NJM CONSEILS
The computed 12-month bankruptcy probability of NJM CONSEILS is 0.9% (low). The 2025 annual accounts show equity of €721k and a net result of €444k. Its solvency ranks better than 38% of 33 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €721k |
| Net result | €444k |
| Staff (FTE) | 11.9 |
| Better than sector | 38% |
Exceptional profile — strong across almost every axis.
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 24.9% | 36.6% | |
| Net result | €444k | €37k | |
| Equity | €721k | €1.22M | |
| Total assets | €2.90M | €8.56M |
| Fiscal year | 2025 |
|---|---|
| Revenue | — |
| EBITDA | €1.04M |
| Net profit | €444k |
| Cash flow | €780k |
| Staff costs | €859k |
| Income taxes | €171k |
| Dividends | — |
| Total assets | €2.90M |
| Equity | €721k |
| Debt | €2.18M |
| of which ≤ 1y | €537k |
| of which > 1y | €1.64M |
| Working capital | €221k |
| Employees (FTE) | 11.9 |
| 2025 | |
|---|---|
| Current ratio | 1.41 |
| Quick ratio | 1.41 |
| Working capital ratio | 7.6% |
| Solvency | 24.9% |
| Debt / equity | 3.02 |
| Long-term debt ratio | 2.27 |
| Interest coverage | 12.20 |
| Gross margin | — |
| Net margin | — |
| ROA | 15.3% |
| ROE | 61.6% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €2.90M |
| Fixed assets | 21/28 | €2.14M |
| Intangible fixed assets | 21 | €2.08M |
| Tangible fixed assets | 22/27 | €57k |
| Financial fixed assets | 28 | €125 |
| Current assets | 29/58 | €758k |
| Cash & bank | 54/58 | €14k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.90M |
| Equity | 10/15 | €721k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €711k |
| Amounts payable | 17/49 | €2.18M |
| Amounts payable after one year | 17 | €1.64M |
| Amounts payable within one year | 42/48 | €537k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €1.92M |
| Operating result | 9901 | €701k |
| Financial income | 75 | €151 |
| Financial charges | 65 | €85k |
| Result before taxes | 9903 | €616k |
| Income taxes | 67/77 | €171k |
| Net result for the period | 9904 | €444k |
| Result to be appropriated | 9905 | €444k |
| NACE primary | Financial services(64999) |
| Legal form | Private limited company(610) |
| Incorporation | 12-04-2023 |
| Status | Active |
| Postal code | 4052 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62058B0940/00G007 | Wallonia | 2,561 m² | 1 · 941 m² | 20.5 m · 5 fl. |
| 62012C0134/00R002 | Wallonia | 890 m² | — | — |
| 62090C0001/00R000 | Wallonia | 834 m² | — | — |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
24-07-2024 Registered office moved from Trooz to Beaufays
- Rue Sainry 5/4, 4870 Trooz → rue des Mûriers 10 à 4052 Beaufays
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "rue des M\u00FBriers 10 \u00E0 4052 Beaufays",
"city": "Beaufays",
"region": "waals_gewest",
"street": "rue des M\u00FBriers",
"country": "BE",
"postcode": "4052",
"box_number": null,
"street_number": "10",
"locality_suffix": null
},
"old_address": {
"raw": "Rue Sainry 5/4, 4870 Trooz",
"city": "Trooz",
"region": "waals_gewest",
"street": "Rue Sainry",
"country": "BE",
"postcode": "4870",
"box_number": null,
"street_number": "5/4",
"locality_suffix": null
},
"effective_date": "2024-07-15",
"evidence_quote": "Conform\u00E9ment aux statuts de la Soci\u00E9t\u00E9, le conseil d\u0027administration d\u00E9cide de transf\u00E9rer le si\u00E8ge social de la Soci\u00E9t\u00E9 de la rue Sainry, 5/4 \u00E0 4870 Trooz vers la rue des M\u00FBriers 10 \u00E0 4052 Beaufays.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": null,
"filing_date": "2024-05-15",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "conseil_d_administration",
"date": "2024-05-15",
"unanimous": true
},
"subject_company": {
"kbo": "0800.675.612",
"name_full": "NJM CONSEILS",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0848.685.167",
"org_name": "Financial Way SRL",
"person_name": null,
"org_rep_person_name": "Christophe MATHIEU",
"person_role_at_subject": null
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsb"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | NJM CONSEILS |