Nico & Co Consult en Construct
ActiveNico & Co Consult en Construct has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €139k and a net result of €87k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+13
Solvency88▲+4
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 3.76 in 2023; short-term debt: 18.2% and cash: 52.9% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
20 d early
2022
24 d early
2021
27 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€139k▼ 21.6%
2023 · €177k
2021: €60k
2022: €133k
2023: €177k
2021 → 2024
Total assets
€220k▼ 26.3%
2023 · €299k
2021: €86k
2022: €277k
2023: €299k
2021 → 2024
Net result
€87k▲ 99.7%
2023 · €43k
2021: €55k
2022: €74k
2023: €43k
2021 → 2024
Working capital
€95k▼ 30.9%
2023 · €138k
2021: €63k
2022: €90k
2023: €138k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€60k-€133k▲ 123%€177k▲ 32.6%€139k▼ 21.6%
Operating result€68k-€92k▲ 34.9%€59k▼ 35.7%€111k▲ 86.1%
Net result€55k-€74k▲ 34.4%€43k▼ 40.9%€87k▲ 99.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 86% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €220k
Fixed assets
€85k▼ 23.5%
Current assets
€135k▼ 28.0%
Equity and liabilities €220k
Equity
€139k▼ 21.6%
Debt
€82k▼ 33.1%
The debt ratio falls from 40.9% to 37.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€139k▲
2023 · €88k
Cash flow
€115k▲
2023 · €72k
Solvency
62.9%▲
2023 · 59.1%
Current ratio
3.38▼
2023 · 3.76
Quick ratio
3.38▼
2023 · 3.76
Debt / equity
0.59▼
2023 · 0.69
ROE
62.7%▲
2023 · 24.6%
ROA
39.4%▲
2023 · 14.5%
Interest coverage
36.24▲
2023 · 17.52
Debt
€82k▼
2023 · €122k
Debt ≤ 1 year
€40k▼
2023 · €50k
Debt > 1 year
€32k▼
2023 · €63k
Income taxes
€23k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€299k€220k▼
Fixed assets21/28€111k€85k▼
Tangible fixed assets22/27€111k€85k▼
Plant, machinery and equipment23€920€3k▲
Furniture and vehicles24€110k€83k▼
Current assets29/58€188k€135k▼
Amounts receivable within one year40/41€18k€19k▲
Trade receivables40€18k€18k=
Other amounts receivable41-€470
Cash at bank and in hand54/58€170k€117k▼
Equity and liabilities
Total equity and liabilities10/49€299k€220k▼
Equity10/15€177k€139k▼
Contributions10/11€5k€5k=
Capital10€5k-
Issued capital100€5k-
Reserves13€500€500=
Non-distributable reserves130/1€500-
Legal reserve130€500-
Distributable reserves133-€500
Profit (loss) carried forward14€171k€133k▼
Amounts payable17/49€122k€82k▼
Amounts payable after more than one year17€63k€32k▼
Financial debts170/4€63k€32k▼
Amounts payable within one year42/48€50k€40k▼
Current portion of amounts payable after more than one year42€29k€31k▲
Taxes, remuneration and social security45€21k€9k▼
Taxes450/3€21k€9k▼
Accrued charges and deferred income492/3€10k€10k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▲
Other operating charges640/8€173€235▲
Gross operating margin9900€88k€139k▲
Operating profit (loss)9901€59k€111k▲
Financial income75/76B€397€3k▲
Recurring financial income75€397€3k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€55k€110k▲
Income taxes67/77€11k€23k▲
Profit (loss) for the period9904€43k€87k▲
Profit (loss) for the period to be appropriated9905€43k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€171k€258k▲
Profit (loss) brought forward from the previous period14P€128k€171k▲
Profit to be distributed694/7-€125k
Return on contributions (dividend)694-€125k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €87k ▲99.7%
Operating result €111k, net result €87k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €43k ▼40.9%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €177k ▲32.6%
3 profitable years in a row build equity to €177k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €133k ▲123%
2 profitable years in a row build equity to €133k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schrieksesteenweg 1522221 Heist-op-den-BergGround area
1,355 m²
Building footprint
207 m²
Volume, LiDAR
366 m³
Parcel 12006D0559/00C000, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Nico & Co Consult en Construct
since 20212.315.152.052
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12006D0559/00C000 | Flanders | 1,355 m² | 1 · 207 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,873 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.