Financials
- Fiscal year
- 2025
- Total assets
- €5.5m
- Loss
- -€40,431
- Solvency
- 11.3%
Total assets▲ 5.6%
Net result
20182025
NL Consult
ActiveSummary
NL Consult has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €619,329 and a net result of -€40,431. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 17% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€5.5mtotal assets 2025
- Equity
- €619,329
- Loss
- -€40,431
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts 25 d early0 of 3 deeds read
Why 82- Liquidity: current ratio 0.13, cash €15,680- 1 of the last 3 late- Equity €619,329 (11.3% of total assets)+ Size: total assets €5.5mShow the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 22% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
36-2
equity 11.3% of total assets
Liquidity
35-12
short-term debt 34.6% · cash 0.3%
Profitability
49-11
return on assets -0.7%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 0.5%
02-2026: 0.6%▲ +3.7% vs 01-2026
03-2026: 0.6%▲ +2.5% vs 02-2026
04-2026: 0.6%▼ -2.4% vs 03-2026
05-2026: 0.6%▲ +2.3% vs 04-2026
06-2026: 0.6%▲ +11.9% vs 05-2026highest value
07-2026: 0.6%▼ -3.6% vs 06-2026
08-2026: 0.3%▼ -47.7% vs 07-2026lowest value
09-2026: 0.3%▲ +0.9% vs 08-2026
10-2026: 0.3%● 0.0% vs 09-2026
- Liquidity: current ratio 0.13, cash €15,680 raises the probability
- Size: total assets €5.5m lowers the probability for this profile
- 1 of the last 3 late raises the probability
- Equity €619,329 (11.3% of total assets) raises the probability
Credit up to €50,000 at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.23 in 2024; short-term debt: 34.6% and cash: 0.3% of total assets), and 88.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 14%, liquidity 19%, profitability 36%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 34931 sector peers (2025).
NBB · sector comparisonPosition among 34931 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
28 d early
2023
68 d late
2022
31 d late
2021
78 d late
2020
89 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 43 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Founder · IncorporationFounding capital · Bank account
- Founder · IncorporationFounding capital · Bank account
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 20-07-2026Founder · Incorporation
- 17-07-2026Founder · Incorporation
- 06-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 29-12-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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