NLA arch
ActiveNLA arch has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €14k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+5
Solvency94▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 5.88 in 2024; short-term debt: 31.4% and cash: 36.4% of total assets), and 31.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.5%
Return on assets
11%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
121 d early
2024
2 d early
2023
9 d early
2022
6 d early
2021
1 d early
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k=
2024 · €85k
2020: €47k
2021: €59k
2022: €79k
2023: €77k
2024: €85k
2020 → 2025
Total assets
€124k▲ 25.9%
2024 · €98k
2020: €125k
2021: €116k
2022: €122k
2023: €104k
2024: €98k
2020 → 2025
Net result
€14k▲ 81.6%
2024 · €8k
2020: €41k
2021: €12k
2022: €20k
2023: €-2k
2024: €8k
2020 → 2025
Working capital
€65k▼ 1.1%
2024 · €66k
2020: €19k
2021: €36k
2022: €42k
2023: €53k
2024: €66k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€79k▲ 33.1%€77k▼ 2.3%€85k▲ 9.7%€85k=
Operating result€20k-€29k▲ 46.2%€-86€13k€19k▲ 51.9%
Net result€12k-€20k▲ 58.1%€-2k€8k€14k▲ 81.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€20k▲ 4.9%
Current assets
€104k▲ 30.9%
Equity and liabilities €124k
Equity
€85k=
Debt
€39k▲ 188%
The debt ratio rises from 13.8% to 31.5%. Debt is higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €25k
Cash flow
€23k▲
2024 · €20k
Solvency
68.5%▼
2024 · 86.2%
Current ratio
2.68▼
2024 · 5.88
Quick ratio
2.68▼
2024 · 5.88
Debt / equity
0.46▲
2024 · 0.16
ROE
16.1%▲
2024 · 8.8%
ROA
11.0%▲
2024 · 7.6%
Interest coverage
79.91▲
2024 · 49.72
Debt
€39k▲
2024 · €14k
Debt ≤ 1 year
€39k▲
2024 · €14k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€124k▲
Fixed assets21/28€19k€20k▲
Tangible fixed assets22/27€19k€20k▲
Plant, machinery and equipment23€2k€7k▲
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€13k€10k▼
Current assets29/58€79k€104k▲
Amounts receivable within one year40/41€46k€53k▲
Trade receivables40€32k€42k▲
Other amounts receivable41€14k€11k▼
Cash at bank and in hand54/58€29k€45k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€98k€124k▲
Equity10/15€85k€85k=
Contributions10/11€6k€6k=
Reserves13€79k€79k=
Distributable reserves133€79k€79k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€14k€39k▲
Amounts payable within one year42/48€14k€39k▲
Current portion of amounts payable after more than one year42€3k€0▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€967€9k▲
Taxes450/3€967€9k▲
Other amounts payable47/48€3k€17k▲
Accrued charges and deferred income492/3-€168
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€9k▼
Other operating charges640/8€528€610▲
Gross operating margin9900€26k€29k▲
Operating profit (loss)9901€13k€19k▲
Financial charges65/66B€505€352▼
Recurring financial charges65€505€352▼
Profit (loss) for the period before taxes9903€12k€19k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€8k€14k▲
Profit (loss) for the period to be appropriated9905€8k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€14k▲
Profit (loss) brought forward from the previous period14P€-2k€0▲
Transfer from equity791/2-€14k
Transfer to equity691/2€6k€14k▲
To other reserves6921€6k€14k▲
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼109%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoekje 669950 LievegemGround area
1,148 m²
Building footprint
172 m²
Volume, LiDAR
882 m³
Parcel 44072B0636/00D000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NLA arch
since 20192.288.282.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072B0636/00D000 | Flanders | 1,148 m² | 1 · 172 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PLUSARCHITECTEN
BE 0469.356.670
Roeselare · Eq €85k
GESTEO
BE 0761.721.697
Lasne · Eq €85k
GN.X
BE 1001.873.903
Nazareth-De Pinte · Eq €85k
ARCHITECTE ROGER SCHOREELS
BE 0439.886.090
Anderlecht · Eq €85k
EVA KOCH Architecten
BE 0511.948.875
Kapellen · Eq €85k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2019
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.