DELFLO Consult
ActiveDELFLO Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €110k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-73
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
89.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31697 sector peers (2025).
NBB · sector comparisonPosition among 31697 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
2 d early
2023
6 d early
2022
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 98.9%
2024 · €222k
2022: €75k
2023: €136k
2024: €222k
2022 → 2025
Total assets
€123k▼ 51.8%
2024 · €255k
2022: €107k
2023: €162k
2024: €255k
2022 → 2025
Net result
€110k▲ 27.3%
2024 · €86k
2022: €73k
2023: €61k
2024: €86k
2022 → 2025
Working capital
€-4k
2024 · €214k
2022: €78k
2023: €126k
2024: €214k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€75k-€136k▲ 80.9%€222k▲ 63.2%€3k▼ 98.9%
Operating result€95k-€79k▼ 16.6%€109k▲ 37.4%€144k▲ 32.2%
Net result€73k-€61k▼ 16.3%€86k▲ 41.4%€110k▲ 27.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€6k▼ 30.4%
Current assets
€117k▼ 52.5%
Equity and liabilities €123k
Equity
€3k▼ 98.9%
Debt
€121k▲ 267%
The debt ratio rises from 12.9% to 98.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€146k▲
2024 · €111k
Cash flow
€112k▲
2024 · €89k
Solvency
2.0%▼
2024 · 87.1%
Current ratio
0.97▼
2024 · 7.50
Quick ratio
0.97▼
2024 · 7.50
Debt / equity
48.23▲
2024 · 0.15
ROA
89.1%▲
2024 · 33.8%
Interest coverage
112.48▲
2024 · 63.45
Debt
€121k▲
2024 · €33k
Debt ≤ 1 year
€121k▲
2024 · €33k
Income taxes
€33k▲
2024 · €25k
A ratio outside any meaningful range has been withheld (balance sheet total €123k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€255k€123k▼
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Land and buildings22€9k€6k▼
Current assets29/58€246k€117k▼
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Current investments50/53€0-
Cash at bank and in hand54/58€244k€115k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€255k€123k▼
Equity10/15€222k€3k▼
Contributions10/11€3k€3k=
Reserves13€220k€0▼
Distributable reserves133€220k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€33k€121k▲
Amounts payable within one year42/48€33k€121k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€28k€25k▼
Taxes450/3€28k€25k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€957€94k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€113k€149k▲
Operating profit (loss)9901€109k€144k▲
Financial income75/76B€4k€0▼
Recurring financial income75€4k€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€111k€142k▲
Income taxes67/77€25k€33k▲
Profit (loss) for the period9904€86k€110k▲
Profit (loss) for the period to be appropriated9905€86k€110k▲
Appropriation of the result
Profit (loss) to be appropriated9906€86k€110k▲
Transfer from equity791/2-€220k
Transfer to equity691/2€86k€0▼
To other reserves6921€86k€0▼
Profit to be distributed694/7-€330k
Return on contributions (dividend)694-€330k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €110k ▲27.3%
Operating result €144k, net result €110k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €200kEq €222k ▲63.2%
3 profitable years in a row build equity to €222k.
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €61k ▼16.3%
Net result drops to €61k, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €100kEq €136k ▲80.9%
2 profitable years in a row build equity to €136k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stuivenbergbaan 42ter2800 MechelenGround area
937 m²
Building footprint
107 m²
Volume, LiDAR
663 m³
Parcel 12404F0238/00K000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Delflo Consult
since 20212.320.855.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0238/00K000 | Flanders | 937 m² | 1 · 107 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945007M88M3WL5WUI26
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 9,991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2021
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85599Other education
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.