ARK
ActiveARK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €6k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 85% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 7.51 against 4.26 in 2024), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.2%
Return on assets
18.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
133 d early
2024
23 d early
2023
142 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 26.5%
2024 · €22k
2023: €11k
2024: €22k
2023 → 2025
Total assets
€32k▲ 16.0%
2024 · €27k
2023: €18k
2024: €27k
2023 → 2025
Net result
€6k▼ 44.3%
2024 · €10k
2023: €3k
2024: €10k
2023 → 2025
Working capital
€26k▲ 47.4%
2024 · €18k
2023: €5k
2024: €18k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€22k▲ 90.9%€28k▲ 26.5%
Operating result€5k-€14k▲ 187%€8k▼ 41.4%
Net result€3k-€10k▲ 222%€6k▼ 44.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€1k▼ 67.0%
Current assets
€30k▲ 30.1%
Equity and liabilities €32k
Equity
€28k▲ 26.5%
Debt
€4k▼ 26.2%
The debt ratio falls from 20.1% to 12.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▼
2024 · €16k
Cash flow
€8k▼
2024 · €13k
Solvency
87.2%▲
2024 · 79.9%
Current ratio
7.51▲
2024 · 4.26
Quick ratio
7.51▲
2024 · 4.26
Debt / equity
0.15▼
2024 · 0.25
ROE
21.0%▼
2024 · 47.6%
ROA
18.3%▼
2024 · 38.1%
Interest coverage
55.72▼
2024 · 66.07
Debt
€4k▼
2024 · €5k
Debt ≤ 1 year
€4k▼
2024 · €5k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€32k▲
Fixed assets21/28€4k€1k▼
Tangible fixed assets22/27€4k€1k▼
Furniture and vehicles24€4k€1k▼
Current assets29/58€23k€30k▲
Amounts receivable within one year40/41€17k€24k▲
Trade receivables40€16k€22k▲
Other amounts receivable41€867€3k▲
Cash at bank and in hand54/58€6k€6k▼
Deferred charges and accrued income490/1€226€146▼
Equity and liabilities
Total equity and liabilities10/49€27k€32k▲
Equity10/15€22k€28k▲
Contributions10/11€8k€8k=
Reserves13-€19k
Distributable reserves133-€19k
Profit (loss) carried forward14€14k-
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€5k€4k▼
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€742€1k▲
Suppliers440/4€742€1k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€141€843▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€376€8k▲
Gross operating margin9900€17k€18k▲
Operating profit (loss)9901€14k€8k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€249€193▼
Recurring financial charges65€249€193▼
Profit (loss) for the period before taxes9903€14k€8k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€19k▲
Profit (loss) brought forward from the previous period14P€3k€14k▲
Transfer to equity691/2-€19k
To other reserves6921-€19k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €10k ▲222%
Operating result €14k, net result €10k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.26
Current ratio from 1.77 to 4.26; short-term debt falls from €6k to €5k.
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 142 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kersenstraat(Veul.) 213870 HeersGround area
918 m²
Building footprint
168 m²
Parcel 73089B0428/00E000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
ARK
since 20222.328.740.267
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73089B0428/00E000 | Flanders | 918 m² | 1 · 168 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 122 EUR awarded · 122 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 122 EUR | 122 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 1,748 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2022
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.