KL Holding
ActiveKL Holding has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.16M and a net result of €100k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-12
Solvency67▲+1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.01 in 2024), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
2.1%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
42 d early
2023
48 d early
2022
27 d late
2021
22 d late
2020
5 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.16M▲ 3.3%
2024 · €3.06M
2019: €2.19M
2020: €2.35M
2021: €2.54M
2022: €2.71M
2023: €2.89M
2024: €3.06M
2019 → 2025
Total assets
€4.67M▼ 0.2%
2024 · €4.67M
2019: €4.66M
2020: €4.65M
2021: €4.64M
2022: €4.64M
2023: €4.68M
2024: €4.67M
2019 → 2025
Net result
€100k▼ 40.9%
2024 · €169k
2019: €156k
2020: €163k
2021: €183k
2022: €169k
2023: €183k
2024: €169k
2019 → 2025
Working capital
€-219k▲ 31.9%
2024 · €-322k
2019: €-378k
2020: €-402k
2021: €-383k
2022: €-376k
2023: €-382k
2024: €-322k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.54M-€2.71M▲ 6.6%€2.89M▲ 6.8%€3.06M▲ 5.8%€3.16M▲ 3.3%
Operating result€282k-€287k▲ 2.0%€297k▲ 3.5%€276k▼ 7.2%€189k▼ 31.6%
Net result€183k-€169k▼ 7.8%€183k▲ 8.3%€169k▼ 7.6%€100k▼ 40.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 32% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.67M
Fixed assets
€4.66M▼ 0.2%
Current assets
€6k▲ 53.4%
Equity and liabilities €4.67M
Equity
€3.16M▲ 3.3%
Debt
€1.51M▼ 6.7%
The debt ratio falls from 34.6% to 32.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€199k▼
2024 · €286k
Cash flow
€110k▼
2024 · €179k
Solvency
67.7%▲
2024 · 65.4%
Current ratio
0.03▲
2024 · 0.01
Quick ratio
0.03▲
2024 · 0.01
Debt / equity
0.48▼
2024 · 0.53
ROE
3.2%▼
2024 · 5.5%
ROA
2.1%▼
2024 · 3.6%
Interest coverage
4.10▼
2024 · 5.06
Debt
€1.51M▼
2024 · €1.62M
Debt ≤ 1 year
€225k▼
2024 · €326k
Debt > 1 year
€1.26M▼
2024 · €1.27M
Income taxes
€40k▼
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.67M€4.67M▼
Fixed assets21/28€4.67M€4.66M▼
Tangible fixed assets22/27€35k€25k▼
Furniture and vehicles24€35k€25k▼
Financial fixed assets28€4.64M€4.64M=
Current assets29/58€4k€6k▲
Cash at bank and in hand54/58€4k€6k▲
Deferred charges and accrued income490/1€125€125=
Equity and liabilities
Total equity and liabilities10/49€4.67M€4.67M▼
Equity10/15€3.06M€3.16M▲
Contributions10/11€12k€12k=
Reserves13€2.88M€2.98M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2.87M€2.97M▲
Profit (loss) carried forward14€170k€170k=
Amounts payable17/49€1.62M€1.51M▼
Amounts payable after more than one year17€1.27M€1.26M▼
Financial debts170/4€1.27M€1.26M▼
Amounts payable within one year42/48€326k€225k▼
Current portion of amounts payable after more than one year42€80k€7k▼
Financial debts43€80k€28k▼
Credit institutions430/8€39k-
Other loans439€42k€28k▼
Trade debts44€141k€170k▲
Suppliers440/4€141k€170k▲
Taxes, remuneration and social security45€24k€20k▼
Taxes450/3€24k€20k▼
Other amounts payable47/48€26€26=
Accrued charges and deferred income492/3€23k€23k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€288k€201k▼
Operating profit (loss)9901€276k€189k▼
Financial charges65/66B€57k€49k▼
Recurring financial charges65€57k€49k▼
Profit (loss) for the period before taxes9903€219k€140k▼
Income taxes67/77€50k€40k▼
Profit (loss) for the period9904€169k€100k▼
Profit (loss) for the period to be appropriated9905€169k€100k▼
Appropriation of the result
Profit (loss) to be appropriated9906€170k€270k▲
Profit (loss) brought forward from the previous period14P€860€170k▲
Transfer to equity691/2-€100k
To other reserves6921-€100k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Weakest financial yearnet €100k ▼40.9%
Net result drops to €100k, the lowest in the series.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 27 days late
2022
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
30-06
Financial
Highest result since 2019net €183k ▲12.5%
Net result €183k, the highest in the series.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidstraat 79160 LokerenGround area
1,277 m²
Building footprint
907 m²
Volume, LiDAR
8,367 m³
Parcel 46014A0768/00L003, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Nijverheidstraat 7, 9160 Lokeren
since 20092.181.476.649
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0768/00L003 | Flanders | 1,277 m² | 1 · 907 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 15,273 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-09-2009
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.