NJL Freelance Management & Consultancy
ActiveSummary
NJL Freelance Management & Consultancy has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89k and a net result of €2k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 997 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability43▲+6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 8.76 against 8.96 in 2023; short-term debt: 11.4% and cash: 99.6% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-06-2025, 53 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
53 d early
2023
129 d early
2022
15 d early
2021
18 d late
2020
27 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€89k▲ 2.7%
2023 · €87k
2019: €21k
2020: €14k
2021: €72k
2022: €87k
2023: €87k
2019 → 2024
Total assets
€100k▲ 3.0%
2023 · €98k
2019: €28k
2020: €29k
2021: €94k
2022: €100k
2023: €98k
2019 → 2024
Net result
€2k
2023 · €-162
2019: €11k
2020: €-8k
2021: €58k
2022: €15k
2023: €-162
2019 → 2024
Working capital
€89k▲ 2.7%
2023 · €87k
2019: €20k
2020: €13k
2021: €72k
2022: €87k
2023: €87k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€14k-€72k▲ 416%€87k▲ 21.4%€87k▼ 0.2%€89k▲ 2.7%
Operating result€-8k-€77k€23k▼ 70.0%€-48€3k
Net result€-8k-€58k€15k▼ 73.4%€-162€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €3k after a loss of €48 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €100k
Equity
€89k ▲ 2.7%
Debt
€11k ▲ 5.4%
Debt's share of the balance-sheet total rises from 11.2% to 11.4%. Equity and debt are higher.
Key figures and ratios
Current ratio
8.76▼
2023 · 8.96
Debt to equity
0.13▲
2023 · 0.13
ROE
2.6%▲
2023 · -0.2%
ROA
2.3%▲
2023 · -0.2%
Debt ≤ 1 year
€11k▲
2023 · €11k
Income taxes
€1k▲
2023 · €65
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 32 lines
Balance sheet
Code20232024
Assets
Total assets20/58€98k€100k▲
Current assets29/58€98k€100k▲
Amounts receivable within one year40/41€3k€401▼
Trade receivables40€401€401=
Other amounts receivable41€2k-
Cash at bank and in hand54/58€95k€100k▲
Equity and liabilities
Total equity and liabilities10/49€98k€100k▲
Equity10/15€87k€89k▲
Contributions10/11€10k€10k=
Reserves13€77k€79k▲
Distributable reserves133€77k€79k▲
Profit (loss) carried forward14€-162-
Amounts payable17/49€11k€11k▲
Amounts payable within one year42/48€11k€11k▲
Trade debts44€94-
Suppliers440/4€94-
Taxes, remuneration and social security45€97€845▲
Taxes450/3€97€845▲
Other amounts payable47/48€11k€11k▼
Income statement
Code20232024
Other operating charges640/8€132€141▲
Gross operating margin9900€83€4k▲
Operating profit (loss)9901€-48€3k▲
Financial charges65/66B€48€51▲
Recurring financial charges65€48€51▲
Profit (loss) for the period before taxes9903€-96€3k▲
Income taxes67/77€65€1k▲
Profit (loss) for the period9904€-162€2k▲
Profit (loss) for the period to be appropriated9905€-162€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-162€2k▲
Profit (loss) brought forward from the previous period14P-€-162
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
24-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 4.19
Current ratio from 1.89 to 4.19.
04-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-8k ▼168%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merksplassesteenweg 562310 RijkevorselGround area
1,640 m²
Building footprint
248 m²
Volume, LiDAR
1,340 m³
Parcel 13502D0037/00N002, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NJL Freelance Management| & Consulting
since 20192.284.497.577
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502D0037/00N002 | Flanders | 1,640 m² | 1 · 248 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,361 companies in sector 78100 we hold annual accounts for 1,364. 1,092 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
69109Other legal services
70200Business and other management consultancy
73110Advertising agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.