NIVEBO
ActiveSummary
The computed 12-month bankruptcy probability of NIVEBO is 1.6% (moderate). The 2024 annual accounts show negative equity (-€57,740) and a net result of -€729. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 5% of 9973 sector peers (fiscal year 2024). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€57,740
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
45 d early
2023
33 d early
2022
55 d early
2021
44 d early
2020
53 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2024, micro schema
In the rankings
#6 oldest company in Oostrozebeke, Construction sector
Equity
-€57,740▼ 1.3%
2023 · -€57,011
Total assets
€2,146▼ 28.2%
2023 · €2,989
Net result
-€729▲ 71.1%
2023 · -€2,527
Working capital
-€57,740▼ 1.3%
2023 · -€57,011
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€2,091▼ 244%€6,189-€1,858-€2,488▼ 33.9%-€693▲ 72.1%
Net result-€2,134below the sector's middle half▼ 229%€6,146within the sector's middle half-€1,897below the sector's middle half-€2,527below the sector's middle half▼ 33.2%-€729within the sector's middle half▲ 71.1%
Equity-€58,734below the sector's middle half▼ 3.8%-€52,588below the sector's middle half▲ 10.5%-€54,485below the sector's middle half▼ 3.6%-€57,011below the sector's middle half▼ 4.6%-€57,740below the sector's middle half▼ 1.3%
Total assets€1,004below the sector's middle half▼ 10.3%€8,224below the sector's middle half▲ 719%€5,472below the sector's middle half▼ 33.5%€2,989below the sector's middle half▼ 45.4%€2,146below the sector's middle half▼ 28.2%
Debt€59,738▲ 3.5%€60,811▲ 1.8%€59,956▼ 1.4%€60,000▲ 0.1%€59,886▼ 0.2%
Working capital-€58,734below the sector's middle half▼ 3.8%-€52,588below the sector's middle half▲ 10.5%-€54,485below the sector's middle half▼ 3.6%-€57,011below the sector's middle half▼ 4.6%-€57,740below the sector's middle half▼ 1.3%
Solvency-639.5%below the sector's middle half-995.8%below the sector's middle half▼ 356.3pp
Current ratio0.14below the sector's middle half0.09below the sector's middle half▼ 0.04
Return on assets (ROA)74.7%above the sector's middle half-34.7%below the sector's middle half▼ 109.4pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €693 in 2024 against €2,488 in 2023; the loss shrinks.
Key figures and ratios
Debt ≤ 1 year
€59,886▼
2023 · €60,000
Ratios withheld: a balance sheet total of €2,146 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.6%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €7,000 | - | - | - | - |
| Other operating charges640/8 | - | €584 | €585 | €624 | €513 | ▼ 17.8% |
| Gross operating margin9900 | -€1,510 | €6,772 | -€1,273 | -€1,863 | -€180 | ▲ 90.3% |
| Operating profit (loss)9901 | -€2,091 | €6,189 | -€1,858 | -€2,488 | -€693 | ▲ 72.1% |
| Financial income75/76B | - | €1 | - | €1 | - | - |
| Recurring financial income75 | - | €1 | - | €1 | - | - |
| Financial charges65/66B | - | €44 | €39 | €39 | €36 | ▼ 9.5% |
| Recurring financial charges65 | €43 | €44 | €39 | €39 | €36 | ▼ 9.5% |
| Profit (loss) for the period before taxes9903 | -€2,134 | €6,146 | -€1,897 | -€2,527 | -€729 | ▲ 71.1% |
| Profit (loss) for the period9904 | -€2,134 | €6,146 | -€1,897 | -€2,527 | -€729 | ▲ 71.1% |
| Profit (loss) for the period to be appropriated9905 | -€2,134 | €6,146 | -€1,897 | -€2,527 | -€729 | ▲ 71.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1,004 | €8,224 | €5,472 | €2,989 | €2,146 | ▼ 28.2% |
| Current assets29/58 | €1,004 | €8,224 | €5,472 | €2,989 | €2,146 | ▼ 28.2% |
| Amounts receivable within one year40/41 | €171 | €1,471 | €431 | €854 | €163 | ▼ 80.9% |
| Trade receivables40 | - | €1,470 | €223 | €260 | - | - |
| Other amounts receivable41 | - | €1 | €208 | €594 | €163 | ▼ 72.5% |
| Cash at bank and in hand54/58 | €833 | €6,752 | €5,041 | €2,135 | €1,983 | ▼ 7.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1,004 | €8,224 | €5,472 | €2,989 | €2,146 | ▼ 28.2% |
| Equity10/15 | -€58,734 | -€52,588 | -€54,485 | -€57,011 | -€57,740 | ▼ 1.3% |
| Contributions10/11 | - | €6,197 | €6,197 | €8,492 | €8,492 | = |
| Reserves13 | €2,295 | €2,295 | €2,295 | - | - | - |
| Non-distributable reserves130/1 | - | €2,295 | €2,295 | - | - | - |
| Reserves not available under the articles1311 | - | €2,295 | €2,295 | - | - | - |
| Profit (loss) carried forward14 | -€67,226 | -€61,080 | -€62,977 | -€65,504 | -€66,233 | ▼ 1.1% |
| Amounts payable17/49 | €59,738 | €60,811 | €59,956 | €60,000 | €59,886 | ▼ 0.2% |
| Amounts payable within one year42/48 | €59,738 | €60,811 | €59,956 | €60,000 | €59,886 | ▼ 0.2% |
| Trade debts44 | €19 | €111 | €237 | €240 | €126 | ▼ 47.5% |
| Suppliers440/4 | - | €111 | €237 | €240 | €126 | ▼ 47.5% |
| Taxes, remuneration and social security45 | - | €981 | - | - | - | - |
| Taxes450/3 | - | €981 | - | - | - | - |
| Other amounts payable47/48 | - | €59,719 | €59,719 | €59,760 | €59,760 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,134 | €6,146 | -€1,897 | -€2,527 | -€729 | ▲ 71.1% |
| Operating cash flow (approximation) | -€2,134 | €6,146 | -€1,897 | -€2,527 | -€729 | ▲ 71.1% |
| Change in cash | - | €5,919 | -€1,712 | -€2,906 | -€152 | ▲ 94.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€2,527
Net result drops to -€2,527, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6,146
Net result €6,146 after 3 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 1999
Ground area
914 m²
Building footprint
335 m²
Volume, LiDAR
2,068 m³
2 parcels, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NIVEBO
since 19992.060.861.010
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E0682/00L003 | Flanders | 714 m² | 1 · 169 m² | 9.2 m · 2 fl. |
| 37010E0461/00D000 | Flanders | 200 m² | 1 · 167 m² | 13.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,786 companies in sector 41001 we hold annual accounts for 16,058. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-02-1993
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0449321618
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.