 | 4,359 | 9,778 | 10,913 | 4,644 | 2,071 | 3,617 | 3,353 | 11,295 | 14,608 | 644 | |
| Appropriation of the result | ||||||||||||||||||
9906 |
117,879 | 111,224 | 103,548 | 88,095 | 78,714 | 71,869 | 76,016 | 63,423 | 59,063 | 49,286 | 38,372 | 33,728 | 31,657 | 28,040 | 24,687 | 15,217 | 644 | |
14P |
111,224 | 103,548 | 88,095 | 78,714 | 71,869 | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,825 | 35 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,825 | 35 | |
| Document | ||||||||||||||||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-08-2026.
2025 annual accounts filed 29 days after the deadline. Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00481532.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-08-2026 | 2026-00481532 | |
| 31-12-2024 | micro format | 29-09-2025 | 2025-00530413 | |
| 31-12-2023 | micro format | 30-09-2024 | 2024-00493040 | |
| 31-12-2022 | micro format | 30-09-2023 | 2023-00474470 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20371862 | |
| 31-12-2020 | micro format | 30-10-2021 | 2021-75900215 | |
| 31-12-2019 | micro format | 30-10-2020 | 2020-65000505 | |
| 31-12-2018 | micro format | 30-09-2019 | 2019-68600044 | |
| 31-12-2017 | micro format | 30-09-2018 | 2018-68300165 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-59400205 | |
| 31-12-2015 | full format | 30-09-2016 | 2016-63800363 | |
| 31-12-2014 | full format | 29-09-2015 | 2015-62000594 | |
| 31-12-2013 | full format | 29-08-2014 | 2014-50300533 | |
| 31-12-2012 | full format | 30-08-2013 | 2013-57400020 | |
| 31-12-2011 | full format | 31-08-2012 | 2012-52800254 | |
| 31-12-2010 | full format | 31-08-2011 | 2011-53700440 | |
| 31-12-2009 | full format | 10-11-2010 | 2010-60600350 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | 23,677 | 16,646 | 11,606 | -1,887 | - | - | - | - | - | - | - | - | - | - | - | ||
| - | - | 15,794 | 9,822 | 7,286 | -4,048 | - | - | - | - | - | - | - | - | - | - | - | ||
| - | - | 0 | 0 | 0 | 1,321 | - | - | - | - | - | - | - | - | - | - | 45 | ||
| - | - | - | - | - | - | - | - | - | -899 | 953 | - | - | - | - | -629 | - | ||
| 125,944 | 119,289 | 111,613 | 95,819 | 94,839 | 78,712 | 84,081 | 71,488 | 67,128 | 57,351 | 46,437 | 41,793 | 39,722 | 36,105 | 32,752 | 21,457 | 6,849 | ||
| 51.6% | 48.2% | 43.8% | 38.8% | 38.0% | 33.7% | 38.5% | 32.5% | 27.9% | 30.3% | 25.5% | 22.1% | 20.6% | 19.8% | 19.6% | 13.1% | 4.8% | ||
| 2.06 | 1.93 | 1.78 | 1.63 | 1.72 | 1.50 | 1.63 | 1.48 | 1.39 | 1.43 | 1.34 | 1.28 | 1.26 | 1.25 | 1.24 | 1.15 | 1.05 | ||
| 0.94 | 1.07 | 1.28 | 1.58 | 1.63 | 1.97 | 1.60 | 2.07 | 2.58 | 2.30 | 2.91 | 3.53 | 3.86 | 4.06 | 4.09 | 6.62 | 19.68 | ||
| 5.3% | 6.4% | 13.8% | 9.8% | 7.9% | -5.2% | 15.0% | 6.1% | 14.6% | 19.0% | 10.0% | 5.0% | 9.1% | 9.3% | 34.4% | 67.9% | 9.3% | ||
| 2.7% | 3.1% | 6.1% | 3.8% | 3.0% | -1.7% | 5.8% | 2.0% | 4.1% | 5.8% | 2.6% | 1.1% | 1.9% | 1.8% | 6.8% | 8.9% | 0.5% | ||
| - | - | 8.23 | 5.50 | 4.52 | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is 14% lower than in 2024 and the lowest since 2021. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 51.8% to 48.4%. Equity is higher and debt is lower.
NLJ Construct has no parent and no holdings in its annual accounts. NLJ Construct shares no director with another company.
| Legrand, Nicola (sole trader)
establishment since 21-04-2006 |
founded in 2006 0880.833.343 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Faubourg de Namur 24 registered office 1400 Nivelles 4100101 General construction of residential buildings | 02-02-2009 | 2.176.859.251 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25782C0419/00S000 | 157 m² | 1 · 56 m² | 10.3 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0809.196.566
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