NIMA
ActiveSummary
NIMA has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €380k and a net result of €7k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 52% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-25
Solvency59=
Growth48▼-18
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.23 in 2024; short-term debt: 20.3% and cash: 0.1% of total assets), and 66.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
54 d late
2024
61 d late
2023
30 d late
2022
59 d late
2021
72 d late
2020
73 d late
2019
63 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€511k▼ 5.9%
2024 · €543k
2018: €461k
2019: €449k
2020: €414k
2021: €435k
2022: €537k
2023: €613k
2024: €543k
2018 → 2025
EBIT margin
6.6%▼ 5.4pp
2024 · 12.1%
2018: 14.4%
2019: 10.1%
2020: 14.9%
2021: 23.5%
2022: 8.6%
2023: 6.3%
2024: 12.1%
2018 → 2025
Net result
€7k▼ 86.1%
2024 · €53k
2018: €50k
2019: €14k
2020: €48k
2021: €75k
2022: €11k
2023: €9k
2024: €53k
2018 → 2025
Working capital
€-181k▼ 36.0%
2024 · €-133k
2018: €-237k
2019: €-246k
2020: €-244k
2021: €-197k
2022: €-170k
2023: €-184k
2024: €-133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€435k-€537k▲ 23.6%€613k▲ 14.0%€543k▼ 11.3%€511k▼ 5.9%
Equity€303k-€313k▲ 3.4%€321k▲ 2.5%€374k▲ 16.4%€380k▲ 1.8%
Operating result€102k-€46k▼ 54.6%€39k▼ 17.1%€66k▲ 70.4%€34k▼ 48.4%
Net result€75k-€11k▼ 84.9%€9k▼ 22.8%€53k▲ 516%€7k▼ 86.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€1.08M ▲ 3.5%
Current assets
€48k ▲ 24.1%
Equity and liabilities €1.13M
Equity
€380k ▲ 1.8%
Debt
€752k ▲ 5.6%
Debt's share of the balance-sheet total rises from 65.6% to 66.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▼
2024 · €75k
Cash flow
€14k▼
2024 · €62k
Current ratio
0.21▼
2024 · 0.23
Quick ratio
0.20▼
2024 · 0.22
Debt to equity
1.98▲
2024 · 1.91
ROE
2.0%▼
2024 · 14.3%
ROA
0.7%▼
2024 · 4.9%
Interest coverage
3.60▼
2024 · 6.21
Debt ≤ 1 year
€229k▲
2024 · €172k
Debt > 1 year
€523k▼
2024 · €540k
Income taxes
€15k▲
2024 · €385
Staff costs
€158k▼
2024 · €174k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.13M▲
Fixed assets21/28€1.05M€1.08M▲
Intangible fixed assets21€1k-
Tangible fixed assets22/27€1.05M€1.08M▲
Land and buildings22€1.03M€1.03M=
Plant, machinery and equipment23€16k€16k▼
Furniture and vehicles24€309-
Leasing and similar rights25-€39k
Current assets29/58€39k€48k▲
Stocks and contracts in progress3€523€2k▲
Stocks30/36€523€2k▲
Amounts receivable within one year40/41€38k€45k▲
Trade receivables40€38k€25k▼
Other amounts receivable41-€20k
Cash at bank and in hand54/58€398€880▲
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.13M▲
Equity10/15€374k€380k▲
Contributions10/11€45k€45k=
Reserves13€23k€23k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€18k€18k=
Profit (loss) carried forward14€305k€312k▲
Investment grants15€2k€845▼
Amounts payable17/49€713k€752k▲
Amounts payable after more than one year17€540k€523k▼
Financial debts170/4€254k€248k▼
Other amounts payable178/9€286k€275k▼
Amounts payable within one year42/48€172k€229k▲
Current portion of amounts payable after more than one year42€34k€46k▲
Financial debts43€4k€9k▲
Credit institutions430/8€4k€9k▲
Trade debts44€5k€59k▲
Suppliers440/4€5k€59k▲
Advances received on contracts in progress46€40-
Taxes, remuneration and social security45€54k€37k▼
Taxes450/3€13k€5k▼
Remuneration and social security454/9€41k€32k▼
Other amounts payable47/48€74k€78k▲
Income statement
Code20242025
Turnover70€543k€511k▼
Non-recurring operating income76A€1k-
Goods, raw materials, services and sundry goods60/61€292k€268k▼
Remuneration, social security and pensions62€174k€158k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Other operating charges640/8€3k€29k▲
Non-recurring operating charges66A-€16k
Gross operating margin9900€251k€243k▼
Operating profit (loss)9901€66k€34k▼
Financial income75/76B€227-
Recurring financial income75€227-
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€54k€23k▼
Income taxes67/77€385€15k▲
Profit (loss) for the period9904€53k€7k▼
Profit (loss) for the period to be appropriated9905€53k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€305k€312k▲
Profit (loss) brought forward from the previous period14P€251k€305k▲
Social balance
Average headcount (FTE)90873.33.0▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 54 days late
2025
31-12
Financial
Weakest financial yearnet €7k ▼86.1%
Net result drops to €7k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 59 days late
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 72 days late
2021
31-12
Financial
Highest result since 2018net €75k ▲55.4%
Operating result €102k, net result €75k, both a record.
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 73 days late
2020
31-12
Financial
Equity above €200kEq €229k ▲25.9%
3 profitable years in a row build equity to €229k.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I straat 4071090 JetteGround area
42 m²
Building footprint
42 m²
Volume, LiDAR
394 m³
Parcel 21463D0288/00R000, Brussels · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NIMA
since 19862.035.033.967
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0288/00R000 | Brussels | 42 m² | 1 · 42 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Auto's Van der Cruyssen
BE 0878.222.954
Zulte · Eq €373,644
Demunster Automotive
BE 0717.992.515
Zwevegem · Eq €373,515
Anhée Motor
BE 0427.100.797
Anhée · Eq €374,115
GA.MA.KO.BIE
BE 0420.625.157
Mechelen · Eq €373,281
Rock n Roll Classics
BE 0636.873.690
Jabbeke · Eq €373,245
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,572 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded01-09-1986
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.